USDA Vs. FHA Pro and Con comparison in Airmont, Rockland County, NY

In 2025, the USDA loan limit for Airmont within Rockland, NY, is $0. The FHA limit for a single-family home stands at $1,089,300.

Use Lendersa® USDA loan calculator to compare today's top USDA vs FHA rates and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA programs side by side, helping you decide which is best for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Airmont, Rockland, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Discovering USDA and FHA Loan Options in Airmont, NY

Lendersa® is committed to helping you find the best USDA or FHA loan swiftly and without complication. Choose one of three starting paths to connect with suitable lenders and USDA loan programs.

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Explaining USDA Loans in NY

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans generally require none, offering a distinct advantage for eligible consumers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • East Wisconsin Savings Bank
  • 109 W Second St, Kaukauna, WI, 54130
  • East Wisconsin Savings Bank’s story began in Kaukauna, WI in 1887 with a vision of local people pooling their hard earned savings together to provide home ownership for family & friends. Back then, when D. J. Brothers drew up the charter in long hand for the Building & Loan Association, this was not an area of satisfied home owners like today.
  • United Methodist Connectional Federal Credit Union
  • 1991 Lower Roswell Rd, Marietta, GA, 30068
  • Georgia Methodist Federal Credit Union was established in 1960 and served the financial needs of any United Methodist Church member in the North and South Georgia Conferences and their immediate family members. Alabama-West Florida Methodist Credit Union started in 1967, serving the clergy and employees of the AWF Conference
  • StrongBox Home Loans
  • 1412 waterford green way, Marietta, GA, 30068
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing & getting the exact loan to meet your specific needs.
  • The Bank of La Fayette, Georgia
  • 101 West Patton Street, La Fayette, GA, 30728
  • The Bank of LaFayette received its original charter from the state of Georgia in 1889. Founded by a group of local investors from the LaFayette and south Walker County area, the bank did not actually begin business for another ten years. On July 18, 1899, The Bank of LaFayette opened for business in a location on the west side of the town square.
  • Loans 4 Homes
  • 1833 Executive Drive, Suite 105, Oconomowoc, WI, 53066
  • LOANS 4 HOMES is committed to providing our clients with the highest quality financial services combined with low, competitive rates. At LOANS 4 HOMES, our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • BANK FIVE NINE
  • 155 W. Wisconsin Ave, Oconomowoc, WI, 53066
  • Bank Five Nine is a full-service, independent, community bank that has served southeast Wisconsin since 1859.We enjoy long, quiet walks on the beach, puppies and romantic dinners. Nah, we're too old for all that, but we're still pretty cool, and we do actually love puppies. As a community bank, we make it a priority to give back to the customers.
  • First Wisconsin Financial
  • 110 N Main St, Oconomowoc, WI, 53066
  • First Wisconsin Financial, Inc., I take a dynamic approach to home financing by shopping all of the major mortgage lenders and securing the most competitive rate for my clients and also This firm offers mortgages including purchases, refinancing, home equity loans and debt consolidation
  • Gibbs Aluminum Federal Credit Union
  • 3093 Ohio Drive, Henderson, KY, 42420
  • Gibbs Aluminum Federal Credit Union has been open since 1967. Located at 3093 Ohio Drive in Henderson Kentucky, GAFCU provides banking to more than 1,000 members. Membership is current open to all Gibbs Die Casting team members and to immediate family of current members. The Gibbs Aluminum Federal Credit Union is a federally-chartered employee.
  • Field & Main Bank
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  • At Field & Main Bank®, we believe that banking should be built on more than transactions. It should start with relationships. We have a heart for service and an appreciation for innovative experiences. We’re changing lives and strengthening communities by approaching relationships with care, honoring our values.
  • Wisconsin Consumer Credit Incorporated
  • 700 East Avenue, Lomira, WI, 53048
  • Wisconsin Consumer Credit has been helping customers with auto financing since 2009. Our staff provides fast response, friendly service & a personal review of every auto loan application received. We care about your transportation needs & partner with dealers that stand behind their vehicles to ensure you get where you need to go, safely & on time.