USDA Loan Vs. FHA loan for Gardnerville-Ranchos, NV [ best of 2023]

In 2025, USDA loan limit in Gardnerville-Ranchos, county of Douglas, NV is $400,200 while FHA limit is $500,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Gardnerville-Ranchos, NV

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Nevada?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(315) 797-2700 2318 miles Lender's profile and map Reviews Bank of Utica 222 Genesee Street, Utica, NY, 13502 Bank of Utica is a full service commercial bank headquartered in Utica, NY. Bank of Utica offers a traditional line of products expected at a community bank, as well as some cutting edge services offered at larger banks. Bank of Utica was founded in 1927 and has been locally owned and operated since its inception.
(315) 724-5133 2318 miles Lender's profile and map Reviews Utica District Telephone Employees Federal Credit Union 2812 Genesee Street, Utica, NY, 13502 Utica District Telephone Employees FCU provides a complete range of financial services to employees of Verizon, Spectrum and Northland Communications and their families. Utica District Telephone Employees Federal Credit Union, located at 2812 Genesee St, Utica, New York, provides a complete range of financial services to employees of Verizon.
(610) 468-9894 2318 miles Lender's profile and map Reviews Max Mortgage 6103 Washington Drive, Reading, PA, 19606 Max Mortgage is a full-service mortgage brokerage based in Reading, Pennsylvania. Founded in 2005 by a Brazilian-American woman, we are proud to have helped turn thousands of customers into homeowners. We are not a large company, nor do we want to be. We are a tight-knit, family-owned company that puts our customers first.
(252) 523-5800 2318 miles Lender's profile and map Reviews SMC home finance 717 Rosanne Drive, Suite One, Kinston, NC, 28504 SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.
(407) 408-8169 2319 miles Lender's profile and map Reviews NOMAR MORTGAGE 9119 Hunters Mill Drive, Orlando, FL, 32832 "About NOMAR MORTGAGE The NOMAR MORTGAGE mission is to “Create a Positive Technological Digital Experience with an Ethical Personal Touch” to “Modernize and Simplify” the home buying process, making it a fast and satisfying experience. Buyer or Realtor, when you choose NOMAR MORTGAGE as your partner, be assured"
(407) 308-5827 2319 miles Lender's profile and map Reviews Finibi Mortgage Inc 9692 Pacific Pines Court, Orlando, FL, 32832 We offer loans for all types of borrowers from low down payment options to foreign borrowers. In addition, we have products that don't require you to pay mortgage insurance when you finance more than 80% of the purchase price through lender paid MI. We offer speed, a positive attitude, and great service!
(407) 551-9878 2319 miles Lender's profile and map Reviews Nona Mortgage LLC 10133 Chorlton Circle, Orlando, FL, 32832 Nona Mortgage began in 2016 with one concept that became our Motto and our Mission. One Family, One Loan, One Relationship, One Home at a Time. Treating each transaction as an exceptional opportunity to help and get to know members of the community. It will be our honor to grow with you.
(610) 298-8811 2319 miles Lender's profile and map Reviews New Tripoli Bank 6748 Madison Street, New Tripoli, PA, 18066 New Tripoli Bank is dedicated to remaining independent and providing the financial needs of individuals, families, and small businesses in the Lehigh Valley by providing high-quality, competitively priced services in a caring, friendly environment. Our success is directly linked to the growth and vitality of our community.
(610) 944-8527 2319 miles Lender's profile and map Reviews Fleetwood Bank 2 W Main St, Fleetwood, PA, 19522 Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.
(410) 827-5002 2322 miles Lender's profile and map Reviews Bayside Mortgage Services Inc 3901 Main Street, Grasonville, MD, 21638 Bayside Mortgage Services Inc, we've been helping customers acheive the dream of home ownership since 2003. Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process
(301) 863-7071 2322 miles Lender's profile and map Reviews Cedar Point Federal Credit Union 22745 Maple Road, Lexington Park, MD, 20653 Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.