As of 2026, the USDA loan limit in Moapa-Valley, located in Clark County, NV is set at $300,000. In contrast, the FHA loan limit for the same year for a single-family home is established at $362,250.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast the optimal USDA versus FHA rates available today. This tool determines the necessary income, credit score, reserve amounts, and documentation for eligibility. Our sophisticated mortgage calculator facilitates side-by-side comparisons among USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program for your financial needs in Alabama.
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| Loan Category | Maximum Limit | Down Payment Percentage |
| USDA | $300,000 | 0% |
| FHA | $362,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
At Lendersa®, we strive to efficiently secure you the best USDA or FHA loan without unnecessary complications. Choose one of three pathways to connect with lenders matching USDA loan programs.
A USDA home loan, backed by the government, is commonly known as a USDA rural development loan or USDA mortgage. This loan type is strictly available in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA mortgages do not involve any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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