USDA Loan Vs. FHA loan pro & con Roslyn-Heights, Nassau County, NY

In the year 2025, the USDA loan limit in Roslyn-Heights, located in Nassau, NY, is set at $0. Meanwhile, the FHA limit for a single-family home is $822,375.

Utilize Lendersa®'s USDA loan calculator to compare the current superior USDA versus FHA rates. Identify the income, credit score, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you have the advantage of seeing USDA, FHA, Conforming, and VA options side by side, to help you in choosing the best program for your specific financial scenario in .

USDA and FHA Loan Options in Roslyn-Heights, NY

The aim of Lendersa® is to facilitate your acquisition of the optimal USDA or FHA loan swiftly and with ease. Choose one of three starting points to connect to lending partners and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NY?

A USDA home loan is guaranteed by the U.S. Department of Agriculture—often referred to as a USDA rural development loan or USDA mortgage—and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require none at all.

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(313) 887-1919 Lender's profile and map Reviews Citizens Home Loan LLC 18468 Mack Grosse Pointe, Farms, MI, 48236 Citizens Home Loan Specialize in purchase and refinance transactions in Michigan and Colorado. Loan Types: Jumbo, Conventional, FHA, VA and USDA (rural development) NMLS 142908 Jay Wojciechowski 14 years of experience in Residential Mortgage Lending for purchase and refinance transactions. Conventional, FHA, VA, USDA & Jumbo
(313) 636-3700 Lender's profile and map Reviews Hill Mortgage 81 Kercheval Avenue, Suite 204, Grosse Pointe, MI, 48236 Hill Mortgage is based in Grosse Pointe Farms, Michigan. Founded by Jason Kaleta, Brendan Fossee & Dane Fossee. We are one of Michigan’s fastest growing mortgage brokerages. Our number one priority is customer service and creating meaningful and lasting relationships with our clients
(586) 775-5000 Lender's profile and map Reviews First State Bank (Michigan) 24300 Little Mack, Saint Clair Shores, MI, 48080 First State Bank is a Michigan Based Community Bank serving southeastern Michigan and is a full-service bank with 11 branches, Loan Centers in Clinton Township and Farmington Hills and headquarters in St. Clair Shores. First State Bank offers consumer and business checking and savings accounts, mortgages, home equity loans, credit cards.
3135588804 Lender's profile and map Reviews Elevation One Group 15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230 At Elevation One Group, we have a simple goal - helping people solve their money problems. We listen carefully to your story so that we develop the best options for you. We understand that your time is valuable, so we have developed a streamlined application process that can have you funded in as little as a week.
(313) 444-0524 Lender's profile and map Reviews Iris Mortgage LLC 1405 Bishop Rd, Grosse Pointe, MI, 48230 A 100% female owned and operated mortgage broker serving the state of Michigan. A vast selection of mortgage refinance and purchase products combined with industry leading experience, technology, communication, speed, and service set apart Iris Mortgage from other competitors. Low overhead and small
(866) 375-6267 Lender's profile and map Reviews PhysicianLoans 2325 Bryden Rd, Bexley, OH, 43209 PhysicianLoans was founded in 1993. We offer a unique product The Doctor Loan, available only to medical doctors, dentists and veterinarians. Although we are a “brick & mortar” company based in Columbus, Ohio, PhysicianLoans is licensed in 18 states. As such, each of our Loan Officers holds all the appropriate licenses to conduct business.
(586) 879-9308 Lender's profile and map Reviews Lake Pointe Mortgage, L.L.C 27735 Jefferson Ave, Saint Clair Shores, MI, 48081 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan by utilizing the 23 years of experience.
(614) 431-0784 Lender's profile and map Reviews State Highway Patrol Federal Credit Union 1900 Polaris Parkway, Suite 400, Columbus, OH, 43240 State Highway Patrol Federal Credit Union was founded January 14th, 1960, in Jackson, Ohio. The official name was OSHP – District 9 Federal Credit Union. One year later, the official name of the credit union was changed to State Highway Patrol Federal Credit Union and the field of membership was expanded to include the State Highway.
(614) 989-4444 Lender's profile and map Reviews Services by Signature 8850 Commerce Loop Drive, Columbus, OH, 43240 Services by Signature buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
(614) 505-5533 Lender's profile and map Reviews Affinity Group Mortgage Of Ohio, Llc 1900 Polaris Parkway, Suite 450, Columbus, OH, 43240 Affinity Group Mortgage is a local financial partner, serving the lending needs of real estate professionals, builders and individual home buyers throughout the State of Ohio You have just taken the first step towards your dream. By selecting Affinity Group Mortgage, you have chosen a lender who understands your needs.
(800) 793-2328 Lender's profile and map Reviews Fort Bragg Federal Credit Union 4172 Hefner Drive, Fort Bragg, NC, 28310 Fort Bragg Federal Credit Union is a not-for-profit financial cooperative owned exclusively by its members & regulated by the National Credit Union Administration. Chartered on April 18, 1960, we exist primarily to promote thrift amongst our members. Fort Bragg Federal Credit Union is a local credit union that has served the greater Fort Bragg
(614) 538-2443 Lender's profile and map Reviews United Midwest Savings Bank, National Association 6460 Busch Blvd, Suite 200, Columbus, OH, 43229 Since 1889, United Midwest has offered a varying range of banking and financial services to several community and business groups. Over time, we've evolved and today we focus our services into four main categories: Business Lending, Consumer Lending, Residential Loans, and our Deposit Services.