USDA Vs. FHA your options comparison in Battle-Mountain, Lander County, NV

During 2026, the USDA loan limit applicable in Battle-Mountain, within the borders of Lander county in NV, is determined to be $285,000. Meanwhile, the FHA loan limit for single-family homes is listed as $356,362.

To effectively compare today's best USDA versus FHA rates, use the Lendersa® USDA loan calculator. Evaluate income requirements, credit, reserves, and necessary documents for qualification. Through our innovative mortgage calculator, you can look at USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program in tailored to your financial needs.

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Exploring 2026 loan limits and down payment requirements in Battle-Mountain, located in Lander county, NV

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan choices in Battle-Mountain, NV

The objective of Lendersa® is to swiftly and effortlessly connect you with the optimal USDA or FHA loans. Choose from three potential starting pathways, leading you to compatible lenders and suitable USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NV

A USDA home loan, supported by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusive to rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage comes with the significant benefit of demanding no down payment at all, enhancing its appeal for eligible candidates in rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



Battle-Mountain Lenders

  • ELKO FEDERAL CREDIT UNION
  • 2397 Mountain City Highway, Elko, NV, 89801
  • Lends in Nevada
  • The Elko Federal Credit Union will: be the premier provider of financial and credit services to all of the residents of Elko, Eureka and Lander Counties as authorized and chartered in 1960 and thereafter amended. This will be accomplished as the Elko Federal Credit Union achieves their strategic objectives.

  • The First National Bank of Ely
  • 595 Aultman Street, Ely, NV, 89301
  • Lends in Nevada
  • Our banking facility is located in the picturesque, historic town of Ely, White Pine County, Nevada. The First National Bank of Ely has the distinct honor of holding the oldest bank charter in the great state of Nevada – we celebrated a century of service in 2007.

    We continue this long history of customer service

  • Farm Bureau Bank FSB
  • 2165 Green Vista Drive, Sparks, NV, 89431
  • Lends in Nevada
  • Farm Bureau Bank, FSB, a wholly-owned subsidiary of FB BanCorp, was established in 1999 to serve the unique financial needs of Farm Bureau members. Headquartered in Reno, Nevada, with an operations center in San Antonio, Texas, the bank currently offers a full range of competitively priced products and services to members in 44 states

  • Monarch Mortgage
  • 2435 Pyramid Way, Suite A, Sparks, NV, 89431
  • Lends in Nevada
  • Monarch Mortgage rates are at an all time low, so if you are considering buying a new home, or refinancing - now is the time and Your more than just a number at Monarch Mortgage - get the personal attention you deserve and also Mortgage Products FHA, VA, CONVENTIONAL, JUMBO and USDA

  • NewMark Investment and Loan, Inc.
  • 501 Pyramid Way, Sparks, NV, 89431
  • Lends in Nevada
  • "We specialize in private money (aka “hard money”). By working directly with private money lenders and investors, we are able to finance many “out of the box” transactions. We can fund even the most difficult of situations.
    Contact a NewMark representative today for more information and to discuss your hard money lending needs."

  • Financial Horizons Credit Union
  • 895 E Street, Hawthorne, NV, 89415
  • Lends in Nevada
  • We've been community leaders since 1947. Our original mission was to serve individuals affiliated with the Naval Ammunition Depot in Hawthorne. Since then, we've expanded to serve residents of several rural Nevada counties. We're proud of our growth. And proud that you trust us with your financial health.

  • Heritage Bank of Nevada
  • 2330 South Virginia Street, Reno, NV, 89502
  • Lends in Nevada
  • Heritage Bank of Nevada was founded in 1995, in Northern Nevada. Today, we have seven branches focusing on the Northern Nevada area located in Reno, Spanish Springs, Carson City and Carson Valley. Our goal has always been to our community's finest small and mid-sized business bank, and our focus has led to success and profitability.

  • Reno City Employees Federal Credit Union
  • 386 Holcomb Avenue, Suite E, Reno, NV, 89502
  • Lends in Nevada
  • Since 1952, the Reno City Employees Federal Credit Union has been offering savings and loan services to our members.

    Our membership is open to employees and retirees of the City of Reno, the Reno Housing Authority, and the Airport Authority, as well as their immediate families

  • Epic Capital Solutions
  • 5605 Riggins Ct, Suite 201, Reno, NV, 89502
  • Lends in Nevada
  • Epic Capital Solutions, we all come to work every day because we want to solve one of the biggest problems faced by entrepreneurs: Not having enough money to start, build or grow your dream business. We find that most people looking to fund their businesses do not possess the tools or resources needed to properly structure themselves for successful