USDA Vs. FHA Pro and Con comparison in Mesquite, Clark County, NV

In 2025, the USDA loan cap for Mesquite in Clark, NV is $336,500. In contrast, the loan limit for an FHA-backed single-family home is $494,500.

With the Lendersa® USDA loan calculator, compare today’s leading USDA and FHA rates, and evaluate the income, credit score, savings, and documentation needed to qualify. Through our cutting-edge mortgage calculators, view USDA, FHA, Conforming, and VA loans side by side to determine the best option for your financial scenario, including places like .

Compare loan offers from a network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Mesquite, County of Clark, NV

Loan Type Maximum Loan Amount Down Payment
USDA $336,500 0%
FHA $494,500 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Mesquite, NV

The objective of Lendersa® is to efficiently provide the ideal USDA or FHA loan for you, hassle-free. You can begin with one of three initial pathways that connect you with suitable lenders and USDA loan offerings.

Lendersa USDA loan request and match results

Understanding What a USDA Loan is in NV

A USDA home loan is government-backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage. It is exclusively available for rural locations. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, allowing access to home ownership without initial payments.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Keystone Savings Bank
  • 330 Western Avenue, Marengo, IA, 52301
  • Keystone Savings Bank is dedicated to delivering financial products that provide quality with value pricing. Our goal is to establish successful partnerships with our customers, our staff and our shareholders, that respect the interests and goals of each party. Success will be measured by our customers choosing.
  • Denver Savings Bank
  • 121 South State Street, Denver, IA, 50622
  • Denver Savings Bank remained a family-owned bank until 1999 when Paul and Robert Buenneke sold the bank to PSB Corporation, a bank holding company that also owns Peoples Savings Bank of Wellsburg. Dennis R. Brandt became the new bank president his experienced rapid growth, shooting from assets of twenty-eight million at the time of the sale
  • US BANK
  • 800 Nicollet Mall, Minneapolis, MN, 55402
  • U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.
  • Phelps County Bank
  • 718 North Pine Street, Rolla, MO, 65401
  • Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.
  • Riverways Federal Credit Union
  • 1012 Forum Drive, Rolla, MO, 65401
  • Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.
  • Citizens Bank of the Midwest
  • 1515 Martin Springs Drive, Rolla, MO, 65401
  • Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.
  • Mortgage Store, LLC
  • 11130 Twitty Drive, Suite 120, Rolla, MO, 65401
  • "We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"
  • Brownsville City Employees Federal Credit Union
  • 1001 E Elizabeth Street, Brownsville, TX, 78520
  • The Brownsville City Employees FCU has as its mission the responsibility for providing an efficient, effective & well-managed financial institution that meets the needs of its membership. The Brownsville City Employees FCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
  • Community Loan Center Corporation
  • 642 East Washington Street, Brownsville, TX, 78520
  • Founded in 1995, the Rio Grande Valley Multibank (RGVMB) is a Community Development Financial Institution (CDFI) certified by the United States Department of Treasury. Our mission is to provide financial products and development services to the RGV, particularly in the area of affordable housing and consumer lending.
  • Maple Bank
  • 11660 Theatre Drive North, Champlin, MN, 55316
  • A customer-focused community bank serving businesses and individuals. We build relationships that are built on value and service. Our focus is to meet our customer's needs, whether it be one of our wide array of banking products, business information or advice, or a referral to a trusted business resource.
  • Fairway Financial Services, Inc.
  • 11165 Zealand Ave N, Champlin, MN, 55316
  • Fairway Financial Services, Inc. is a full service mortgage brokerage committed to helping you find the right mortgage product for you. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward.