USDA and FHA Pro and Con in Whitney, Clark County, NV

In 2026, the USDA loan cap for Whitney, located in Clark, NV, is $336,500, while the FHA cap for a single-family dwelling is $494,500.

Explore the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates, and learn about the income, credit, reserve requirements, and documents necessary for qualification. Our state-of-the-art mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your unique financial circumstances in Alabama.

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2026 Limitations on Loans and Down Payment Requirements in Whitney, Clark, NV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $494,500 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Whitney, NV

Lendersa® is committed to helping you obtain the most beneficial USDA or FHA loan swiftly and without difficulty. Begin with one of three routes to connect with matching lenders and explore USDA loan possibilities.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in NV

The USDA home loan, assured by the U.S. Department of Agriculture, often called the USDA rural development loan or mortgage, is accessible only in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Whitney Lenders

  • Residential Mortgage Services - Home Loans
  • 3585 E. Flamingo Road, Suites 101 | 102 | 103, Las Vegas, NV, 89121
  • Lends in Nevada
  • RMS is a licensed mortgage banker whose objectives remain to combine the highest level of service, cutting edge technology, diverse mortgage products and competitive interest rates expected from a large bank with the personal attention of a proud community lender. RMS only originates mortgage loans within the United States of America.

  • One Nevada Credit Union
  • 2645 S Mojave Rd, Las Vegas, NV, 89121
  • Lends in Nevada
  • One Nevada Credit Union is the largest federally insured credit union in the state of Nevada, proudly serving Northern & Southern Nevada. We have proudly been serving our community neighbors since 1950. As the largest credit union in the state, we understand the importance of community involvement & the need for corporate partnership & support.

  • Assured Financial Inc
  • 183 North Gibson, Suite 150, Henderson, NV, 89014
  • Lends in Nevada
  • "For more than thirty years, the team at Assured has successfully executed real estate sales, management and development transactions throughout southern Nevada.
    Assured is comprised of hard-working and creative problem-solvers who are willing to take calculated risks to provide successful outcomes to our clients."

  • BERTUCCINI-LLC
  • 3110 E Flamingo Rd, Las Vegas, NV, 89121
  • Lends in Nevada
  • We help you get the best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy. And we all know-when lenders compete for your business, you win! Whether you’re a first time home buyer looking for a mortgage or you’re in the market

  • PInnacle Mortgage Solutions Inc
  • 1489 W Warm Springs Rd, Suite 110, Henderson, NV, 89014
  • Lends in Nevada
  • The Pinnacle Mortgage Solutions Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are a first-time home buyer, purchasing your dream home,refinancing an outstanding loan, or consolidating debt

  • North American Financial
  • 375 N Stephanie St Bldg 20, Henderson, NV, 89014
  • Lends in Nevada
  • At North American Financial Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process. so that you can confidently select the best mortgage for you and your family

  • Crestline Insurance Services LLC
  • 3170 E Sunset Rd Suite# B, Las Vegas, NV, 89120
  • Lends in Nevada

  • Crestline Insurance Services LLC offers commercial general liability insurance Las Vegas, which is designed to decrease financial risks for your business. Economic troubles can arise from litigation and lawsuits against your business for a selection of possible hazards. Commercial basic liability insurance, or CGL, pays for damages and claims pri

  • Boost Lending LLC
  • 6230 Mcleod Dr, Suite 100-A, Las Vegas, NV, 89120
  • Lends in Nevada
  • Boost lending was born from a need to fill a gap in the lending market. We are committed to providing customized solutions for our investment clients. We realize investors need more convenience, speed, and agility to fund their investments. We are focused on providing reliable capital to Residential Investors, Mortgage Brokers and Private Lenders.

  • Citizens Choice Mortgage
  • 6290 Mcleod Drive, Suite 100, Las Vegas, NV, 89120
  • Lends in Nevada
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..