USDA and FHA Pro and Con in Enterprise, Clark County, NV

As of 2026, the USDA loan limit in the city of Enterprise, located in the county of Clark, NV, is $336,500, whereas the FHA limit for a single-family residence is $494,500.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA prime rates. Determine the income, credit score, reserves, and necessary documents required to qualify. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program for your financial circumstances in Alabama.

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2026 Loan Limits and Down Payment Requirements in Enterprise, Clark, NV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $494,500 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Solutions in Enterprise, NV

Lendersa® is committed to securing the best USDA or FHA loans swiftly and without stress. Choose one from three possible starting points to connect with matching lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in NV

The USDA home loan, guaranteed by the US Department of Agriculture, is also known as the USDA rural development loan or mortgage. This type of loan is exclusive to rural areas and requires zero down payment, unlike FHA loans which mandate a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Enterprise Lenders

  • Reverse pros 123
  • 8647 Majestic Vision Way, Las Vegas, NV, 89178
  • Lends in Nevada
  • I bring specialized expertise in reverse mortgage lending, including HECM and jumbo/proprietary programs. I help seniors leverage home equity strategically while maintaining compliance, clarity, and suitability. My approach centers on education, risk management, and long‑term financial planning, ensuring clients and their families fully understand the benefits, obligations, and protections built into today’s reverse mortgage products. 



  • Prosperity Lending
  • 8345 W. Sunset Rd, Suite 380, Las Vegas, NV, 89113
  • Lends in Nevada
  • We have been committed to serving the needs of our borrowers for over 30 years. We are a full-service lender offering quick pre-approvals, in-house underwriting and on-time closings at competitive interest rates. While most lenders have limited flexibility in qualifying home buyers.

  • Aundrea Beach-Greco - Las Vegas Mortgage Lender
  • 8337 West Sunset Road, Suite 300, Las Vegas, NV, 89113
  • Lends in Nevada
  • Our team constantly strives for self improvement and incorporate this knowledge and education to help our clients have a better experience. I have been lending since 1997 so I already know what the underwriter is looking for and can prepare you for that process. That means simplicity for you, and an advocate to show you how to navigate the waters

  • Lone Mortgage
  • 5275 S Durango Dr, Las Vegas, NV, 89113
  • Lends in Nevada
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Lone Mortgage
  • 5275 S. Durango Dr, Las Vegas, NV, 89113
  • Lends in Nevada
  • "Lone Mortgage has been open since 2006

    Offering the industry's deepest menu of loan programs, allowing us to close loans when other lenders have said no. We are dedicated to providing superior service combined with innovative loan programs to ensure the greatest value for our customer... creating a ""Client for Life."""

  • Zenith Lending
  • 5185 S. Durango Drive, Unit 2, Suite 101, Las Vegas, NV, 89113
  • Lends in Nevada
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • All Western Mortgage Inc.89113
  • 8345 W Sunset Rd, Suite 380, Las Vegas, NV, 89113
  • Lends in Nevada
  • At All Western Mortgage, we leverage our talent and resources to reinvent our industry, continuously striving to be recognized as a leader in the mortgage business. We always aspire to provide superior service combined with innovative loan programs to ensure the greatest value for our customers, creating a “Client for Life”.

  • Sandstone Home Loans
  • 5155 S Durango Dr, Suite 102, Las Vegas, NV, 89113
  • Lends in Nevada
  • Sandstone Home Loans provides access to home loans for homeowners seeking to consolidate debt, shorten their current loan term, or just lower their current interest rate. As well we work with home buyers, whether they are a first-time home buyer or a seasoned investor. We will work with a customer from the beginning stages.

  • All Western Mortgage
  • 8345 W. Sunset Rd. #380, Las Vegas, NV, 89113
  • Lends in Nevada
  • We are committed to serving the needs of borrowers, real estate professionals and loan officers alike, as we uphold the highest ethical standards and treat our clients and business partners with the utmost respect and honesty. We take our commitments seriously and do the right thing without compromise.

  • Meadows Bank
  • 8912 Spanish Ridge Ave, Suite 100, Las Vegas, NV, 89148
  • Lends in Nevada
  • Meadows Bank was founded in 2008 in Las Vegas, Nevada. MEADOWS BANK is a business incorporated with Washington State Secretary of State. The Unified Business Identifier (UBI) is #604064298. The business address is 8912 Spanish Ridge Ave, Suite #100, Las Vegas, NV 89148-1311, USA. The business type is FOREIGN PROFIT CORPORATION.