For 2026, in Johnson-Lane, within Douglas county, NV, the USDA loan limit stands at $400,200, whereas the FHA limit is $500,250 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to determine top rates between USDA and FHA today. Evaluate the income, credit, reserves, and documentation required to qualify. The advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the optimal program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $400,200 | 0% |
| FHA | $500,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to efficiently secure the best USDA or FHA loan for you, without complications. Choose from three initial paths that align lenders with USDA loan arrangements.
The USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available exclusively in rural regions. Unlike the FHA loans requiring at least a 3.5% down payment, the USDA loan demands no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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