USDA Loan Vs. FHA loan pro & con West-Wendover, Elko County, NV

In 2025, USDA loan limit in West-Wendover, county of Elko, NV is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in West-Wendover, NV

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Nevada?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(209) 577-8000 Lender's profile and map Reviews Taylor Mortgage Company, Inc. 1920 Standiford Avenue, Suite 2, Modesto, CA, 95350 Taylor Mortgage Company is a locally owned mortgage brokerage offering home loans at the current lowest rates and fees available on the market. As a mortgage broker, as versus a banker, Taylor Mortgage can offer financing plans and programs at rates, fees, and terms many other companies can't even dream of.
(209) 602-2109 Lender's profile and map Reviews S/L Mortgage 509 Scenic Dr, Modesto, CA, 95350 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(559) 960-4465 Lender's profile and map Reviews Scenic Oaks Funding 1156 Scenic Drive, Suite 200 and 110, Modesto, CA, 95350 Scenic Oaks Funding was founded in 1992 in order to provide members of our community with a simpler way to buy a home. Our company continued to evolve and in 2010, we made the transformation from mortgage broker to mortgage banker for the same reason: to make home buying easier, more efficient, and more accessible.
(209) 524-6000 Lender's profile and map Reviews California Mortgage Associates 1217 Standiford Ave., Modesto, CA, 95350 We are the leading home loan lender in the Central Valley since 1987. We’ve worked hard to build a strong reputation as an out-standing mortgage firm serving our clients needs. You're on your way to finding the best loan at the lowest rate to finance your new home or refinance your existing mortgage.
(800) 936-3220 Lender's profile and map Reviews IMS Lending 3421 Tully Rd Ste A, Modesto, CA, 95350 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
209.518.9527 Lender's profile and map Reviews SJMorgan 1110 Tully Road, Suite B, Modesto, CA, 95350 SJ Morgan Private Lending Exchange is a company that matches borrowers who are seeking funds to purchase or refinance commercial or residential properties with private investors who are looking for solid real estate investment returns. Qualified investments are presented to the investor exchange.
(209) 549-8500 Lender's profile and map Reviews Valley First Credit Union PO Box 1411, Modesto, CA, 95353 Valley First Credit Union provides quality financial services to the growing and diverse communities of Calaveras, Fresno, Kings, Madera, Mariposa, Merced, San Joaquin, Stanislaus, Tulare, and Tuolumne Counties. We are a not-for-profit financial cooperative that is owned by our members.
(209) 668-7000 Lender's profile and map Reviews American Pacific Mortgage 222 South Thor Street, Suite 3 & 10, Turlock, CA, 95380 Whether you are buying your first home, second home, vacation home or an investment property, we can help! Turn the home of your dreams into reality.American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time.
(209) 632-3200 Lender's profile and map Reviews Great Central Mortgage Corporation 847 East Main Street, Turlock, CA, 95380 We believe that if we deliver the service, the profit will follow. Great Central Mortgage Corporation provides confident lending experience for all your real estate transactions. Our broad base of financing and sincere dedication to each loan permits us to provide the unique solutions suited to your needs.
(505) 327-9500 Lender's profile and map Reviews Major Mortgage 5600 Mickey Dr, Suite D, Farmington, NM, 87402 Here at Major Mortgage We are your Local Mortgage Lender and we strive daily to be a one stop shop for you by providing Processing, Underwriting and Closing all under the same roof. Our team of licensed experts have a combined 40 years of experience and extensive knowledge and understanding of loans and how they work.
(209) 473-2191 Lender's profile and map Reviews Investment Mortgage 1759 Cherokee Road, Stockton, CA, 95205 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(559) 686-1791 Lender's profile and map Reviews Tulare County Federal Credit Union 300 North K. Street, Tulare, CA, 93274 Tulare County Federal Credit Union has been serving the financial needs of Tulare County for over 80 years. Tulare Federal was founded on April 15, 1939, as the Tulare County Teachers Federal Credit Union. In 2002, the Credit Union expanded to include the entire county, and our name was changed to Tulare County Federal Credit Union.