In the year 2025, the USDA loan ceiling in Elko, located in the county of Elko, NV, is $336,500, whereas the FHA limit for a single-family dwelling is noted as $472,030.
Utilize the Lendersa® USDA loan calculator to juxtapose the contemporary USDA against FHA top rates and ascertain the necessary income, credit ratings, reserves, and documentation required for qualification. Our specialized mortgage calculator enables you to compare side-by-side the USDA, FHA, Conforming, and VA programs, thus aiding in selecting the program in Alabama that aligns best with your distinctive financial situation.
2025 Loan Limits and Down Payment Criteria in Elko, Elko, NV
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Elko, NV
Lendersa® is committed to securing the optimal USDA or FHA loan fast and effortlessly. Choose from one of three initial paths to connect with matching lenders and USDA loan programs.
The USDA home loan, endorsed by the government Department of Agriculture, is also referred to as the USDA rural development loan or mortgage. Exclusively available in rural areas, this loan does not require any down payment, unlike FHA loans which require at least a 3.5% down payment. The USDA loan provides a strategic alternative for those meeting the rural residency criteria.
177 S. Jordan Creek Pkwy, West Des Moines, IA, 50266
Fidelity Bank is a locally owned, locally managed community bank in Iowa. With a commitment to providing our customers with the banking services and support they need; Fidelity Bank offers a variety of banking and lending options.
Fidelity Bank is on LinkedIn to celebrate our team members.
1150 Jordan Creek Pkwy, West Des Moines, IA, 50266
With over 25 locations in 22 communities across the state, Bank Iowa offers the services of a large financial institution, but operates as a community bank in which decisions are made locally. The Bank Iowa locations are affiliates of Bank Iowa Corporation, a privately owned bank holding company headquartered in West Des Moines, Iowa.
American Equity Investment Life Insurance Company®
6000 Westown Parkway, West Des Moines, IA, 50266
An American-owned and operated company headquartered in the heart of the Midwest, American Equity Investment Life Insurance Company® is a leader in the fixed indexed annuities marketplace. American Equity’s growth and success is attributed to our dedication to excellent customer service and emphasis on building customer relationships.
Financial Plus Credit Union is a full service financial institution which is cooperative in structure and serves the community of Des Moines, Iowa.We are in the business of improving the financial lives of our member/owners. Each account holder is an owner and is rewarded with personal service, the best rates and life stage products.
At HomeServices Lending, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers
1501 42nd St, Suite 465, West Des Moines, IA, 50266
Summit Mortgage is changing the way homebuyers view and experience the mortgage lending process. In today’s technology-driven world, it’s easy to end up as another piece of data in an automated system. But we think homebuyers deserve better. That’s why we’ll provide you with personalized service, complete transparency
We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.
Menard Bank financial institution has been and continues to be a center point of the community. Located on the historic irrigation canal, Menard Bank provides financial support and guidance to many local businesses and agricultural endeavors. We are a rock of solid financial foundation in an ever-changing economy in rural Texas.
United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area
