USDA Vs. FHA your options comparison in Santa-Fe, Santa Fe County, NM
In 2025, USDA loan limit in Santa-Fe, county of Santa Fe, NM is $331,200 while FHA limit is $414,000 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Santa-Fe, county of Santa Fe, NM
Loan Type
Loan Limit
Down payment
USDA
$331,200
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Santa-Fe, NM
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Commercial Bank has been a proud local bank since 1893. We have an unwavering devotion to our neighbors and their futures. We make it our mission to reinvest in the community through donations, sponsorships and loans to support the growth of our local residents and businesses. We firmly believe that being local matters.
We have over 50 years of experience servicing the residents and workforce of Gratiot County. We are aware of our responsibility to serve our members and community. We strive to deliver professional, responsive, and personalized banking services to its depositors, borrowers, local businesses, and area professionals.
Nantahala Bank was organized in 2004 as a state-charted bank and is headquartered at 120 Siler Road, Franklin, NC. We have around 530 shareholders with the vast majority of those living in the communities we serve: Franklin (Macon County, NC), Hayesville (Clay County, NC) and Murphy (Cherokee County, NC).
Mountain Valley Community Bank was founded in Cleveland, Georgia in May 2004 by a group of local business professionals and grew to 4 locations and approximately $200 million in assets by September 2017. In that same month, Mountain Valley Community Bank merged with and became a division of The Piedmont Bank located in Norcross, Georgia.
Ideal Mortgage Services, LLC is a mortgage brokerage owned and operated locally in Haslett. We are licensed to do first mortgages throughout the entire state of Michigan. Ideal Mortgage has a very diverse client base, with all types of credit backgrounds. We are well versed in various types of loans,
TLC Community Credit Union proudly serves anyone that lives or works in LENAWEE, HILLSDALE, JACKSON, WASHTENAW, OR MONROE COUNTIES! Our mission is to promote the philosophy of people helping people. We strive to be the primary provider of financial services to our members and their families.
2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863
SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007
Citizens Bank and Trust Company of Grainger County
8335 Rutledge Pike, Rutledge, TN, 37861
We began to serve the citizens of Grainger County as a state-chartered bank on December 19, 1919. At that time, we had 29 depositors with $12, 291.23 in deposits. Since then, we have grown to 5 locations within the County, servicing over 13, 000 customers with total deposits exceeding $200 million.
Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.
255 Racetrack Road, Suite 24, McDonough, GA, 30252
Select Mortgage Group, Inc.is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial.
