USDA Loan Vs. FHA loan pro & con Moapa-Valley, Clark County, NV

As of 2025, the USDA loan limit in Moapa-Valley, located in Clark County, NV is set at $300,000. In contrast, the FHA loan limit for the same year for a single-family home is established at $362,250.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast the optimal USDA versus FHA rates available today. This tool determines the necessary income, credit score, reserve amounts, and documentation for eligibility. Our sophisticated mortgage calculator facilitates side-by-side comparisons among USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program for your financial needs in Alabama.

USDA and FHA Loan Alternatives in Moapa-Valley, NV

At Lendersa®, we strive to efficiently secure you the best USDA or FHA loan without unnecessary complications. Choose one of three pathways to connect with lenders matching USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NV

A USDA home loan, backed by the government, is commonly known as a USDA rural development loan or USDA mortgage. This loan type is strictly available in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA mortgages do not involve any down payment.

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(618) 997-4341 Lender's profile and map Reviews First Southern Bank IL 102 Airway Dr, Marion, IL, 62959 First Southern Bank realizes that we must earn the right to be your bank of choice. We take great pride in our customer service and combining that with the fact that we are a locally owned and managed Southern Illinois bank allows us to feel comfortable in asking to be your bank.
(601) 605-8600 Lender's profile and map Reviews ECM Federal Credit Union 665 Highland Colony Parkway, Ridgeland, MS, 39157 At ECM Federal Credit Union! We are a member-owned credit union. When you join the family, you can take advantage of banking services, competitive rates, and personalized service. ECM Federal Credit Union has been open since 1967. It is the 25th largest credit union in Mississippi with assets totaling $25.84 Million
(601) 922-3350 Lender's profile and map Reviews Members Exchange Credit Union 107 Marketridge Drive, Ridgeland, MS, 39157 MECU was originally chartered solely for the employees of Presto Manufacturing Company in Jackson. Our humble credit union has grown to include more than 600 member companies across central and northern Mississippi. At Members Exchange, you’ll know right away that you’re more than a customer – you’re a member.
(601) 977-8381 Lender's profile and map Reviews First South Farm Credit 574 Highland Colony Parkway, Ridgeland, MS, 39157 First South is a financial cooperative, which means we are owned by customers just like you. When borrowing from First South, you become a stockholder and a member. Our mission is to support agriculture and rural communities by providing a steady flow of credit to eligible borrowers in Alabama, Louisiana, and Mississippi.
(601) 605-9979 Lender's profile and map Reviews Residential Mortgage Corporation 309 Newpointe Drive, Suite C, Ridgeland, MS, 39157 Residential Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
(601) 977-9468 Lender's profile and map Reviews Brightview Credit Union 713 South Pear Orchard Road, Suite 101, Ridgeland, MS, 39157 BrightView Credit Union is owned by its customers, but instead of customers, we call them “members.” Other financial institutions have stockholders who own the institution. Our members are owners and “users” of BrightView. When an individual joins BrightView, part of their initial deposit is their “share” of ownership in the credit union.
(601) 899-0113 Lender's profile and map Reviews Affordable Lending Group Llc 589 Northpark Drive, Suite D, Ridgeland, MS, 39157 Our mortgage experts will analyze your finances and recommend the best mortgage that suites your needs. Once we gather all of the information we will give your options and help you decide which product is the best fit for you. Our goal is to get you the best possible deal available.
(601) 850-2379 Lender's profile and map Reviews Liberty Financial Madison 875 Northpark Dr, Suite A Bldg 1, Ridgeland, MS, 39157 Liberty Financial is one of the Madison area’s most successful and highly regarded mortgage lenders. We serve customers by providing access to a complete array of mortgage lending products, including conventional loans, jumbo mortgages, VA loans, FHA loans, refinancing loans, and many more.
(601) 651-3959 Lender's profile and map Reviews MS Lending, LLC 681 Towne Center Blvd, Suite A, Ridgeland, MS, 39157 MS Lending, LLC is a boutique mortgage brokerage lending throughout the state of Mississippi with offices in Ridgeland and Ocean Springs, Mississippi. Whether buying or refinancing, MS Lending has a wide array of options to help you meet your financial goals. Michelle Dugan has been named a Top 20 Mortgage Professional in 2020 by Yahoo! Finance,
(601) 977-8300 Lender's profile and map Reviews Magnolia Federal Credit Union 240 Briarwood Drive, Jackson, MS, 39206 Magnolia Federal Credit Union is a multi-million-dollar, full-service financial institution offering a large suite of financial products and services to its members. Because we’re not focused on shareholders, we return our earnings to our members in the form of reduced fees, lower interest rates on loans, and higher returns on savings.
(225) 272-9009 Lender's profile and map Reviews First Consumers Financial, LLC 14580 Florida Blvd, Baton Rouge, LA, 70819 Our company believes in offering flexible loan programs to our customers. This allows us to help customers who have special needs or circumstances that may have prevented them from obtaining financing through the larger, traditional lenders. First Consumers Financial’s primary asset is our ability to serve.
(618) 998-0098 Lender's profile and map Reviews SouthernTrust Bank 200 South First, Vienna, IL, 62995 SouthernTrust Bank was organized in 2005 as a commercial state bank. The organizers had a strong desire to establish a community-minded financial institution that would service its local communities with personal service. SouthernTrust Bank is a locally owned financial institution with offices in Marion, Goreville, and Vienna, Illinois.