USDA Vs. FHA your options comparison in Whitney, Clark County, NV

In 2025, the USDA loan cap for Whitney, located in Clark, NV, is $336,500, while the FHA cap for a single-family dwelling is $494,500.

Explore the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates, and learn about the income, credit, reserve requirements, and documents necessary for qualification. Our state-of-the-art mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your unique financial circumstances in Alabama.

Explore loan offers from 100 lenders

2025 Limitations on Loans and Down Payment Requirements in Whitney, Clark, NV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $494,500 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Whitney, NV

Lendersa® is committed to helping you obtain the most beneficial USDA or FHA loan swiftly and without difficulty. Begin with one of three routes to connect with matching lenders and explore USDA loan possibilities.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in NV

The USDA home loan, assured by the U.S. Department of Agriculture, often called the USDA rural development loan or mortgage, is accessible only in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Onetime Mortgage LLC
  • 1803 Research Blvd, Suite 102, Rockville, MD, 20850
  • Onetime Mortgage is a multi state residential mortgage licensed company with headquarters in Rockville, Maryland. We have dedicate team of loan processors and state licensed mortgage loan officers for real human communications along with paperless all 100% digital application process.
  • Precision Mortgage, LLC
  • 932 Hungerford Drive, Unit 20B, Rockville, MD, 20850
  • At Precision Mortgage, we value your time, so we have streamlined our application process for you. Apply for and upload your mortgage documents through our online portal, allowing us to match you with the best available loan product! We can place all types of mortgages including purchases.
  • Equity United Mortgage Corporation
  • 1395 Piccard Drive, Suite 330, Rockville, MD, 20850
  • Equity United Mortgage Corporation provides a service & not just a product. We don't just originate your loan. We guide & advise you through the mortgage process show you how to avoid choosing the wrong mortgage & how to capitalize on the best opportunities for you. Our consultants will give you the personalized attention that you deserve.
  • The Mortgage Link Inc
  • 3 Research Place, Suite 103, Rockville, MD, 20850
  • we love mortgages and we love helping our clients achieve their goals. Your successes are our successes. Much like a suit, we know that one size does not fit all. Our job is to provide you with high quality loan programs that are tailored to fit your specific needs, with some of the most competitive rates in the nation.
  • Apex Home Loans, Inc
  • 2400 Research Boulevard, Suite 400, Rockville, MD, 20850
  • Apex Home Loans, Inc. is a local mortgage lender headquartered in Montgomery County, MD. Apex focuses on delivering superior customer experiences and takes pride in helping people achieve their dream of owning a home. We’re like you: fellow homeowners, active community members, and family-focused individuals.
  • Greenbriar Lending
  • 9710 Traville Gateway Dr # 295, Rockville, MD, 20850
  • Greenbriar Lending, LLC. has rapidly become one of the most respected private lenders in the industry. Our mission is to provide our customers with the capital and knowledge to insure profitability on all of their real estate transactions. We are self-funded and provide our clients with swift and flexible commercial financing options. We focus on
  • ACC Mortgage Inc.
  • 1801 Research Blvd, Suite 410, Rockville, MD, 20850
  • For over 20 years, All Credit Considered Mortgage, Inc. (ACC Mortgage) has been committed to bettering the community and the financial positions of its customers. Our focused, philosophy-driven lending has positioned ACC Mortgage as a leading private money company in the Washington DC market to now offering it's products in 21 states and the Distri
  • Call Federal Credit Union
  • 4605 Commerce Road, Richmond, VA, 23234
  • Call Federal Credit Union provides passionately local banking by opening doors to your financial health. Our mission is to establish relationships that allow us to offer the right products and services that lead to positive financial results for our members and their families. Call Federal was founded in 1962.
  • Hometown Mortgage Resources Inc
  • 1612 State Rd, Duncannon, PA, 17020
  • At Hometown Mortgage Resources Inc., our motto is to provide you with "Great Rates & Honest Service". We treat each customer as an individual, not a number. We understand that each applicant has different needs and will help you find the rate and program that fits your situation.