USDA Vs. FHA Pro and Con comparison in Airmont, Rockland County, NY

In 2025, the USDA loan limit for Airmont within Rockland, NY, is $0. The FHA limit for a single-family home stands at $1,089,300.

Use Lendersa® USDA loan calculator to compare today's top USDA vs FHA rates and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA programs side by side, helping you decide which is best for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Airmont, Rockland, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Discovering USDA and FHA Loan Options in Airmont, NY

Lendersa® is committed to helping you find the best USDA or FHA loan swiftly and without complication. Choose one of three starting paths to connect with suitable lenders and USDA loan programs.

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Explaining USDA Loans in NY

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans generally require none, offering a distinct advantage for eligible consumers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tse Financial
  • 2332 Taraval Street, Suite A, San Francisco, CA, 94116
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • All Homes Financial Inc
  • 830 Taraval Street, Suite 200, San Francisco, CA, 94116
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Nationwide Mortgage
  • 3101 Taraval Street, San Francisco, CA, 94116
  • Nationwide Mortgage was established in 1998. We provide fast, flexible, equity based private mortgages for real estate throughout California and several other states. We assist real estate investors with equity cash out bridge loans, purchase loans, construction and other loan types.
  • Santa Cruz Community Credit Union
  • 324 Front Street, Santa Cruz, CA, 95060
  • The Santa Cruz Community Credit Union pursues a vision of vital local communities whose members contribute individually and collectively to a just society. In our vision, all people have full access to economic opportunity, and have the resources to make effective financial decisions for themselves, their families, and their communities.
  • Tedrowe Realty & Investments
  • 125 Jewell Street, Santa Cruz, CA, 95060
  • "Lea Tedrowe started working in real estate investments in 1983 before founding Tedrowe Realty & Investments in 1988. Lea was born and raised in Santa Cruz and has an extensive knowledge of the real estate market on the Central Coast. Contact us today for more information about private money loans, construction loans, bridge loans."
  • ASA Lending
  • 4091 19th Avenue, San Francisco, CA, 94132
  • ASA Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
  • Place One Real Estate
  • 883 Sneath Lane, Suite 227, San Bruno, CA, 94066
  • As a boutique real estate firm, our mission is to assist our clients through the intricate real estate and mortgage process and to ensure a seamless transaction with exceptional results. By utilizing the latest tools, technology, and resources, we provide clients with expert guidance and unparalleled personalized service.
  • The Police Credit Union
  • 1250 Grundy Lane, San Bruno, CA, 94066
  • The Police Credit Union of California has been the credit union of choice for police and their families in the San Francisco Bay Area, and even beyond when members move away. The Police Credit Union of California proudly serves law enforcement professionals and their families. Our dedication to our core group results in a satisfied.
  • Onni Enterprise, Inc
  • 1500 El Camino Real, San Bruno, CA, 94066
  • We offer various loan programs to fit your needs. We specialize in Residential High Balance loans, FHA and non Qualified loan programs . Our experienced Loan Consultant will streamline the processing and take responsibility to help you from filling applications to closing the loan without hassles.
  • Presto Home Loans Inc.
  • 883 Sneath Lane, Suite 227, San Bruno, CA, 94066
  • Presto Home Loans Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit