USDA and FHA Pro and Con in Santa-Fe, Santa Fe County, NM
In 2025, the loan limit for USDA in Santa-Fe, county of Santa Fe, NM is $331,200, whereas the limit for FHA is $414,000 for a single-family home.
Make use of the Lendersa® USDA loan calculator to compare today’s optimal USDA versus FHA rates, determining the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side to help you choose the best program in for your individual financial circumstances.
2025 Loan Limits and Downpayment Requirements in Santa-Fe, County of Santa Fe, NM
Loan Type
Loan Limit
Down payment
USDA
$331,200
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Santa-Fe, NM
The aim of Lendersa® is to efficiently provide you with the best USDA or FHA loan with minimal hassle. Choose one of the three entry points that will result in finding lenders that match the USDA loan programs.
A USDA home loan is a mortgage backed by the Department of Agriculture, commonly known as a USDA rural development loan. Available primarily in rural neighborhoods, it contrasts with FHA loans, which require at least a 3.5% down payment, by requiring none.
Hard money private lending and wholesale mortgage 100% stated income. No DSCR ratio, no tax returns, no NOI. Post programs only 10% down payment is required. Lending in all 50 states.
All types of commercial properties accepted including office spaces, retail and restaurants. Multi-family investment properties and mixed use properties as well.
We are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, foreign national loans and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history
5030 Champion Blvd. Suite G11, Boca Raton, FL, 33496
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
Short Term Bridge Loans for Commercial and Investment Grade Properties.
• No deep dive underwriting
• $500,000+ loan sizes preferred
• 12-36 month terms
• Most commercial RE assets accepted; special use case-by-case
• No rural or vast land properties
• No junk fees
• Quick close
• Broker friendly
The Alpine Funding Corp. team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
We are a leading provider of real estate valuations for the mortgage lending marketplace. With many years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process.
We are a leading provider of appraisals for:
Primary and Secondary Mortgages
Mortgage Refinanc
1700 North University Drive, Suite 304, Coral Springs, FL, 33071
Horizon Mortgage Group is a premier mortgage company located in Coral Springs Florida . Our goal is to provide you with exemplar service that exceed your expectations and build a solid long term relationship that will last for years.
we pride ourselves in offering the highest level of customer service.
1515 North University Drive, Suite 101, Coral Springs, FL, 33071
Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry regulations
1750 University Drive, Suite 225, Coral Springs, FL, 33071
Pacific Lending Group is a busy and cutting edge correspondent mortgage lender headquartered in Coral Springs, Florida, catering to homeowners and first time buyers. We have an experienced team of mortgage loan originators with backgrounds in financial planning, insurance, appraisals, real estate and business.
1515 N. Universtiy Dr Ste 111, Coral Springs, FL, 33071
Epic Mortgage, we serve our customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders
