USDA VS FHA in Eldorado-at-Santa-Fe, Santa Fe County, NM
In the year 2025, the USDA loan cap in Eldorado-at-Santa-Fe, located in the county of Santa Fe, NM, is set at $331,200. Meanwhile, the FHA limit for a single-family home is $414,000.
Utilize the Lendersa® USDA loan calculator to contrast the leading USDA and FHA rates available today. This tool assists in evaluating the income, credit status, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA side by side, aiding you in determining which program fits your personal financial situation.
2025 Loan Limits and Down Payment Terms in Eldorado-at-Santa-Fe, County of Santa Fe, NM
Type of Loan
Maximum Limit
Initial Payment
USDA
$331,200
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Plans in Eldorado-at-Santa-Fe, NM
Lendersa® is committed to securing the optimal USDA or FHA loan for you swiftly and effortlessly. Choose from three initial pathways to start matching with lenders and explore various USDA loan programs.
A USDA home loan, supported by the Department of Agriculture's guarantee, is often called a USDA rural development loan or mortgage. These loans are specifically available to rural areas. Unlike FHA loans that need a 3.5% down payment at minimum, USDA loans do not require any down payment from the borrower.
BMS is a Privately Owned, Family Run Mortgage Banking Firm that was founded in 1987. BMS, as a Mortgage Banker, has an assortment of mortgage programs that will benefit your needs. We are an approved Government Lender allowed by HUD (US Department of Housing and Urban Development.)
11547 South West 109 Road, Suite 26-Z, Miami, FL, 33176
Pacific Mortgage Services Corp. is a licensed mortgage brokerage business in the state of Florida. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract)
10689 North Kendall Drive, Suite 319, Miami, FL, 33176
1st Florida Mortgage Lending came about through the culmination of nearly twenty years of serving Floridians with honesty, integrity and competence. A “Boutique Style” business focusing mainly on our clientele’s experience as we work diligently to provide the best rates and products.
14411 South Dixie Hwy, Suite 209, Palmetto Bay, FL, 33176
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Xcellence Mortgage is currently working with Several of the Top Lenders & Investors in the Nation allowing us to provide a wide variety of loan options. Mortgage Broker Business serving the state of FL. We Love what we do so we do it with Passion & Strive for the highest level of Xcellence.
11160 N. Kendall Drive, Suite 106, Miami, FL, 33176
At M.C. Financial Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Columbus Capital Lending is the premier mortgage lender in the Hispanic market. Its headquarters are located in Miami Florida, with licenses in Florida, Texas, California, Illinois, North Carolina, Georgia, Michigan, and Colorado. The mission at Columbus is to strengthen America’s social fabric through sustainable homeownership.
500 S Federal Hwy, Suite 1273, Hallandale, FL, 33008
AT PROFESSIONAL MORTGAGE & FINANCING SERVICES we can help you obtain the best Mortgage Loan for you finding the adequate Lender in compliance to your needs. We works with multiple carriers to help Clients finding them the best MORTGAGE LOAN.
Our staff of dedicated professionals will guide you through the entire process.
6245 N. Federal Hwy #422, Fort Lauderdale, FL, 33008
Mortgages R Us Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.We have relationships with many lenders.
2450 Hollywood Blvd, Suite 503, Hollywood, FL, 33019
At Liberty Group Funding, we offer unparalleled service to our clients and real estate professionals. When you call, we pick up, when you email, we respond. Our motto is to be in constant contact with our clients. Every step of the way, we are there to guide you along.
We offer all the latest mortgage products including
