USDA and FHA Pro and Con in Raton, Colfax County, NM
As of 2025, the USDA loan ceiling in Raton, located within the county of Colfax, NM, stands at $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
To contrast today’s top USDA and FHA rates, utilize the Lendersa® USDA loan calculator. It assists you in evaluating the necessary income, credit, reserves, and documents to meet qualification criteria. Our modern mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial circumstances in .
Loan ceilings and down payment requirements for 2025 in Raton, county of Colfax, NM
Type of Loan
Maximum Loan Amount
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan offerings in Raton, NM
Lendersa® aims to swiftly obtain the ideal USDA or FHA loan for you, eliminating difficulties. Choose from three initial paths to connect with lenders and access USDA loan programs.
A USDA home loan is guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage. This option is limited to eligible rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any initial payment.
18425 S. Western Avenue, 2nd Floor, Gardena, CA, 90248
Nikkei Credit Union is a progressive, full-service financial institution serving the Japanese American Community in Southern California. We provide quality service as a not-for-profit financial cooperative, owned and democratically controlled by our membership.
To provide quality financial products through personalized service and innovation.
19300 S. Hamilton Ave, Suite 210, Gardena, CA, 90248
RTI Bridge Loans is primarily a Direct Portfolio Lender. Since 2004, RTI has focused on Short Term Bridge Loans secured By First and Second Trust Deeds on California Real Estate. Over the years we have processed hundreds of millions of dollars in loans for our clients. Many of our clients use us continually for their real estate financing needs.
101 West Walnut Street, Suite 101, Gardena, CA, 90248
Pacific Transportation Federal Credit Union was founded in 1939 by employees of Southern Pacific Railroad as a way to provide affordable financial services to their co-workers and families. Pacific Transportation Federal Credit Union’s mission is to provide excellent financial products and services by highly motivated and knowledgeable staff.
1st California Security Investments has been helping families find the best home loans for a new home purchase or refinance as well as helping clients buy income generating investment properties. Through a commitment to integrity and clarity we strive to help our clients achieve their financial goals and sustain financial wealth
Antler Home Mortgage, LLC. was formed to offer borrowers a high-quality low-cost mortgage experience. AHM has partnered with the best mortgage lenders in the industry to provide a smooth transaction at a below market interest rate. So regardless of your scenario, choose a professional from Antler Home Mortgage to be on your side.
Since 1903, First National Bank of Osakis has served as the lead financial organization in the Osakis Area community, providing customized guidance, resources, and products (checking, savings, money markets, certificates of deposits, individual retirement accounts, health savings accounts, residential mortgage loans, commercial Mortgage loan.
The First National Bank of Arenzville has been a strong and stable presence in the West Central Illinois Banking Community since it was first established as the “People’s Bank of Arenzville” in 1882. The bank was privately held until 1908 when it was granted a national charter and officially became “The First National Bank of Arenzville.
Farmers-Merchants Bank of Illinois, formerly known as Joy State Bank and Farmers-Merchants National Bank of Paxton, has served Illinois communities for more than 100 years. We strive to maintain the values that have driven the bank’s longevity: friendly customer service and a wide range of valuable products and services.
4804 Laurel Canyon Blvd, Suite 374, Valley Village, CA, 91607
Allwest Mortgage Company We provide individualized solutions to our clients and their families. Be assured that you will be given respect and dignity by members of our firm. We listen to each client’s personal situation and provide options to meet their needs.Educating our clients is an important element of our business.
