USDA Vs. FHA your options comparison in Paradise, Clark County, NV
In 2025, the USDA loan limit in Paradise, located in the county of Clark, NV, is $336,500, while the FHA limit is $494,500 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to assess and compare today's optimal rates for USDA vs. FHA loans. It helps you evaluate income, credit, reserves, and the necessary documentation needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, guiding you to choose the most appropriate program for your financial situation in .
Loan limits and down payment requirements for 2025 in Paradise, Clark, NV
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$494,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Paradise, NV
Lendersa® aims to quickly connect you with the best USDA or FHA loan available, ensuring a seamless process. Select one of three starting paths that align you with matching lenders and USDA loan options.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage requires no down payment, presenting a more accessible option for eligible borrowers.
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