USDA Vs. FHA Pro and Con comparison in Wesley-Hills, Rockland County, NY
In 2025, the USDA loan limit in Wesley-Hills, within Rockland county, NY, is $0. In contrast, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare current USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding in your decision for the best program in fitting your financial profile.
2025 Loan Limits and Downpayment Requirements in Wesley-Hills, Rockland, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Wesley-Hills, NY
Lendersa® aims to provide you with the best USDA or FHA loan quickly and without hassle. Choose from three starting points to find matching lenders and appropriate USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the government via the Department of Agriculture and is exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require a down payment, providing a significant advantage.
29777 Telegraph Road, Suite 3590, Southfield, MI, 48034
In business since 2003, UIF Corporation offers home and commercial financing products and services that allow our customers to remain true to their faith. Our goal is simple; to serve the financial needs of the American Muslim community.
UIF is always striving to provide more faith based products in order to be your single point.
29500 Telegraph Rd, Suite 200, Southfield, MI, 48034
At Prime Mortgage, our job is making you our number one priority. Whether you’re getting ready to buy your first home, consolidate debt, or any other mortgage needs you can imagine we’ve got the experience you need to create a successful experience. Click the button below for more details.
29777 Telegraph Road, Suite 3090, Southfield, MI, 48034
Central Mortgage Funding, LLC is built on the relationships we make every day. When you work with CMF you’re family, there’s no way around it. We share our customer’s vision, we work hand in hand with you through our financial products, services and so much more. We take our time to offer you a personally crafted mortgage experience that is safe.
26200 American Drive, Fifth Floor, Southfield, MI, 48034
Hantz Group is a Michigan-based financial services firm that serves both the individual household and the business marketplace. Hantz Group provides a comprehensive range of financial services from financial planning, to home & auto insurance, life and disability insurance, tax planning, debt strategies, estate planning, banking and investments.
28588 Northwestern Hwy, Suite 290, Southfield, MI, 48034
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
29201 Telegraph Rd, Suite 611, Southfield, MI, 48034
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
Community Focus Federal Credit Union, formally National Steel Federal Credit Union, was originally chartered in 1960 as a financial cooperative serving the salaried employees of National Steel and their families. In January 2002, CFFCU became a community chartered credit union to better serve the National Steel employees
Public Service Credit Union is a community credit union with 15 locations in the Metro Detroit Area.We are a full service financial institution dedicated to serving members since 1952. PSCU is devoted to providing its members with a lifetime of dependable financial service. Like all credit unions, PSCU is a member owned, not for profit .
The Carey Poverello Federal Credit Union was organized on April 28, 1950 with 36 members serving the O.L.C. Parish, St. Nicholas Parish in Frenchtown, and St. Joseph Parish in Salem. The credit union was founded by Father Francis Xavier Knopp and Hilda Jacob oversaw the daily operations.
2100 Executive Hills Blvd, Auburn Hills, MI, 48326
Genisys Credit Union is a not-for-profit, member-owned financial institution that has been committed to helping its members financially since 1936. Based out of Auburn Hills, Genisys is one of the largest credit unions in Michigan and one of the strongest in the country with over $2.3 billion in assets.
Average mortgage brokers do what's best for them and not for you. At Range Lending, our team of the best and brightest in the mortgage business will find the best loan options for your situation. We recognize that you are a human and not just a loan number, and we treat you accordingly.
