In the year 2025, within the county of Sandoval, located in Placitas, NM, the USDA loan ceiling is set at $336,500. Conversely, the FHA loan limit for a single-family residence stands at $472,030. These limits outline the maximum borrowing capacity available under these loan programs, tailored to the economic climate and housing costs specific to these regions.
Employ the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates. This resource helps determine critical factors such as the requisite income, credit standing, reserve levels, and necessary documentation to secure the loan. Our advanced mortgage calculator features an intuitive interface that allows you to view USDA, FHA, Conforming, and VA loans side by side, facilitating a well-informed decision on the most suitable program in for your financial profile. Whether you’re focusing on low down payments or long-term savings, our tool guides you in selecting the best program.
2025 Loan Limits and Down Payment Specifications in Placitas, County of Sandoval, NM
Classification of Loan
Maximum Loan Amount
Down Payment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Investigating USDA and FHA Loan Opportunities in Placitas, NM
Lendersa® strives to match you with the most competitive USDA or FHA loan swiftly and seamlessly. Choose from three initial approaches designed to align you with lenders and available USDA loan programs. Our approach simplifies the selection process, ensuring a smooth transition from inquiry to approval.
A USDA home loan is a government-guaranteed mortgage facilitated by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage. These financial products are specifically designed for transactions in rural locales. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans eliminate the need for a down payment, offering an accessible path to homeownership for qualified applicants.
Swiftlend.com Mortgage is the local mortgage company clients come for cutting edge mortgage rates with great service and knowledge of the local market. We specialize in Condominium Financing, Conventional, FHA and Private mortgages. We’ve been true to this commitment since our inception and continue to provide great.
E&H Mortgage Processing, LLC was founded in Miami, FL in September of 2018. We provide 3 Processing Service Levels, as well as consulting packages for existing offices, and new offices alike. Let us take the headaches out of processing, so you can spend more time originating! We will help you close more loans efficiently and accurately
17454 Southwest 79th Court, Palmetto Bay, FL, 33157
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
LendAmerica Financial Group a Direct Hard Equity Money Lender was founded on the basis of providing private funds for Residential and Commercial properties throught South Florida. In the present environment in the mortgage business more and more borrowers have seen their dreams come to an end.
LC Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a Miami-based private money lender providing investment property loans in many states. We specialize in asset-backed loans with an easy, quick loan application process. We pride ourselves with having the shortest closing and most efficient closings in the market (5 days).
14510 South West 77 Court, Palmetto Bay, FL, 33158
Beacon Financial Resource Group, Inc. is a licensed Florida mortgage broker located in Miami-Dade County. We are family-owned and offer a hands-on approach to serving your residential and commercial mortgage financing needs. With over 28 years of lending experience, we have built a business
MPS Credit Union was created in 1928 when a small group of postal workers got together and opened the credit union doors for business. In January 1930 the credit union was chartered under the state charter as Miami Postal Service Credit Union. At MPS Credit Union, each voice is heard since it is our job to see that we are offering.
