USDA Vs. FHA your options comparison in Minden, Douglas County, NV

As of 2025, the USDA loan ceiling in Minden, located within Douglas, NV, stands at $455,400, whereas the FHA limit for a single-family residence is set at $657,800.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, ascertain the necessary income, credit score, reserves, and documentation for qualification. Through our sophisticated mortgage calculator, you can simultaneously review the USDA, FHA, Conforming, and VA programs to discern which option best suits your financial needs in Alabama.

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2025: Loan Limits & Down Payment Requirements for Minden, Douglas in NV

Loan Type Loan Limit Down Payment
USDA $455,400 0%
FHA $657,800 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Opportunities in Minden, NV

The mission of Lendersa® is to swiftly secure your optimal USDA or FHA loan without complications. Choose one of three starting points leading to aligned lenders and USDA loan schemes.

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Understanding USDA Loans in NV

A USDA home loan is a government-backed mortgage, also known as a USDA rural development loan or USDA mortgage, accessible solely in rural areas. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, a USDA loan necessitates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Bank & Trust
  • 200 E 10th St, Suite 100, Sioux Falls, SD, 57104
  • American Bank & Trust is a South Dakota community bank offering personal, business, agricultural, wealth management and insurance products and services.Since 1892, American Bank & Trust has been more than a bank. Our customers are our friends, our neighbors and our connection to the communities we serve.
  • Dakota Business Finance
  • 500 N. Western Avenue, Suite 100, Sioux Falls, SD, 57104
  • In April 2006, Dakota BUSINESS Finance was designated as a Certified Development Company (CDC) by the Small Business Administration and began offering the SBA 504 program to businesses throughout South Dakota. The territory was later expanded to include portions of IA, MN, and NE.
  • Sioux Falls Federal Credit Union
  • 700 E 14th Street, Sioux Falls, SD, 57104
  • Sioux Falls Federal Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner
  • Bank of Mead
  • 322 S. Vine, Mead, NE, 68041
  • Bank of Mead is located in Mead, NE, United States and is part of the Depository Credit Intermediation Industry. Bank of Mead has 6 total employees across all of its locations and generates $1.13 million in sales (USD). The Bank of Mead offers a Bill Pay Service to all of its online banking customers.
  • Security Financial Mortgage
  • 833 Kelly Lakes Pass, Suite 100, Edmond, OK, 73025
  • Security Financial Mortgage founded in 2012 Security Financial Mortgage has a simple business philosophy. With an efficient, knowledgeable team that is willing to work hard for every client, we can keep our costs low while providing exceptional service. This enables us to pass the savings on to our customers.
  • The First National Bank of Sonora
  • 102 E Main St., Sonora, TX, 76950
  • The First National Bank of Sonora was organized by E.R. Jackson in 1900, only 10 years after Sonora became a town. The move to organize a bank was deemed foolhardy by some who had already seen two financial institutions fail. The organizational meeting was held on May 3, 1900, with E.R. Jackson, E.F. Vander Stucken,
  • Bankers Mortgage
  • 17100 N. May Ave, Edmond, OK, 73012
  • Bankers Mortgage professionals have been committed to providing correspondent mortgage services to banks for over 19 years. Teresa Lyman, President of Bankers Mortgage has over 32 years of mortgage experience. Teresa also serves as a Board member of the Oklahoma Mortgage Bankers Association (OMBA)
  • Peoples Bank & Trust Co.
  • 2400 NW 178th St, Edmond, OK, 73012
  • Peoples Bank & Trust Co. was begun in 1906 by M.H. Barrett Sr. in Ryan, Oklahoma. Now, over 100 years later, the Bank is still owned and operated by the Barrett family. The Bank is owned by Kay Barrett Branson and her son Ben Branson who also serves as the President, CEO, and Chairman of the Board.