For the year 2025, the USDA loan cap in Taos, within Taos County, NM, is set at $338,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA rates, determining necessary income, credit score, reserves, and the documentation needed to qualify. Our sophisticated mortgage calculator also compares USDA, FHA, Conforming, and VA options side by side, assisting in choosing the most appropriate program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Taos, Taos County, NM
Type of Loan
Limit
Down Payment
USDA
$338,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Programs in Taos, NM
At Lendersa®, our mission is to promptly and easily provide you with the optimal USDA or FHA loan. Start by selecting one of three pathways that will connect you with lenders and provide access to USDA loan options.
A USDA home loan, endorsed by the U.S. Department of Agriculture, also known as a USDA Rural Development Loan or USDA mortgage, is available exclusively in rural areas. Different from FHA loans which require a 3.5% minimum down payment, USDA loans require no down payment at all.
Mortgage Pros is a mortgage provider, supported by Directions Equity LLC, and based in McAllen TX. We provide residential financing for the purchase or refinancing of residential real estate.We’re a group of highly experienced mortgage professionals. Every team member has extensive mortgage experience and expertise.
Montana Credit Union is a full-service financial institution. We offer convenient savings & checking accounts, competitive loans and many other financial services. Membership is open to anyone living in Cascade, Chouteau or Teton counties. Credit Union is a full-service financial institution.
Russell Country, our Home Loan Team is here to help calm the voices in your head and make your home buying process a sweet success! And, in addition to their expertise, our Home Loan Team has a wide array of options for you to consider.
Russell Country Federal Credit Union is a banking company based out of 810 1St Ave S, Great Falls, MT, US
We prefer to keep our focus on the local community, and our relationships in the towns we serve. While we may be small in size, we are big on our neighbors. Wear a suit or overalls when you come inside, it’s all the same to us. We value face to face deals and handshakes. And we’re big on getting to know your name, your family.
1000 Lake Saint Louis Blvd, Suite 208, Lake Saint Louis, MO, 63367
Our company was founded in 1999 with your best interest in mind. Almost two decades of experience in the mortgage business and helping clients like you achieve their goals helps to set us apart! We pride ourselves in taking the time and effort to get to know you and better help you understand the mortgage process.
Farmers State Bank of Camp Point was founded in 1921. Originally located at 201 Jefferson Street, our current facility was built in 1974 at 206 E Wood St. in Camp Point, Illinois. In 2016, FSBCP joined United Community Bank and now serves customers throughout Central Illinois and Northeast Missouri
Family Community Credit Union is unique because it is a member-owned, not-for-profit financial organization. It was formed in May of 1960. In order to become a member, you were required to have a union affiliation. In 1982, the members voted to become a Community Credit Union so services could be extended to anyone.
The mission of First Security is to remain an independent financial service organization, characterized by progressive innovation, outstanding financial performance and a full complement of financial solutions for consumers and businesses. First Security will be a profitable community-oriented bank, responsive to the needs.
We’re not just a bank. We’re a really good bank. One that helps you take care of your money without having to work too hard, because you already work hard enough. Whatever you need from your bank, you can find it right here. Bank Star's headquartered in Fulton, MO & also has branches in New Bloomfield, Lake Ozark, and Osage Beach -all in Missouri.
At Elysian Bank we know you by name and provide fast, friendly service. We are a full service Minnesota bank providing the best in small town friendly atmosphere with professional banking services. When you bank with us, you’re doing business with people you know and trust. nd because we’re a local, independent bank, we’re able to respond quickly.
