USDA Vs. FHA your options comparison in Roslyn-Heights, Nassau County, NY

In the year 2026, the USDA loan limit in Roslyn-Heights, located in Nassau, NY, is set at $0. Meanwhile, the FHA limit for a single-family home is $822,375.

Utilize Lendersa®'s USDA loan calculator to compare the current superior USDA versus FHA rates. Identify the income, credit score, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you have the advantage of seeing USDA, FHA, Conforming, and VA options side by side, to help you in choosing the best program for your specific financial scenario in .

Explore loan options from 100 lenders

2026 Loan Limits and Downpayment Requirements in Roslyn-Heights, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conforming Conventional $822,375 3%

USDA and FHA Loan Options in Roslyn-Heights, NY

The aim of Lendersa® is to facilitate your acquisition of the optimal USDA or FHA loan swiftly and with ease. Choose one of three starting points to connect to lending partners and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NY?

A USDA home loan is guaranteed by the U.S. Department of Agriculture—often referred to as a USDA rural development loan or USDA mortgage—and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Statewide Mortgage Services
  • 12881 Knott St, Suite 107, California, CA, 92841
  • We are a California Based Mortgage Broker that rate shops for you. We find you the best deal and product and we have a transparent mortgage process. We take pride in our work and Value every borrower - our goal is to create life long relationships. Our mission is to serve our customers with honesty, integrity and competence.

  • Southland Mortgage Services
  • 8422 Cerulean Drive, Garden Grove, CA, 92841
  • Southland Mortgage Services founder of the John Rasmussen Specializing in the first-time buyer and self-employed, John has been doing business in the Orange County beach cities and all of Southern and Northern California for over 35-years. John works hard to help people realize the American dream, home ownership.

  • Merchants Mortgage
  • 5200 SW Meadows Road, Ste 150, Lake Oswego, OR, 97035
  • MMTC offers quick closings (3-5 days in many cases), practical underwriting for investors, and lends on a variety of property types and conditions. We can close in entities or an individual’s name, and advance repair draws rather than reimbursing clients. Up to 90% of purchase price plus 90% of repairs. We also offer other creative products not co

  • Clunas Funding Group
  • 5335 Meadows Rd, Suite 380, Lake Oswego, OR, 97035
  • Clunas Funding Group Inc. is a licensed mortgage broker in Lake Oswego, Oregon specializing in hard money loans. We provide quick access to capital for borrowers, real estate agents and mortgage brokers in Oregon, Washington and California. CFG is a collateral-based lender focusing on bridge loans, fix and flip or rehab loans and commercial loans.

  • Select Lending Services
  • 15400 Boones Ferry Road, Lake Oswego, OR, 97035
  • Select Lending Services mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan and the best way to find out what mortgage is best for your home purchase is to get preapproved with a Select Lending Services.

  • Oswego Mortgage
  • 16552 Boones Ferry Rd, Suite 3, Lake Oswego, OR, 97035
  • Oswego Mortgage is not your average mortgage company. When you come in our office you will not find fancy suites and shinny cufflinks, rather you will be greeted by our enthusiastic team members that will soon become your friends. Our experienced professional team is made up Oregonians just like you.

  • American Mortgage Alliance Company
  • 12110 Slauson Ave, Santa Fe Springs, CA, 90670
  • We offer a complete range of conforming, non-conforming and government loan programs, as well as a variety of options to help your family successfully budget your mortgage through highly experienced loan consultants utilizing the most innovative technology available. We are committed to customer satisfaction.

  • Norris, Beggs & Simpson Financial Services
  • 4949 Meadows, Suite 490, Lake Oswego, OR, 97035
  • Norris, Beggs & Simpson Financial Services is a leader in mortgage servicing. Our team manages a loan portfolio backed by office, retail, industrial, multifamily and hotel properties. NBS loan servicers act as an interface between borrowers and lenders to keep loans on track for performance.

  • IGR Mortgage Services
  • 52 Galen St, Lake Oswego, OR, 97035
  • IGR Mortgage Services is one of the most experienced providers of hard money loans on the West Coast. Our hard money lending services have helped real estate investors, builders, business owners and all types of property owners for over 30 years. Many of our loan programs are now offered in states across the country.

  • VergePointe Mortgage LLC
  • 5285 Meadows Rd, Suite 161, Lake Oswego, OR, 97035
  • VergePointe is built around the concept that in addition to being professionals, we have also successfully invested in businesses and real estate ourselves. With that background, along with our professional certifications and experience, we work as hard as possible to help our clients achieve their goals.

  • Mortgage Martial
  • 15875 Boones Ferry Road, Lake Oswego, OR, 97035
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Willamette Falls Financial
  • 4800 SW Meadows Rd, Suite 300, Lake Oswego, OR, 97035
  • Willamette Falls Financial, professional mortgage company specializing in residential mortgages.At Willamette Falls Financial,we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan,we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.