USDA and FHA Pro and Con in Eldorado-at-Santa-Fe, Santa Fe County, NM
In the year 2025, the USDA loan cap in Eldorado-at-Santa-Fe, located in the county of Santa Fe, NM, is set at $331,200. Meanwhile, the FHA limit for a single-family home is $414,000.
Utilize the Lendersa® USDA loan calculator to contrast the leading USDA and FHA rates available today. This tool assists in evaluating the income, credit status, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA side by side, aiding you in determining which program fits your personal financial situation.
2025 Loan Limits and Down Payment Terms in Eldorado-at-Santa-Fe, County of Santa Fe, NM
Type of Loan
Maximum Limit
Initial Payment
USDA
$331,200
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Plans in Eldorado-at-Santa-Fe, NM
Lendersa® is committed to securing the optimal USDA or FHA loan for you swiftly and effortlessly. Choose from three initial pathways to start matching with lenders and explore various USDA loan programs.
A USDA home loan, supported by the Department of Agriculture's guarantee, is often called a USDA rural development loan or mortgage. These loans are specifically available to rural areas. Unlike FHA loans that need a 3.5% down payment at minimum, USDA loans do not require any down payment from the borrower.
Mae Capital Real Estate and Loan is a mortgage broker with operations in one state. Mae Capital Real Estate and Loan offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and reverse mortgages. Mae Capital Real Estate and Loan is a FREEandCLEAR Certified Bronze Low Rate Lender.
Washington State Bank is an independent, locally-owned community bank. We offer modern and efficient systems in order to provide excellent products and services.
Personal and Business Banking Available Checking Accounts, Savings Accounts, Loans, Mortgages, etc. The types of personal information we collect and share depend on the product
Jefferson Bank & Trust was organized & incorporated in Missouri on July 20, 1892. It was one of the earliest neighborhood banks in the City of Saint Louis.The bank’s 1st location was at the Northwest corner of Jefferson and Franklin. Over the last century, Jefferson Bank and Trust has earned an enviable reputation.
"Flip Finance is a private money lender based out of St. Louis that provides financing for real estate investments. The loans are short term and based on the value of the property when rehabbed. Flip Finance will loan 100% of the purchase and in most cases the fix as well.
Simply fill out the contact us"
Our community first laid its foundation in Jamestown, North Dakota in 1939. As a credit union, FCCU is owned by its members. This is different than banks, which are owned by a select group of stockholders. The credit union’s profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.
Residential Home Loans, is an established mortgage lender in the Sacramento area. Our office is made up of licensed loan originators dedicated to our business and making the home loan process as smooth as possible. As home loan lenders we are here to assist in all Real Estate Finance needs.
6060 Sunrise Vista Dr, Suite 1200, Citrus Heights, CA, 95610
Green Isle Real Estate & Mortgage is locally owned and operated in the heart of one of the most dynamic real estate markets in the country: Sacramento, California. We serve a growing demand for agencies that specialize in single family and multifamily properties. Our services include representation for buyers and sellers of primary.
5620 Birdcage Street, Suite 210, Citrus Heights, CA, 95610
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a customer service based mortgage company centered on flexibility and finding the best mortgage option for our clients and their families. We believe each person's situation is different and can help prepare those who are not ready to take the necessary steps within their budget and time frame.
5750 Sunrise Boulevard, Suite 130-A, Citrus Heights, CA, 95610
We are a licensed finance brokerage that operates in the State of California under the Department of Business Oversight Financing Law. We are also licensed as a Mortgage Loan Originator in the State of California. At times we may refer you to other sources of funding rather than act as the direct broker,
