USDA and FHA Pro and Con in West-Wendover, Elko County, NV

For 2025, the USDA loan limit for West-Wendover in Elko, NV is established at $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates. Our advanced tool assists in determining necessary income, credit, reserves, and document requirements. By viewing USDA, FHA, Conforming, and VA loans side by side, you can identify the best program for your personal finances, including areas like .

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2025 Loan Limits and Down Payment Requirements in West-Wendover, Elko, NV

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in West-Wendover, NV

Lendersa® aims to swiftly secure for you the most suitable USDA or FHA loan without any hassle. Start with one of three pathways to align with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NV

The USDA home loan, backed by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, offering a significant advantage in eligible rural settings.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lakefront Capital LLC
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  • Gateway Mortgage Corporation
  • 6501 Green Bay Road, Kenosha, WI, 53142
  • In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.
  • BCU
  • 300 N Milwaukee Ave, Vernon Hills, IL, 60061
  • We are a purpose-driven organization that empowers people to discover financial freedom. We owe our success to our BCU community, fostering an environment that supports professional and personal growth – which in turn empowers us to best serve our members With over $5 Billion in assets, we are also one of the fastest growing credit unions in the la
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  • 4379 S. Howell Avenue, Suite 22, Milwaukee, WI, 53207
  • A Better Mortgage Company has been saving Wisconsin homeowners money with the most aggressive programs down to 500 credit score, and 100% financing available with 580+ scores and also Providing Wisconsin home services since 1998 with the most aggressive programs, refinancing, 1st and 2nd mortgages, reverse mortgages, VA, FHA and etc
  • Mortgage Store Co
  • 1311 S Princeton Ave, Arlington Heights, IL, 60005
  • The Mortgage Store Co., where we specialize in residential mortgages. At The Mortgage Store Co., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • HomeSmart International, LLC
  • 3030 Salt Creek Ln, Suite 145, Arlington Heights, IL, 60005
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  • AAEC Credit Union
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  • Colin Barr, Mortgage Broker
  • 2340 S Arlington Heights Rd, Arlington Heights, IL, 60005
  • Colin Barr, Mortgage We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you.
  • Tiger Financial Services Inc
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  • TOWN & COUNTRY MORTGAGE SERVICES, INC.
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  • "Established in 2003 as a partner company to Town & Country Realty. We originally started at the location in downtown Arlington Heights and in 2013 moved our office location to the corner of Arlington Heights Rd. and Algonquin. Town & Country Mortgage Services, Inc. provides the best combination of interest rates and closing costs,"
  • Libertyville Bank & Trust Company, National Association
  • 507 N. Milwaukee Ave., Libertyville, IL, 60048
  • Libertyville Bank & Trust, along with our community banks in Wauconda, Gurnee, Mundelein, Island Lake and Vernon Hills, is the #1 bank in the area, thanks to the confidence and trust that our customers and the community have placed in us. We are dedicated to providing great accounts and outstanding personal service without the costs.
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  • 1860 West Winchester Road, Suite 102, Libertyville, IL, 60048
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