USDA Vs. FHA your options comparison in Kaser, Rockland County, NY

In the year 2025, the USDA loan limit in Kaser, a part of Rockland county, NY, is established at $0. Meanwhile, the FHA ceiling for a single-family home resides at $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare the current USDA and FHA top rates and determine the necessary income, credit, reserves, and documentation required to qualify. With this advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, helping you select the ideal program for your financial needs in .

Compare various loan offers from up to 100 lenders

2025 Loan Limits and Down Payment Requirements in Kaser, Rockland County, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Kaser, NY

The aim of Lendersa® is to connect you with the best possible USDA or FHA loan quickly and effortlessly. Begin with one of three starting points that lead you to compatible lenders and USDA loan programs.

Lendersa USDA loan request with matching outcomes

Explaining the USDA Loan in NY

A USDA home loan is backed by the government Department of Agriculture, and also known as a USDA rural development loan or USDA mortgage. It is offered exclusively for rural areas. Unlike FHA loans which require a minimum of 3.5% down payment, the USDA mortgage entails no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Reliable Mortgage Professionals LLC
  • 3001 North Rocky Point Drive East, Suite 200, Tampa, FL, 33607
  • At Reliable Mortgage Professionals, we are more than just a lending company. We know the impact that our business has on the lives of you, our clients, and we aim to make the process as enjoyable and beneficial as possible to ensure that your home-buying experience is not tainted with debt, stress, and uncertainty.
  • Goodwin Mortgage Group
  • 1511 N Westshore Blvd Suite 1150, Tampa, FL, 33607
  • The Goodwin Mortgage Group has a wide variety of loan products and experienced professionals to get you on the path to homeownership. We strive to take the stress out of buying a home by providing the best communication and assistance by walking our customers through the home buying process step-by-step
  • BlueGrey Mortgage
  • 1311 North Church Avenue, Tampa, FL, 33607
  • We are a full-service mortgage company—offering a multitude of loan programs to our clients. While we specialize in home loans, we can also assist clients needing a loan for commercial property or investment properties. In addition to brokering loans for home and property purchases, we also broker refinancing loans.
  • MiMutual Mortgage
  • 1207 N.Himes Ave, Suite 2, Tampa, FL, 33607
  • A privately held Retail non depository mortgage Lender, MiMutual is headquartered in Port Huron, Michigan, licensed and expanding in 35+ states. MiMutual is Federal Housing Administration Full-Eagle and direct Fannie Mae, Freddie Mac, and Ginnie Mae. Named top 5 203(k) Lender in the U.S. MiMutual also has In-House USDA.
  • Home Loans By U, Inc.
  • 4021 North Armenia Ave Suite 102, Tampa, FL, 33607
  • At Home Loans By U, we strive to provide 100% customer satisfaction. In these challenging economic times, we trust that Home Buyers/Home Owners will be happy to hear of a Mortgage Broker Firm that is offering a fair and honest service to assist in their mortgage financing transactions.
  • Residential Acceptance Corporation
  • 5027 W Laurel Street, Tampa, FL, 33607
  • RAC is a group of lending specialists dedicated to helping mortgage professionals close difficult loans on-time. For more than 19 years, RAC has been working one-on-one with mortgage brokers, originators and processors across the country to restructure troubled loans, and find clever ways to get loans approved and closed quickly.
  • Florida Home Loan Professionals Inc
  • 610 1/2 West Horatio Street, Suite 5, Tampa, FL, 33606
  • Florida Home Loan Professionals, Inc is an independent, full service mortgage broker specializing in purchase loans, refinancing and creative lending solutions. We are recognized as an industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with over twenty lenders
  • Pineywoods Mortgage LLC
  • 2023 West Platt Street, Suite 106, Tampa, FL, 33606
  • We’re a little different. Whether you’re ready to make a move on your first home, or you’ve been part of the process more than a few times, we can match you with the loan program that fits your needs. With more than 18 years of experience, our team excels at breaking down the often confusing details for our clients & personalizing your loan needs.
  • Money Options Inc
  • 12819 Shadow Run Blvd, Riverview, FL, 33569
  • At Money Options Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select . on your behalf to help you achieve your dream of homeownership.
  • MortgageRight
  • 1646 W Snow Ave, Suite 113, Tampa, FL, 33606
  • Mortgage Right was founded to create a faster, more efficient, and more secure way to originate and close residential mortgage transactions. Mortgage Right is committed to working with any and all candidates looking for the opportunity to provide a healthy and rewarding financial future for themselves and their family.