USDA Loan Vs. FHA loan pro & con for Spring-Valley, Rockland County, NY

In 2025, USDA loan limit in Spring-Valley, county of Rockland, NY is $0 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Spring-Valley, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(208) 994-3779 2142 miles Lender's profile and map Reviews Swanson Financial LLC 302 East Stonewater Court, Eagle, ID, 83616 Swanson Financial, LLC is a consumer-first mortgage brokerage that is locally owned and operated in Eagle, ID. We aim to serve the residents across the state of Idaho with great rates, full transparency, and exceptional speed & service. With over 20 years of mortgage industry experience.
(208) 322-0831 2142 miles Lender's profile and map Reviews Hunter Creek Mortgage, Inc 1243 E Iron Eagle Dr, Suite 130, Eagle, ID, 83616 "Hunter Creek Mortgage, Inc. was established with a simple vision: to create extraordinary mortgage solutions for Idaho homeowners. That vision continues to be a driving force for us today. We believe that every client is an individual and that there is no “one size fits all” solution.
(208) 639-4000 2142 miles Lender's profile and map Reviews Fulcrum Home Loans 971 E Winding Creek Drive, Eagle, ID, 83616 At Fulcrum Home Loans, our passion is clear: We are here to help our clients fulfill their dream of homeownership and provide the best possible mortgage experience! We do this by providing no non-sense financial advice, top notch customer service, speedy pre-approvals and rate quotes, as well as competitive rates and terms.
(208) 746-7233 2142 miles Lender's profile and map Reviews Lewis Clark Credit Union 604 Bryden Avenue, Lewiston, ID, 83501 Come see why LCCU, Lewis Clark Credit Union, is a whole new financial experience. We offer progressive financial services, with hometown member support. We know you by name and are here to help you meet your financial goals. At LCCU, our focus really is your future. Unlike banks, credit unions are not in business to make a profit.
(208) 746-4848 2142 miles Lender's profile and map Reviews TWIN RIVER BANK 1507 G St, Lewiston, ID, 83501 Early in March, 1978, eight real estate brokers discussed a common concern, financing, at their weekly exchange breakfast meeting. The consensus was that the local banks and mortgage companies were not meeting the needs of the public. Processing of loans was taking too long; since “chain” banks had to send everything out of town for approval
(208) 746-8900 2142 miles Lender's profile and map Reviews P1FCU 1025 Warner Ave, Lewiston, ID, 83501 P1FCU was organized by 12 employees of Potlatch Forests Inc. and the original organization certificate was issued by the Farm Credit Administration on April 29th, 1938. The first organizational meeting was held almost one month later on May 20th, 1938, where 9 board members were elected after being nominated by the first nominating committee.
(800) 858-3750 2142 miles Lender's profile and map Reviews STCU 1620 N. Signal Drive, Liberty Lake, WA, 99019 STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.
(509) 362-0536 2142 miles Lender's profile and map Reviews BEELINE MORTGAGE, LLC 1421 N Meadowwood Lane, Suite 71, Liberty Lake, WA, 99019 We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(480) 426-1636 2142 miles Lender's profile and map Reviews Mill Mortgage, LLC 3605 Crossing Dr, Suite A, Prescott, AZ, 86305 "Mill Mortgage services Arizona, California, Florida, and Washington. We have access to a wide variety of programs giving us the ability to place you in the best product that suites your needs. Competitive rates, low fees, quick turnaround times, accessibility, and great service are all standard, but what sets us apart is being able to provide."
(208) 884-0150 2143 miles Lender's profile and map Reviews CapEd Credit Union PO Box 570, Meridian, ID, 83680 We are a people-oriented Credit Union that provides personal and business financial services of superior quality and convenience. Our primary focus areas are member financial well-being, enrichment of community and promotion of quality education. With 10 locations and dozens of ATMs in Southern Idaho, we are here to help you
(866) 663-0810 2145 miles Lender's profile and map Reviews Paramount Payment Systems 841 E. Fairview Ave, Suite 101, Meridian, ID, 83642 Paramount Payment Systems is a small and medium business merchant services provider. We specialize in helping businesses grow by providing the vital financial business instruments to increase sales, decrease costs, and secure alternative business capital. Since 2003, we have assisted over 10, 000 companies in decreasing
(208) 467-6583 2145 miles Lender's profile and map Reviews Clarity Credit Union - Meridian, Idaho 555 S. Meridian Rd, Meridian, ID, 83642 Clarity Credit Union isn't your typical financial institution. Like all credit unions, we are a not-for-profit cooperative. Our philosophy mirrors the traditional credit union philosophy of "people helping people." We exist to provide our members with exceptional access to financial products and services.