USDA and FHA Pro and Con in White-Rock, Los Alamos County, NM
In the year 2025, the USDA loan threshold in White-Rock, located in Los Alamos county, NM, is $396,500. In comparison, the FHA limit for a single-family home amounts to $495,650.
Use Lendersa®'s USDA loan calculator to effectively compare the current best rates for USDA and FHA. This tool outlines the income, credit, reserves, and documentation necessary to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, ensuring you select the optimal program tailored to your financial needs in .
2025 Loan Caps and Down Payment Criteria in White-Rock, Los Alamos County, NM
Type of Loan
Ceiling Amount
Initial Payment
USDA
$396,500
0%
FHA
$495,650
3.5%
Conventional Conforming
$548,250
3%
Examine USDA and FHA Loan Programs in White-Rock, NM
Lendersa® focuses on securing you the most advantageous USDA or FHA loan efficiently and smoothly. Choose from three unique starting points to connect with matching lenders and unlock various USDA loan opportunities.
A USDA home loan is backed by the government Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. These loans are exclusively accessible in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment.
"Crestline Financial Inc The home loan process can be an intimidating one, especially for first time home buyers or those who may have been turned down by other companies.
Crestline Financial has a professional and courteous staff who is prepared to assist you through each phase of the lending process."
The San Mateo City Employees Federal Credit Union operates on the foundation of trust and respect for it’s members. This institution was created by employees and continues to serve employees, retirees and their family members with the goal of providing exclusive, lifetime benefits in a convenient manner while maintaining our history.
Ascend Mortgage was established in 2005 in San Mateo, CA to help make home ownership and home purchase financing affordable and available for residents of California. Headquartered in the San Francisco Bay Area where there is a diverse community we specialize in all aspects of Real Estate and we believe in a more personalized approach to lending.
135 West 25th Avenue, Suite 6914, San Mateo, CA, 94403
We are here to serve our community and bring happiness and stability to those around us by helping people find a place to call home. We specialize in building trust and lasting relationships with our clients and finding them the best deal at the right time in the right place. Established in 1990.
"Bay Area Realty Services is a full service Residential Real Estate Brokerage with offices in Palo Alto and San Mateo, serving mainly San Francisco, the Peninsula, the East Bay, and Silicon Valley/South Bay
Our services include the Listing of all types of Residential properties (for Sale or for Lease),"
2330 West Port Plaza Drive, Saint Louis, MO, 63146
Commercial Bank is an independent bank specializing in relationship banking. We focus on personal relationships with you, our customer. While providing this "good old fashioned" brand of service we still provide the latest banking technology. Come visit us and let Commercial Bank show you what we can offer you.
We're a not-for-profit financial cooperative, looking out for our members' financial well-being and futures. We embrace our "not-normal-ness" & strive to offer the best products & services for our members, without the price tag you'd find at a big bank. Being member-owned also means we pass all the savings along to our members, not stockholders.
Mortgage Partners Group our seasoned Loan Officers are Partners of the Firm. Our Loan Officer-Partners understand that there is nothing more important in the home loan process than a client understanding his or her mortgage loan options. That is why we offer a wide variety of home loans so you can find the right option to fit your goals.
Mason Mortgage Advisors, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
2200 W Port Plaza Dr, Suite 312, Saint Louis, MO, 63146
US Wide Financial was founded in March of 2009, on the heels of the Great Recession. Trust and integrity in the lending industry had been lost. We started our company because we wanted to do things differently and bring back the basics. Today our values are still the same: Relationships, Trust, Integrity, Teamwork.
1807 Park 270 Drive, Suite 265, St. Louis, MO, 63146
Our reputation makes us far from a secret. However, some people may be unfamiliar with our private Mortgage Banking firm. Unlike big-tent lenders, we refuse to flood our clients with unwanted cross-selling offers of credit cards, money markets, auto loans. Clients come to us from sources more powerful than television, radio or any print media.
