USDA Vs. FHA Pro and Con comparison in Corrales, Sandoval County, NM

In the year 2025, the USDA loan limit for Corrales, located in the county of Sandoval, NM, is $336,500. Comparatively, the FHA limit stands at $472,030 for single-family homes.

Utilize the Lendersa® USDA loan calculator to compare the current top rates of USDA versus FHA loans. This tool aids in evaluating income, credit score, financial reserves, and requisite documentation for qualification. Our sophisticated mortgage calculator provides a side-by-side overview of USDA, FHA, Conforming, and VA loans, empowering you to choose the most suitable program for your needs in .

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Loan limits and down payment requirements for 2025 in Corrales, county of Sandoval, NM

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan opportunities in Corrales, NM

At Lendersa®, our mission is to swiftly secure you the best possible USDA or FHA loan, with efficiency and ease. Choose one of three strategic starting points to align yourself with lenders and access comprehensive USDA loan programs.

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A Closer Look at USDA Loans in NM

The USDA home loan, also called a USDA rural development loan or USDA mortgage, is a government-backed loan from the Department of Agriculture. It is specifically targeted at rural areas, offering an incredible advantage of requiring no down payment, unlike FHA loans which mandate at least a 3.5% down payment. This makes USDA loans an accessible and appealing option for many looking to settle in countryside neighborhoods.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Paul Hasna
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  • United Northwest Federal Credit Union
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  • United Northwest Federal Credit Union, originally United Co-op Credit Union, was organized in July of 1949 by local area farmers of Norton and Lenora. Annual meetings were held at the co-op station in Norton, with 27 members present at the first meeting. In 1975 a name change took place, making it United Northwest Federal Credit Union.
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  • Commercial Property Lending
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  • We have been described as the best borrower experience in the industry. There is no software that can matc hour 25years of experience for personal contacts, insider knowledge and expertise We know how to present a property to our correspondents for the best possible loan terms and rates.As the loan process proceeds.
  • Alderus Mortgage
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  • Alderus Mortgage is a full-service lender and trailblazer in the mortgage industry. For more than 20 years, we’ve worked directly with clients to educate them on the industry and the loan process, eliminating the hidden fees often associated with traditional lending. Alderus is driven by the philosophy that happiness for everyone is key,
  • COMMUNITY BANK OF OKLAHOMA
  • 101 West Highway 62, Verden, OK, 73092
  • Our goal is to provide each of our customers with exceptional service, competitive rates and a personalized banking experience. Community Bank of Oklahoma offers a full range of services to suit your banking needs. We're here to serve you! On behalf of the officers & employees of Community Bank of Oklahoma.
  • Pinnacle Bank – Wyoming
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  • Pinnacle Bank is a Dinsdale family-owned banking organization that began in 1938. Our Wyoming roots stretch way back to the early 1900s with banks throughout agricultural communities in the state. In 1972, we joined Pinnacle Bancorp. Now we serve families and businesses from the hot springs of Thermopolis to the edge of the Black Hills in Newcastle