USDA Vs. FHA your options comparison in Pembroke, Genesee County, NY
For the year 2025, the USDA loan cap in Pembroke, part of Genesee county, NY, is $336,500. Meanwhile, the limit for an FHA loan on a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to assess and compare the leading rates of today for USDA versus FHA loans. It enables you to establish the required income, credit, reserve levels, and documents to qualify. Our advanced mortgage calculator allows a side-by-side analysis of USDA, FHA, Conforming, and VA loans, aiding your decision on the most suitable program in for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Pembroke, Genesee County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Pembroke, NY
The mission of Lendersa® is to swiftly and efficiently connect you with the most beneficial USDA or FHA loans without complications. Select from three starting points that guide you towards compatible lenders and USDA loan plans.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, exclusively serves rural areas. Unlike FHA loans requiring a minimum 3.5% downpayment, USDA loans require no downpayment.
4 Summit Park Drive, Suite 200, Independence, OH, 44131
NLC Loans support your personal goals and dreams so that you and your family can live the life you want and deserve. Whether you’re buying your first home, your next home, or refinancing, we’ve got your back. NLC Loans is a leading, full-service, residential mortgage lending and mortgage refinance company.
"Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates.
Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"
The Steel Valley Federal Credit Union, a not for profit financial cooperative, is organized and managed to provide a safe, economical, and convenient financial institution for our membership. To promote thrift and through competitive dividends for savings, and provide economical loans with competitive interest rates.
Secure Lending Incorporated’s mission is to serve our clients with honesty, integrity and competence. Our goal is to provide home loans to our clients while also providing them with some of the lowest interest rates and closing costs available. Furthermore, we pledge to help our clients overcome roadblocks that can arise while securing a loan.
At the Pioneer Savings Bank. Our staff is committed to customer service and helping individuals achieve their financial goals. Our experienced staff is ready to answer all of your questions about investing and borrowing. Since 1922, we have actively served individuals while remaining current and on point with the ever changing banking industry.
St Colman & Affiliates FCU help you with all your financial needs. From Direct Deposit of paychecks to checking and share certificates of deposit. A loan or a student savers account. Invite all your family members to join our credit union family. Share with them the benefits of being a member of St Colman & Affiliates FCU.
At Stonebridge Home Mortgage, llc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
AgChoice Farm Credit is an Agricultural Credit Association. Through 10 branch offices, it provides financial services to over 10, 000 customers in 52 counties in central, western and northern Pennsylvania as well as four counties in West Virginia. To learn more about AgChoice Farm Credit and its financial programs, visit www.agchoice.com
