In 2026, the USDA loan cap for Mesquite in Clark, NV is $336,500. In contrast, the loan limit for an FHA-backed single-family home is $494,500.
With the Lendersa® USDA loan calculator, compare today’s leading USDA and FHA rates, and evaluate the income, credit score, savings, and documentation needed to qualify. Through our cutting-edge mortgage calculators, view USDA, FHA, Conforming, and VA loans side by side to determine the best option for your financial scenario, including places like
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| Loan Type | Maximum Loan Amount | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $494,500 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to efficiently provide the ideal USDA or FHA loan for you, hassle-free. You can begin with one of three initial pathways that connect you with suitable lenders and USDA loan offerings.
A USDA home loan is government-backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage. It is exclusively available for rural locations. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, allowing access to home ownership without initial payments.
Enter your location to find out if it qualifies for USDA rural housing loan?
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