USDA VS FHA in Las-Vegas, Clark County, NV

During 2025, the USDA loan limit in Las-Vegas, within Clark county, NV, is set at $300,000. In contrast, the FHA limit for a single-family home is $362,250.

Use the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans, and figure out the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding you in determining which program in best fits your financial needs.

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Loan limits and down payment requirements for 2025 in Las-Vegas, Clark, NV

Loan Type Loan Limit Down payment
USDA $300,000 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan choices in Las-Vegas, NV

The primary aim of Lendersa® is to secure the best possible USDA or FHA loan for you promptly and effortlessly. Choose from one of three starting points that align lenders with USDA loan programs.

Lendersa USDA loan request and matching results

What defines a USDA Loan in NV?

A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural locales. In contrast to FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage loan necessitates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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