USDA and FHA Pro and Con in Searingtown, Nassau County, NY
In 2025, the USDA loan limit for a single-family home in Searingtown, county of Nassau, NY, is $0. Conversely, the FHA limit is $1,089,300.
Use the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates of today. This tool helps assess the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the ideal program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Searingtown, Nassau, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Searingtown, NY
The goal at Lendersa® is to efficiently connect you to the best USDA or FHA loan, hassle-free. Choose one of three starting pathways to find compatible lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture—aka a USDA rural development loan or mortgage—is only available in rural areas. Unlike FHA loans necessitating a down payment of at least 3.5%, USDA mortgages require no down payment at all.
We launched in 2015 with a single goal in mind, be different. Yes, we provide good terms, and yes our options are flexible and unique, but what truly sets us apart is our team.
Every director, associate and underwriter has a minimum of ten years professional commercial banking experience none of our competitors can say the same.
We believe that small businesses are the lifeblood of the U.S. economy, and historically have been underserved financially. Since our founding in 2006, we’ve been committed to making it efficient and convenient for small businesses to access financing online. We know that a small business is more than just a credit score.
Simplist is a digital mortgage marketplace committed to modernizing and simplifying the mortgage application process. Founded in 2018 by a team of experienced real estate and finance experts, Simplist works with major national firms and established regional lenders to help prospective homeowners find mortgages as unique as they are.
Great Northern Mortgage is one of the top New York based commercial and residential real estate mortgage companies, specializing in the placement of financing for commercial and residential real estate and business transactions. At Great Northern Mortgage we are dedicated to facilitating all of your real estate based financial needs.
We Lend is a nationwide Private lender focused on providing quick and low-cost capital for investment properties. We Lend’s approach to lending is centered around the investor, allowing the investor to focus more on their investment and less on the loan process. The We Lend team is here to assist in the expansion of your real estate portfolio!
256 West 38th Street, 15th Floor, New York, NY, 10018
Dominion Capital is a U.S. investment advisory firm based in New York City.
We invest in Capital Markets, Real Estate, Structured Products, and Venture Capital.
Capital Markets: Our trading desk has relationships with several financial institutions to provide liquidity to public markets.
M1 Capital Corp. is based in White Plains and New York City, New York and specializes in acquisition financing and refinancing outstanding CRE loans, restructuring current debt and delivering smart, effective solutions through a variety of loan options: conventional financing, private equity real estate lending, SBA 504 and 7a programs.
100 Fisher Ave., Suite 952, White Plains, NY, 10606
Probate Advance is a company that focuses on providing funding options to beneficiaries and heirs of probate cases. When a beneficiary of case is in need of funding and cannot wait the months, or years, for an estate distribution we can purchase a portion of their beneficial interest, at a discount, to enable the heir to access.
AJ LENDERS can help you with your real estate investments in a convenient, no-fuss process. Whether you're looking for your first real estate investment
property or your 100th deal, choosing the right loan and lender for
your project is extremely important. Talk to us today for a free no-obligation assessment.
65 Bleecker Street, Fifth Floor, New York, NY, 10012
Andrew Davidson & Co, Inc. is the leading provider of risk analytics and consulting for the mortgage (MBS) and asset-backed securities (ABS) industry. We develop & license prepayment & credit models as well as risk measurement tools that are the benchmark analytics used by top mortgage & commercial banks, insurers, credit unions, broker-dealers.
