For the year 2026, the USDA loan limit established in Ely, within the county of White Pine, NV, is set at $336,500. In comparison, the FHA loan limit for a single-family residence stands at $472,030.
Utilize the Lendersa® USDA loan calculator to skillfully compare the current USDA and FHA top rates. It enables you to ascertain the necessary income, credit, reserves, and documents to qualify. With the advanced mortgage tool we offer, you can view USDA, FHA, Conforming, and VA loans side by side, allowing a detailed comparison to determine which program matches your financial needs best, especially in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary aim of Lendersa® is to seamlessly secure you the most favorable USDA or FHA loans swiftly and without obstacles. Start from one of our three pathways that guide you toward the right lenders and suitable USDA loan programs.
A USDA home loan is a government-backed mortgage loan program, referred to as a USDA rural development loan or USDA mortgage, and is specifically accessible in rural community settings. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage offers the advantage of zero down payment requirements, making it a beneficial option for qualified buyers in eligible rural areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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