USDA Vs. FHA Pro and Con comparison in Spring-Valley, Clark County, NV
In the year 2025, the USDA loan limit for Spring-Valley, located in Clark county, NV, stands at $300,000, whereas the FHA loan ceiling for a single-family home is $362,250.
Use the Lendersa® USDA loan calculator to contrast today's USDA and FHA prime rates and identify the necessary income, credit score, savings, and paperwork required to qualify. Through our advanced mortgage calculators, you can view USDA, FHA, Conventional, and VA loans side by side to help determine which is best for your individual financial needs in places like .
Loan Limits and Down Payment Requirements for 2025 in Spring-Valley, Clark County, NV
Type of Loan
Maximum Loan Amount
Down Payment Percentage
USDA
$300,000
0%
FHA
$362,250
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Spring-Valley, NV
The intention of Lendersa® is to efficiently offer you the most suitable USDA or FHA loan without unnecessary stress. Start by choosing from three paths that lead to a perfect match of lenders and USDA loan solutions.
USDA home loan, also referred to as USDA rural development loan or USDA mortgage, is sponsored by the government through the Department of Agriculture and is specifically designated for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans offer terms with zero down payment necessary.
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