USDA and FHA Pro and Con in Whitney, Clark County, NV

In 2026, the USDA loan cap for Whitney, located in Clark, NV, is $336,500, while the FHA cap for a single-family dwelling is $494,500.

Explore the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates, and learn about the income, credit, reserve requirements, and documents necessary for qualification. Our state-of-the-art mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your unique financial circumstances in Alabama.

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2026 Limitations on Loans and Down Payment Requirements in Whitney, Clark, NV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $494,500 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Whitney, NV

Lendersa® is committed to helping you obtain the most beneficial USDA or FHA loan swiftly and without difficulty. Begin with one of three routes to connect with matching lenders and explore USDA loan possibilities.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in NV

The USDA home loan, assured by the U.S. Department of Agriculture, often called the USDA rural development loan or mortgage, is accessible only in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Cowboy Bank of Texas
  • 100 Main Street, Maypearl, TX, 76064
  • There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.

  • Baptist Credit Union
  • 5815 West Interstate 10, San Antonio, TX, 78201
  • Baptist Credit Union was chartered in 1955 as Memorial Hospital Employees Federal Credit Union by employees of the Baptist Memorial Hospital System of San Antonio, Texas. The credit union served that field-of-membership exclusively for 25 years. In 1982, the name was changed to Health Professions Federal Credit Union.

  • Planwealth Financial Services
  • 2104 Green Hill Drive, McKinney, TX, 75070
  • Planwealth Financial Services is a (5) STAR rated Zillow lender that offers conforming, jumbo, FHA, VA, hard money, Bank statement, and USDA loans. In addition, we guarantee to every client to provide the lowest rate and terms that they can find in the industry. Feel free to forward your current mortgage rate quote to drew@planwealth.net.

  • Security Mortgage Co.
  • 5601 Soapberry Dr, McKinney, TX, 75070
  • Security Mortgage Co. of Allen set out in 2001 to provide quality, personal service for a growing local market & has been doing so ever since. As the market has evolved we have made the most up to date processing, competitive pricing & most of all quality, personal service. Security Mortgage Co. is a full service brokerage serving the North Texas.

  • Tribune Mortgage LLC
  • 8751 Collin McKinney Pkwy, Suite 1803, McKinney, TX, 75070
  • Tribune Mortgage We are passionate about our customers, our company, and our industry! Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

  • LendNext Mortgage Corporation
  • 6800 Weiskopf Ave, Suite 150, McKinney, TX, 75070
  • At LendNext Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Global Integrity Finance
  • 321 N Central Expressway, Suite 360, McKinney, TX, 75070
  • Global Integrity Finance specializes in investor financing. If an investor or broker, we want to grow with you while funding the projects. Our loan products specific to long/short term rentals and fix-n-flips. Reach out to us today to with your loan scenario and become approved today.

  • High Country Mortgage Services
  • 6401 Eldorado Pkwy, Suite 116, McKinney, TX, 75070
  • High Country Mortgage Services We’re committed to providing you with the highest level of service, Our broker, Raeanne Hagin has more than 31years experience in the mortgage industry. She has worked in every aspect of the Mortgage Industry which makes her an Expert in her Field. We're passionate about delivering exceptional Customer Service.

  • Service First Mortgage
  • 6800 Weiskopf Avenue, McKinney, TX, 75070
  • Service First Mortgage I provide clients with "Service Beyond Your Expectations My clients enjoy the added benefits of receiving my Home Buyers Privileges program and Preferred Buyer Status. My dedication to serving my clients best interest affords me the gratification of knowing I will always have clients and friends for life.