USDA Vs. FHA Pro and Con comparison in Indian-Hills, Douglas County, NV

As of 2025, in Indian-Hills, located in Douglas county of NV, the USDA loan cap is $400,200, compared to the FHA loan cap of $500,250 for single-family homes.

Utilize the USDA loan calculator from Lendersa® to evaluate current top USDA and FHA rates. Determine the qualifications such as income, credit, reserves, and necessary documents. Our sophisticated mortgage calculator allows side-by-side comparisons among USDA, FHA, Conforming, and VA loans, helping you select the most suitable program for your financial circumstances in .

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2025 loan limits and down payment requirements in Indian-Hills, county of Douglas, NV

Loan Type Loan Limit Down Payment
USDA $400,200 0%
FHA $500,250 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in Indian-Hills, NV

The mission of Lendersa® is to swiftly connect you with the optimal USDA or FHA loan without complications. Choose from three starting points that facilitate matching with lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NV

A USDA home loan is a government-backed loan offered by the Department of Agriculture, also referred to as a USDA rural development or USDA mortgage. It is available solely in rural areas. This differs from FHA loans which require a down payment minimum of 3.5%, as USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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