In 2026, within the county of Clark in North-Las-Vegas, NV, the USDA loan limit is $300,000, while the FHA cap for a single-family home is $362,250.
Utilize Lendersa® USDA loan calculator to determine the best rates between USDA and FHA loans today. It helps you assess income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans to aid in selecting the most suitable program for your specific financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $300,000 | 0% |
| FHA | $362,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to efficiently secure you the most advantageous USDA or FHA loan without any hassle. You can select from three starting points leading to lender matches and USDA loan programs.
The USDA home loan is a mortgage guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is only available in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment, providing a more accessible option for qualified buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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