USDA VS FHA in Placitas, Sandoval County, NM

In 2025, USDA loan limit in Placitas, county of Sandoval, NM is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Placitas, county of Sandoval, NM

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Placitas, NM

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Mexico?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Moody Mortgage Corporation
  • 108 S Commerce St, Hinesville, GA, 31313
  • At Moody Mortgage Corporation we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you. Moody Mortgage Corporation works with multiple lenders.
  • Golden Gate Mortgage
  • 3102 Millwood Avenue, Columbia, SC, 29205
  • Golden Gate Mortgage was founded in 1999 in Columbia, SC with the goal of providing the best home loans, refinancing and home loan rates to customers across the Palmetto State. We’re proud to say we’re still here when many other mortgage brokers are not, and we have a long list of satisfied customers who have found their home loan.
  • Gulfstream Mortgage Corporation
  • 3101 Carlisle St, Suite 105, Columbia, SC, 29205
  • Gulfstream Mortgage is a South Carolina Corporation that began providing mortgage loans in 1991. We lend only in the state of South Carolina and we have helped thousands of customers over the last three decades. If you like personal one-on-one service and reaching your loan officer with one simple phone call, email.
  • Resource Financial Services, Inc.
  • 2717 Devine Street, Columbia, SC, 29205
  • "Resource Financial Services was founded in 2008 by a handful of experienced mortgage bankers who wanted to make it easier to get a home loan in South Carolina. We sold our company at the end of 2012, but we never left the mortgage industry and the opportunity to relaunch as Resource Financial Services presented itself at a perfect time."
  • Lowery Financial LLC
  • 6116 North Tryon Street, Suite B, Charlotte, NC, 28213
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lane Lending Inc
  • 5736 North Tryon Street, Suite 201E, Charlotte, NC, 28213
  • Lane Lending Inc. is a mortgage brokerage based in Charlotte, NC. Licensed in NC and SC, we specialize in offering residential lending solutions for purchase and refinance transactions. With access to hundreds of lenders and programs, Lane Lending Inc. ensures you feel confident that you will always get the best rate.
  • Indirect Lending Services
  • 2923-A Youngstown Rd. SE, Warren, OH, 44484
  • Our goal at Indirect Lending Services is to protect and maintain a well-balanced indirect loan portfolio for your credit union. With over 30 years of experience in the indirect industry we know best how to deal with each unique dealer and get you the highest quality loans. Indirect Lending Services​ works closely with dealers
  • The Citizens Bank of Weston
  • 201 Main Avenue, Weston, WV, 26452
  • The Citizens Bank of Weston has been serving the people of Lewis and surrounding counties for 120 years. In 1891 the bank received its charter. The doors were opened for business in February of 1892. On October 1, 1894, the bank employed Thomas A. Whelan who was to become a banking legend in Lewis County.
  • Drummond Community Bank
  • 16449 SW Archer Road, Archer, FL, 32618
  • Drummond Community Bank is federally insured by FDIC and is an Equal Housing Lender. Our goal is to promote community pride, provide resources for our friends and neighbors, and host an open and welcoming environment. We care about and want to hear from you! Here are a few things to keep in mind.
  • My Healthcare Federal Credit Union
  • 4720 NW 39th Ave, Gainesville, FL, 32606
  • My Healthcare Federal Credit Union has been serving employees of thehealth care community since 1974. The credit union was originally formed under the name of HCA Federal Credit Union and was chartered to serve the health care community of North Florida Regional Medical Center in Gainesville, FL.