USDA and FHA Pro and Con in Gardnerville, Douglas County, NV
In 2026, the USDA loan limit for Gardnerville in Douglas, NV is $455,400, while the FHA limit for a single-family home is $657,800.
Leverage the Lendersa® USDA loan calculator to evaluate the top USDA versus FHA rates today, determine essential income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you ascertain which option best suits your financial conditions, including regions like .
2026 Loan Limits and Down Payment Requirements in Gardnerville, County of Douglas, NV
Loan Type
Loan Limit
Down Payment
USDA
$455,400
0%
FHA
$657,800
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Gardnerville, NV
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you, without hassle. Start with one of three approaches to find the optimal match with lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, known as a USDA rural development loan, is available exclusively in rural areas. It contrasts with the FHA loans, which require a minimum down payment of 3.5%. USDA loans require no down payment at all, offering a substantial benefit in specific rural localities.
First State Bank has been continuously serving the communities of Northeast Nebraska for nearly five generations. Founded in 1887 as The Randolph State Bank, the present-day building stands just one city block from the original site at Broadway and Douglas Street.
Since our beginning we’ve remained a full service, independent community bank.
Texas State Bank is located in San Angelo, TX, United States and is part of the Depository Credit Intermediation Industry. Texas State Bank has 15 total employees across all of its locations and generates $14.15 million in sales (USD). (Employees figure is modelled). There are 5 companies in the Texas State Bank corporate family.
On April 4, 1900 The Comptroller of the Currency authorized The City National Bank of Colorado City to “commence the business of banking”. Many things have changed in the last 120 years but our basic principles remain.
Originally chartered as “The City National Bank of Colorado” (before the city was renamed to “Colorado City”)
Garden Plain State Bank was granted a charter by the Kansas Banking Commission in December of 1966. The bank opened in Garden Plain Kansas on December 21, 1966. The bank enjoyed a steady growth since its inception and then made a decision to expand into the Wichita Kansas market.
Bank of the Valley offers a full range of personal, agricultural, and business banking services. As a community bank, we have a personal interest in the people and communities in which we live and work. Flexible, responsive, personal – these words may not often be heard about a bank, but they are the guiding principles of our business.
Mid-Kansas Credit Union began in 1947 as Moundridge Coop Federal Credit Union. We started with 10 members, and membership dues were only 25¢. We are a full-service credit union, with our main office in Moundridge, and a branch office in Buhler. Mid-Kansas Credit Union expanded it's operation, with the opening of our Buhler branch in 1990.
The Citizens State Bank has maintained family ownership since its beginning. Organized in Moundridge and chartered by the state of Kansas on August 1, 1904, the bank now includes locations in McPherson, Harvey and Marion counties. The Citizens State Bank has acquired several institutions over the years, including Wheatland Bank of Goessel.
