USDA Vs. FHA your options comparison in Las-Vegas, Clark County, NV

During 2025, the USDA loan limit in Las-Vegas, within Clark county, NV, is set at $300,000. In contrast, the FHA limit for a single-family home is $362,250.

Use the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans, and figure out the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding you in determining which program in best fits your financial needs.

Compare loan offers from 100 lenders

Loan limits and down payment requirements for 2025 in Las-Vegas, Clark, NV

Loan Type Loan Limit Down payment
USDA $300,000 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan choices in Las-Vegas, NV

The primary aim of Lendersa® is to secure the best possible USDA or FHA loan for you promptly and effortlessly. Choose from one of three starting points that align lenders with USDA loan programs.

Lendersa USDA loan request and matching results

What defines a USDA Loan in NV?

A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural locales. In contrast to FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage loan necessitates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Priority Financial, LLC
  • 1267 Courthouse Rd, Suite 201, Stafford, VA, 22554
  • Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Motion Mortgage, Inc
  • 385 Garrisonville Road, Suite 97, Stafford, VA, 22554
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • America's Choice Mortgage Company
  • PO Box 2525, Stafford, VA, 22554
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • WYROPE WILLIAMSPORT FEDERAL CREDIT UNION
  • 1536 Riverside Drive, Williamsport, PA, 17702
  • Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.
  • Williamsport Teachers Credit union
  • 302 Matthews Boulevard, Williamsport, PA, 17702
  • Williamsport Teachers Credit Union has been open since 1934. The credit union has assets totaling $13.94 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
  • Partners Financial Federal Credit Union
  • 1200 New York Avenue, Glen Allen, VA, 23060
  • Partners Financial Federal Credit Union began as Richmond Federal Employees’ Federal Credit Union (later changed to Richmond Federal Credit Union) on May 23, 1958. At the time, membership was limited to employees of the U.S. Government who worked in or who were headquartered in Richmond.
  • CapCenter
  • 4510 Cox Rd, Suite 402, Glen Allen, VA, 23060
  • "CapCenter started from a desire to save clients thousands of dollars and provide them with a less stressful home buying, selling and financing experience. Our success comes from our relentless dedication to savings and service for our clients. We have been nailing it since 1997 and haven’t looked back."
  • Benchmark Mortgage Companies
  • 4235 Innslake Drive, Suite 201, Glen Allen, VA, 23060
  • Benchmark Mortgage Companies, an affiliate of Tidewater Home Funding, LLC, has been helping our neighbors across the Richmond-area and Shenandoah Valley communities realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide customer service
  • Towne First Mortgage
  • 4501 Cox Road, Suite 301, Glen Allen, VA, 23060
  • Towne First Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne First Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.