USDA VS FHA in Alden, Erie County, NY

In 2025, the USDA loan limit in Alden, county of Erie, NY is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates and determine the necessary income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Alden, County of Erie, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Alden, NY

The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose from three starting options that connect you with matching lenders and USDA loan programs.

Results of Lendersa USDA loan request and matching

Understanding USDA Loans in NY

A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is guaranteed by the government through the Department of Agriculture and available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Oregonians Credit Union
  • 6915 SE Lake Rd, Milwaukie, OR, 97267
  • We offer many of the same banking products and services as big banks, like checking and savings accounts, mortgages and car loans; but we offer a better way to bank. If you're not receiving great service from your bank, we hope you'll vote with your feet and bank with us instead.
  • Puente de Oro Home Loans
  • 14920 Perris Blvd, Suite 143, Moreno Valley, CA, 92553
  • We love our customers, so feel free to visit during normal business hours. There's much to see in Puente De Oro Home Loans, So, take your time, look around, and learn all there is to know about us. They giving SERVICES FOR SELLERS, BUYERS AND REFINANCES. We will help you in the process of your dream home purchase!
  • Nationwide Funding Group Corporation.
  • 13800 Heacock St, Suite D135A, Moreno Valley, CA, 92553
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage Central
  • 25940 Calle Ensenada, Moreno Valley, CA, 92551
  • "Moore is a licensed California mortgage broker that is an expert in residential mortgages. Her team of real estate agents and associates can assist you with the sale, buying and financing of almost any property in California. Darlena herself specializes in FHA, VA, Conventional and Private Money financing."
  • Two Rivers Mortgage, LLC
  • 205 Southeast Spokane Street, Suite 300, Portland, OR, 97202
  • We are proud to be local mortgage brokers in Portland Oregon. With 2 owner/employees, each with 10+ years of experience, we work for our clients - not the banks. We offer you the flexibility and pricing advantages you need in today's market. Our focus is helping our clients succeed.
  • Randy Van Orden
  • 43050 Calle Cristal, Temecula, CA, 92592
  • RANDY'S CORE BELIEFS DRIVE HIM TO DELIVER THE BEST MORTGAGE LOAN SOLUTIONS FOR YOUR SPECIFIC MORTGAGE LOAN NEEDS AND LIFE SITUATION. THAT'S MY GOAL FROM START TO FINISH AND WHY REAL ESTATE PROFESSIONALS TRUST HIM. Randy Van Orden offers 25 years’ experience in the residential mortgage and Real estate investment financing industry.
  • Best Rate Finance & Realty
  • 32605 Temecula Parkway, Suite 203, Temecula, CA, 92592
  • As a full service Real Estate Company, Best Rate Finance and Realty Inc. is committed to serving all of your real estate needs. As a buyer, or as a seller, you do not have to shop around to find different companies for your Real Estate transaction and your loan transaction.
  • Anthony Campos
  • 28693 Old Town Front St, Suite 300, Temecula, CA, 92592
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.