USDA Vs. FHA your options comparison in East-Hills, Nassau County, NY

In 2026, the USDA loan limit for East-Hills, in Nassau, NY, is $0, while the FHA limit is $822,375 for a single-family home.

Take advantage of the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and establish the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the right program for your financial needs in Alabama.

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2026 Loan Limits and Down Payment Guidelines in East-Hills, Nassau County, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Options in East-Hills, NY

Lendersa® aims to quickly connect you with the most suitable USDA or FHA loan, hassle-free. Choose one of three starting paths to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in NY

A USDA home loan, supported by the government Department of Agriculture and known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



East-Hills Lenders

  • The Heart Center Federal Credit Union
  • 100 Port Washington Boulevard, Roslyn, NY, 11576
  • Lends in New York
  • The Heart Center Federal Credit Union has been open since 1976. The credit union has assets totaling $23.8 Million and provides banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to healthcare services employees.

  • Hanover Bank
  • 80 East Jericho Tpke, Mineola, NY, 11501
  • Lends in New York
  • Hanover Bank provides a fresh and highly personalized approach to banking. We work harder and smarter to help you reach your goals because we know that your success and prosperity helps us build ours. YOU, our clients, are the reason for all we do. Our “fresh” approach results in products and services as individualized as our clients’ needs.

  • Patriot One Mortgage Bankers LLC
  • 142 Willis Avenue, Mineola, NY, 11501
  • Lends in New York
  • Patriot One Mortgage Bankers, LLC has been New York’s top choice for customized lending solutions since its establishment in 2006. Founded by Susan Khani, a mortgage industry professional for over 35 years, Patriot One services home buyers and homeowners in Long Island, Queens, Brooklyn, the Bronx, Staten Island, Manhattan, Westchester, and Rocklan

  • Continental Mortgage Company
  • 25 Roslyn Road, 1st Floor, Mineola, NY, 11501
  • Lends in New York
  • "Continental Mortgage Company was established in 1998, with the vision of helping borrowers navigate through the often complex real estate process.
    Its founders envisioned a mortgage company where borrowers not only received the best deal for their individual needs, but were educated and informed about the real estate process."

  • Americana Mortgage Group
  • 1615 Northern Blvd, Suite 404, Manhasset, NY, 11030
  • Lends in New York
  • We are a full service mortgage company located in Manhasset, NY. We specialize in Home mortgages in New York, New Jersey Conneticut and Florida. We can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment.Established in 1996.

  • Jovia Financial Credit Union
  • 1000 Corporate Drive, Westbury, NY, 11590
  • Lends in New York
  • As a non-profit, member-owned credit union, you can bet your bottom dollar that we have lower rates on loans & higher earnings on deposits.Plus, there’s so much more we have to offer, like benefits beyond your everyday banking needs. Afterall, we’re here to serve you! We offer helpful advice by hosting free seminars & events to educate & enlighten.

  • Lynx Mortgage Bank LLC
  • 143 Post Avenue, Westbury, NY, 11590
  • Lends in New York
  • Lynx Mortgage Bank LLC was founded by a small group of mortgage and financial professionals on Long Island, NY with one goal in mind: to offer our customers a straightforward “no surprises” approach to the home buying process.Today, we are one of New York’s premier mortgage companies with a sizable client base who won’t hesitate to recommend us.

  • New York Community Bank
  • 615 Merrick Ave, Westbury, NY, 11590
  • Lends in New York
  • New York Community Bank serves customers through branches encompassing eight divisions: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona.

  • Meadowbrook Financial Mortgage Bankers Corp.
  • 1600 Stewart Ave, Suite 701, Westbury, NY, 11590
  • Lends in New York
  • Meadowbrook Mortgage Bankers is an established Mortgage Banker with over 50 years of management experience. Meadowbrook is an FHA, Fannie Mae, Freddie Mac, and VA Direct Endorsed Lender. We are licensed throughout the East Coast and growing; to fulfill our vision of becoming a nation-wide lender.