USDA Vs. FHA your options comparison in Taos, Taos County, NM
For the year 2025, the USDA loan cap in Taos, within Taos County, NM, is set at $338,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA rates, determining necessary income, credit score, reserves, and the documentation needed to qualify. Our sophisticated mortgage calculator also compares USDA, FHA, Conforming, and VA options side by side, assisting in choosing the most appropriate program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Taos, Taos County, NM
Type of Loan
Limit
Down Payment
USDA
$338,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Programs in Taos, NM
At Lendersa®, our mission is to promptly and easily provide you with the optimal USDA or FHA loan. Start by selecting one of three pathways that will connect you with lenders and provide access to USDA loan options.
A USDA home loan, endorsed by the U.S. Department of Agriculture, also known as a USDA Rural Development Loan or USDA mortgage, is available exclusively in rural areas. Different from FHA loans which require a 3.5% minimum down payment, USDA loans require no down payment at all.
A financially strong bank headquartered in Phoenixville, Pennsylvania with multiple branches in Chester and Montgomery Counties, Phoenixville Federal Bank & Trust provides a diverse portfolio of personal and business checking, savings and lending products and services, including wealth management and trust services. Phoenixville Federal Bank & Trus
We are dedicated to providing exceptional value, service & convenience as part of an overall effortless banking experience. Our high-tech, high-touch approach to banking allows us to deliver a superior selection of products and services. We’re a community-based, full-service bank that offers a continually expanding portfolio of loans.
375 Morgan Street, Suite U, Phoenixville, PA, 19460
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Philadelphia Mortgage Brokers is an independent & locally owned mortgage brokerage serving the Greater Philadelphia Region. Licensed in PA, NJ, DE & FL. We were founded in February 2018 with the singular focus of providing great service with some of the best rates in the industry.
At 1 Core Financial where we aim to serve your mortgage, and real estate service needs in one place with a smile. Let us find, fund, and insure your real estate ventures. 1 Core Financial has helped numerous investors and new home owners realize their financial dreams. 1 Core Financial has developed unique banking relationships
23257 North State Road Seven, Suite 200, Boca Raton, FL, 33428
GCM Mortgage LLC offers some of the lowest rates and makes the Mortgage loan process as easy as ABC, quick and straightforward for borrowers seeking a mortgage in the Florida area. Our primary goal is to build lasting relationships with each of our clients so that we will continue providing excellent services for many years to come.
AFI Financial Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
We are your one-stop shop for all of your mortgage needs. A to Z Capital, a Florida lender/broker that provides services for all types of loans including, but not limited to, hard-money, owner-occupied, FHA/VA/Conventional, cash-out refinances, investment property, commercial, and private loan placement specialist.
KB Mortgage LLC operates under the key principles of the Triple Bottom Line recognizing that people and the planet are as important as profits.This sustainable business model enables us to consistently offer the lowest possible mortgage rates. This sustainable business model enables us to consistently offer the lowest possible mortgage rates.
EverMortgages is a Mortgage Brokerage company dedicated to bring the best customer service in originating loans for our clients. When you work with EverMortgages for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days. Move through the approval process quickly and seamlessly.
