During 2026, the USDA loan limit in Las-Vegas, within Clark county, NV, is set at $300,000. In contrast, the FHA limit for a single-family home is $362,250.
Use the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans, and figure out the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding you in determining which program in best fits your financial needs.
Loan limits and down payment requirements for 2026 in Las-Vegas, Clark, NV
Loan Type
Loan Limit
Down payment
USDA
$300,000
0%
FHA
$362,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan choices in Las-Vegas, NV
The primary aim of Lendersa® is to secure the best possible USDA or FHA loan for you promptly and effortlessly. Choose from one of three starting points that align lenders with USDA loan programs.
A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural locales. In contrast to FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage loan necessitates no down payment.
800 North Rainbow Blvd, Suite 206, Las Vegas, NV, 89107
Lends in Nevada
Mortgage Ride started in 2019 to provide decades of experience and wealth knowledge to share within this industry even more than that; we wanted to create a place where homebuyers could feel comfortable with a local lender, get expert advice and feel like they were treated like family. Our approach to creating a fun environment.
500 N Rainbow Blvd, Suite 300, Las Vegas, NV, 89107
Lends in Nevada
At Nevada Home Loans we believe in hiring amazing people and providing them with the benefits and opportunities they need to develop in both their personal, and professional life. We help our loan officers grow in their current roles and dream about what’s next.We take pride in the fact that our loan officers are changing the lives of the people
5715 W Sahara Ave, Suite 103, Las Vegas, NV, 89146
Lends in Nevada
We started Las Vegas Finance as a better option than other places that only finance payday loans. We are a company that emphasizes fair, honest, and friendly service. We report the good credit you build when paying off your loan with us. We provide installment loans for fair, and even bad credit.
WestStar offers our members the benefits of belonging to a progressive financial cooperative of people helping people. We help people like you and your neighbors buy cars, own homes, raise families, pay for college and retire comfortably. We’ve been doing so since 1975, and today we’re helping more people than ever.
6655 West Sahara Avenue, Suite A108, Las Vegas, NV, 89146
Lends in Nevada
New Heights Lending LLC is a Nevada owned and operated mortgage broker. With over 30 years of experience in the mortgage lending industry, New Heights Lending has the expertise needed to guide our borrowers with their residential financing needs. The company is currently licensed in California, Idaho, Nevada, New Mexico, Ohio, and Texas.
6655 West Sahara Avenue, Suite D114, Las Vegas, NV, 89146
Lends in Nevada
We pride ourselves on ensuring that our Customers are totally satisfied with our Services and get the best Loan possible. Picking the right mortgage firm can be challenging. You want a firm that has experience, industry knowledge, and, of course, innovative ideas. Our firm has the background and knowledge to help you or your company succeed.
2980 South Rainbow Boulevard, Suite 200L, Las Vegas, NV, 89146
Lends in Nevada
United Way Mortgage, we are dedicated to you and all your different mortgage needs.We have the experienced loan officers a a team, we've won several awards as diamond broker to a lot of lenders. But, our most important win is making you a happy, life-long customer and Our mortgage firm is here to help you and your business
6625 West Sahara Avenue, Suite 8, Las Vegas, NV, 89146
Lends in Nevada
Mortgage Solutions, LLC is dedicated to provide mortgage services to borrowers in Nevada and California. The company was founded in 2004 and has helped thousands of clients with all of their mortgage lending needs. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution.
C2 Financial Corporation: Your Trusted Mortgage Partner
Expert Guidance from Reed Olson
C2 Financial Corporation delivers personalized mortgage solutions, guided by expert advisor Reed Olson. With a client-focused approach, they ensure a smooth, transparent process from application to closing. Reach out today to experience exceptional service dedicated to your financial goals.
3540 W Sahara Ave, Suite 306, Las Vegas, NV, 89102
Lends in Nevada
We have been described as the best borrower experience in the industry. There is no software that can matc hour 25years of experience for personal contacts, insider knowledge and expertise We know how to present a property to our correspondents for the best possible loan terms and rates.As the loan process proceeds.
