USDA Vs. FHA your options comparison in Pembroke, Genesee County, NY
For the year 2026, the USDA loan cap in Pembroke, part of Genesee county, NY, is $336,500. Meanwhile, the limit for an FHA loan on a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to assess and compare the leading rates of today for USDA versus FHA loans. It enables you to establish the required income, credit, reserve levels, and documents to qualify. Our advanced mortgage calculator allows a side-by-side analysis of USDA, FHA, Conforming, and VA loans, aiding your decision on the most suitable program in for your financial situation.
Loan Limits and Down Payment Requirements for 2026 in Pembroke, Genesee County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Pembroke, NY
The mission of Lendersa® is to swiftly and efficiently connect you with the most beneficial USDA or FHA loans without complications. Select from three starting points that guide you towards compatible lenders and USDA loan plans.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, exclusively serves rural areas. Unlike FHA loans requiring a minimum 3.5% downpayment, USDA loans require no downpayment.
Our Mission is to provide an unexpected experience by offering exceptional, personalized service and valuable financial advice. Since 1905 our bank has continually existed and served the residents around Douglas County Nebraska. Our focus has been to provide an unexpected financial experience by offering exceptional, personal service.
First Nebraska Bank is a full-service community bank with 11 locations and 1 loan production office in central and eastern Nebraska. Our history in Nebraska banking can be traced all the way back to 1879. We are proud that our commitment to the success of our customers and the economic growth of the communities.
Centennial Bank provides a broad range of commercial and retail Banking and related financial services to businesses, real estate developers, investors, individuals and municipalities. Member FDIC. Equal Housing Lender.commercial and retail Banking and related financial services to businesses
KISS Capital is the “out-of-the-box” private money company. We provide real estate investment capital for consumers and real estate investors throughout the United States. We are known for our commitment to fast-funding, no-nonsense, story-book lending. KISS Capital provides ASSET-BASED lending to investors who want to grow their business.
3409 W 47th Street, Suite 106, Sioux Falls, SD, 57106
When Richland Loan Processing Center (RLPC) began originating private student loans, our vision has remained consistent. We offer a unique level of service helping lenders meet their specific needs rather than requiring them to build a loan program around a servicer's platform and service offerings.
Windsor Mortgage Solutions draws on an extensive history & years of experience in mortgage lending. Now we’re making this valuable expertise available to your financial institution & your customers. Windsor Mortgage Solutions service ties together our team and yours, allowing your organization to offer a full-service mortgage lending department.
Plains Commerce Bank's sole purpose of operation is to provide their customers with quality service and products, by linking the values of the past with the ideas and technology of the future. Getting its start in rural South Dakota over eighty years ago, Plains Commerce Bank has built a solid foundation.
With more than 100 years of banking history behind it, Vantage Bank brings a diverse wealth of experience to its customers. Now in two great locations and with 12 employees, Vantage Bank continues to provide personal customer service while modernizing aspects of the bank to benefit its customers’ needs.
At Direct Check, we strive to work with our customers in a professional and confidential manner. With fast cash personal loans, our employees will work with you to personally ensure your needs are accomplished while providing you. There are many reasons for needing extra cash. At Direct Check we ensure a simple and easy process
