In the year 2025, the USDA loan limit set in Rio-Rancho of Sandoval county, NM is $285,000. For a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. It aids in determining the necessary income, credit, reserves, and documents for qualifications. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans to help you select the most suitable program for your financial needs in
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| Loan Category | Maximum Amount | Required Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to swiftly securing the best USDA or FHA loan for you, minimizing any hassle. Choose one of the three starting approaches leading to matched lenders and USDA loan offerings.
The USDA home loan is a type of mortgage guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan. It is exclusively available in rural areas, differing from FHA loans which require a minimum down payment of 3.5%, as USDA loans mandate no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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