USDA VS FHA in Spring-Valley, Clark County, NV

In the year 2025, the USDA loan limit for Spring-Valley, located in Clark county, NV, stands at $300,000, whereas the FHA loan ceiling for a single-family home is $362,250.

Use the Lendersa® USDA loan calculator to contrast today's USDA and FHA prime rates and identify the necessary income, credit score, savings, and paperwork required to qualify. Through our advanced mortgage calculators, you can view USDA, FHA, Conventional, and VA loans side by side to help determine which is best for your individual financial needs in places like .

Compare loan offers from over 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Spring-Valley, Clark County, NV

Type of Loan Maximum Loan Amount Down Payment Percentage
USDA $300,000 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Spring-Valley, NV

The intention of Lendersa® is to efficiently offer you the most suitable USDA or FHA loan without unnecessary stress. Start by choosing from three paths that lead to a perfect match of lenders and USDA loan solutions.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in NV

USDA home loan, also referred to as USDA rural development loan or USDA mortgage, is sponsored by the government through the Department of Agriculture and is specifically designated for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans offer terms with zero down payment necessary.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Morgan Financial
  • 5805 U.S. Highway 1, Rockledge, FL, 32955
  • Morgan Financial has built a strong reputation as an outstanding mortgage lender; serving the lending needs of real estate professionals and individual homebuyers throughout the state of Florida. We believe in providing a smooth transaction for our clients as well as maintaining client focused throughout the entire loan process.
  • Clear Sky Financial, LLC
  • 9406 Jackson Street, Burke, VA, 22015
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it
  • Clear Sky Financial
  • 9406 Jackson Street, Burke, VA, 22015
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.
  • Capital Investors Direct
  • 1201 Seven Locks Road Suite 360, Rockville, MD, 20854
  • Capital Investors Direct (CID), a Rockville, Maryland-based leader, offers streamlined commercial real estate financing nationwide. We specialize in hassle-free loans, with fast closing, low-interest rates starting at 5%, and a simple application process. Our custom loan structures and versatile financing options cater to all project sizes, equippi
  • Providence Mortgage
  • 9105 Rouen Lane, Potomac, MD, 20854
  • Providence Mortgage to become the best mortgage company- we just don't think that's the most important thing. We decided to be different. We wanted to redefine what a successful business looks like, and that drives our desire to be significant in how we are changing lives. Our core values are simple
  • First Carolina Bank
  • 171 North Winstead Avenue, Rocky Mount, NC, 27804
  • First Carolina Bank is a community bank that serves Rocky Mount, Reidsville, Raleigh, Cary, Wilmington, and Virginia Beach areas. First Carolina Bank is dedicated to making a positive impact in all of our communities. We do this by giving back and continually supporting the activities within our local community.
  • 1st Financial Mortgage Corp
  • 1516 Willow Lawn Drive, Richmond, VA, 23230
  • 1st Financial Mortgage is a Virginia mortgage company based in Richmond that is dedicated to helping Virginia home buyers and homeowners purchase and refinance their homes. We aim to provide extraordinary customer service, excellent interest rates, and low closing costs for every customer.
  • Professional Mortgage Corp
  • 1311 High Point Ave, Richmond, VA, 23230
  • Professional Mortgage Corp., a Virginia Corporation was established in 1987 and has the distinction of being the oldest locally owned and located mortgage company licensed by the Virginia Bureau of Financial Institutions. It was founded by lifetime Virginia Residents Tim Estes and Herbert Weisberger
  • Fidelity Capital Mortgage Company
  • 4905 Dickens Road, Suite 103, Richmond, VA, 23230
  • Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs