USDA Vs. FHA your options comparison in Pembroke, Genesee County, NY
For the year 2026, the USDA loan cap in Pembroke, part of Genesee county, NY, is $336,500. Meanwhile, the limit for an FHA loan on a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to assess and compare the leading rates of today for USDA versus FHA loans. It enables you to establish the required income, credit, reserve levels, and documents to qualify. Our advanced mortgage calculator allows a side-by-side analysis of USDA, FHA, Conforming, and VA loans, aiding your decision on the most suitable program in for your financial situation.
Loan Limits and Down Payment Requirements for 2026 in Pembroke, Genesee County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Pembroke, NY
The mission of Lendersa® is to swiftly and efficiently connect you with the most beneficial USDA or FHA loans without complications. Select from three starting points that guide you towards compatible lenders and USDA loan plans.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, exclusively serves rural areas. Unlike FHA loans requiring a minimum 3.5% downpayment, USDA loans require no downpayment.
TVFCU is a community financial cooperative committed to providing quality and moderately priced financial services to the people of our community. Our mission is to promote thrift and provide a source of borrowing for provident and productive purposes; thereby helping our members understand and achieve their personal financial goals.
Tompkins Financial Corporation is a NY state based financial services holding company with $5 billion in assets, providing community banking, insurance, and wealth management services. Committed to creating long-term value for clients, communities, and shareholders, Tompkins' strategy emphasizes responsible growth and strong ROE
Akron Employees Federal Credit Union Our mission is to provide personal financial services of a superior quality to the members; our chief concern being their financial well-being. We will use automation and technology to support a highly trained group of volunteers and staff.Professional managers will be accountable for the quality of service
Alden State Bank is committed to providing innovative, state-of-the-art banking products and services with a neighborly approach to customer service. Our customers are you: people and small businesses in Alden, Lancaster, and the surrounding communities. we are committed to providing innovative, state-of-the-art banking products
Attica State Prison Employees Federal Credit Union was chartered in 1935. In 1985 membership was opened up to employees of Wyoming Correctional Facility. Our name was then changed to Attica-Wyoming Correctional Employees Federal Credit Union. Now, membership is open to all current and retired employees of Attica, Wyoming, Wende, Albion, Groveland,
The resourceful and skilled team at R & R Funding, Inc. is eager to help you reach your dreams. If you need an experienced Lancaster, NY Mortgage team focused on precision, give us a call. Ron Fronckowiak's service is unparalled and I am typically available 24/7/365. My dedication to being a top mortgage professional began in 2002.
Cadets Federal Credit Union has been open since 1950. The credit union has assets totaling $15.29 Million and provides banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Amherst Teacher’s Federal Credit Union, membership was comprised of employees from our original 46 sponsor groups and their families. For a list of original sponsors, click here. With the addition of new, non-education based sponsor groups in 2003, Amherst Teacher’s FCU modified its name to what we continue as today; Amherst Federal Credit Union.
Evans Bancorp's wholly owned insurance subsidiary, The Evans Insurance Agency, LLC, provides life insurance, employee benefits, and property and casualty insurance through ten insurance offices in the Western New York region. Evans Investment Services provides non-deposit investment products, such as annuities and mutual funds
