USDA Loan Vs. FHA loan pro & con for White-Rock, Los Alamos County, NM

In 2025, USDA loan limit in White-Rock, county of Los Alamos, NM is $396,500 while FHA limit is $495,650 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in White-Rock, NM

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Mexico?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(786) 301-7443 1567 miles Lender's profile and map Reviews Dream Team Mortgage 19 Del Prado Boulevard North, Suite 2, Cape Coral, FL, 33909 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(239) 307-6300 1567 miles Lender's profile and map Reviews Elite Mortgage Source LLC 1616 Cape Coral Pkwy West, Unit 102 - 271, Cape Coral, FL, 33914 Elite Mortgage Source of Cape Coral get you prequalified for a mortgage loan so you will know IF you can buy and HOW MUCH of a mortgage you can qualify for so you can shop with confidence. Elite Mortgage Source is the best mortgage lender in Cape Coral, Florida and is committed to helping you find the right mortgage product for your needs.
(239)206-4872 1567 miles Lender's profile and map Reviews Genesis Lending Group 5785 Cape Harbour Drive, Suite 201, Cape Coral, FL, 33914 GLG corporate headquarters is in Cape Coral, Florida.We are veterans with over 25 years in the mortgage industry and have vast experience in all phases of mortgage lending.GLG is currently licensed in Florida as a Mortgage Brokerage Business.This business model allows us to have strategic relationships with over 25 national and local lenders.
(941) 525-9292 1567 miles Lender's profile and map Reviews Best Loans Corp 3022 Willow Road, Punta Gorda, FL, 33982 At Best Loans Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(304) 267-2944 1568 miles Lender's profile and map Reviews 167th TFR Federal Credit Union 1945 Edwin Miller Boulevard, Martinsburg, WV, 25404 Working together towards a common goal is an idea familiar to us as citizens, as employees, and as family members. Working together, we succeed in building a better future for all. That spirit of cooperation inspired the formation of the 167th TFR Federal Credit Union in 1959. As a credit union, we're a non-profit financial cooperative
(888) 660-3696 1568 miles Lender's profile and map Reviews Mortgage Financing.com 115 Aikens Center, Suite 20B, Martinsburg, WV, 25404 The MortgageFinancing.com Team is your premier mortgage team located in Martinsburg, West Virginia. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Martinsburg area
(304) 279-6465 1568 miles Lender's profile and map Reviews American Pacific Mortgage 55 Meridian Parkway, Suite 101, Morgantown, WV, 25404 Welcome to the Burke Team at American Pacific Mortgage, where we prioritize trust, expertise, and personal service in your home financing journey. Our experienced team guides you through the mortgage process, tailoring our services to your needs, whether you're a first-time buyer, refinancing, or exploring investments. Experience the Burke Team dif
239-829-1543 1569 miles Lender's profile and map Reviews Fairview Lending 1425 Del Prado Blvd S., Cape Coral, FL, 33990 Fairview Lending, we have many loan options to suit your needs. We make sure to get to know you to properly advise you of your best options when seeking a loan and We understand that getting a home mortgage is a huge decision. We pride ourselves on giving you all the information and comfortable with getting a loan.
(843) 280-0130 1569 miles Lender's profile and map Reviews National Finance Company 151 Pinnacle Place, Little River, SC, 29566 National Finance has been serving the Carolina’s for over 50 years, making hundreds of loans everyday. And now, with our on-line application, the cash you need is just a click away. Don’t hesitate, whether your credit is excellent or whether you have had past credit problems, all applications will be considered.
(814) 447-5552 1569 miles Lender's profile and map Reviews Community State Bank of Orbisonia 478 Ridgley Street, Orbisonia, PA, 17243 From the day we opened our doors in 1951 to today, Community State Bank has valued Fairness. The founders, unable to secure fair lending from banks in neighboring, more affluent counties, were compelled to start a bank where everyone had the opportunity to get a loan and had access to good banking products, close to home.
(863) 386-1300 1570 miles Lender's profile and map Reviews Heartland National Bank 320 US Highway 27 N, Sebring, FL, 33870 Heartland National Bank was organized in 1998 by a group of local businessmen. Their biggest concern at that time was the effect bank mergers and acquisitions were having on Highlands County businesses. It was their belief that the community would benefit from a locally owned, independent banking institution.