USDA and FHA Pro and Con in Darien, Genesee County, NY
During the year 2025, the USDA loan cap in Darien, within the county of Genesee, NY, is $336,500. For a single-family home, the FHA limit is $472,030.
To evaluate and compare the top USDA versus FHA rates for the day and to ascertain income, credit, reserves, and necessary documentation for eligibility, utilize the Lendersa® USDA loan calculator. This advanced tool allows you to assess USDA, FHA, Conforming, and VA options side by side, providing insight into which program in suits your financial circumstances best.
2025 Loan Limits and Down Payment Requirements in Darien, Genesee, NY
Loan Type
Loan Cap
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Darien, NY
Lendersa® is committed to helping you secure the best USDA or FHA loan quickly and without stress. Choose from three starting points to find matching lenders and USDA loan offerings.
A USDA home loan is secured by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, specifically available for rural areas. In contrast to FHA loans requiring a minimum of 3.5% down, USDA mortgages demand no down payment.
2121 Eisenhower Ave, Suite 200, Alexandria, VA, 22315
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Our Company, Mortgage Professionals Corp. was started in 1991 and over the years, we have helped thousands of clients to obtain a mortgage both on purchases as well as refinances. Since we are Mortgage Brokers we have a database of several lenders, Bankers, Investors and private lenders and we cater in helping all types of clients.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Norcom Direct, we strive to provide excellent customer service and communication at all times during your home buying or refinancing experience. Working with a high standard of professionalism and mortgage industry knowledge, we ensure your mortgage will fit your needs and close quickly. Contact us today to talk with our professional staff.
Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products,
Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products
We are experts at financing real estate, this is all we do. We have years of experience, thousands of transactions completed and we are here to help you.
Capital Three Sixty is a correspondent mortgage lender specifically design to meet the financing needs of real estate investors. We offer all of the loan products that an investor needs
Bethpage Federal Credit Union has been serving its members and their communities for 80 years. Just like when we first opened our doors for Grumman employees in 1941, we’re keeping our promise to continuously meet the changing needs of our members with personal service and value.
Fahey Bank has been known as a trusted community bank since 1865 – the same year the Civil War ended. Timothy Fahey established the bank in the back of his general store to meet the needs of his neighbors in Marion, Ohio. Fahey Bank is still rooted in Marion – in the same location where Fahey’s general store once stood.
Pillar Credit Union is a member-owned and member-governed financial institution. Since its formation in 1960, we have grown into a full-service, not-for-profit financial cooperative Our friendly convenient services are available to anyone who works or lives in Marion, Morrow, Crawford, Wyandot, Richland, and Hancock County.
Commodore Bank is a customer-driven banking institution that targets business owners, professionals, and residents within its service area. The bank emphasizes customer service by the ability to make decisions locally. The Bank’s structure positions customers directly with front-line personnel.
At Sikorsky Credit Union, we believe that the financial choices you make today, like where you bank, can help you live a better life tomorrow. We are very proud to be named the #1 Credit Union in Connecticut by Forbes in both 2020 and 2021. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
