USDA and FHA Pro and Con in Marilla, Erie County, NY

In 2025, USDA loan limit in Marilla, county of Erie, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Marilla, county of Erie, NY

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Marilla, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Country Heritage Credit Union
  • 16580 Bakertown Road, Buchanan, MI, 49107
  • Country Heritage has been serving the rural community since 1932. Founded as Buchanan Farmers Credit Union to meet the needs of Agri-Business, the Credit Union moved to it's new building in 1993. At the same time the name was changed to Country Heritage Credit Union to reflect it's expanded role in the community.
  • President's Federal Credit Union
  • 4135 State Route 128, Cleves, OH, 45002
  • Presidents Federal Credit Union (FCU) is located in Cleves, Ohio and we serve members who live, work, worship, volunteer, attend school or work in Miami and Whitewater Township in Hamilton County, Ohio. Presidents Federal Credit Union was founded January 31, 1956 as Porplasco Employees Credit Union.
  • MCNB Banks
  • 75 Wyoming Street, Welch, WV, 24801
  • At MCNB, we want to build meaningful, mutually beneficial relationships with our customers and communities. Our Mission and Values provide daily guidance to us to ensure we meet our own expectations. It is our intention that these guiding principles will be visible as you interact with us.
  • Citizens Bank of Kentucky
  • 620 Broadway, Paintsville, KY, 41240
  • At Citizens Bank of Kentucky we believe banking is an experience. We recognize you have a choice when it comes to selecting a banking partner. To our present customers, we are grateful for your business. Our pledge to you is that we will continually find ways to create more value for your banking relationships.
  • The Citizens Bank
  • 114 West Main St, Morehead, KY, 40351
  • The Citizens Bank of Morehead, Kentucky was organized September 25, 1928; original organizers being H. Vanantwerp, E. E. Maggard, C. E. Dillon, Squire Hogge and Frank Havens. The Citizens Bank was opened for business on Railroad Street, now First Street; across from the old C&O Train Depot.
  • Morehead Community Federal Credit Union
  • 503 West Main Street, Morehead, KY, 40351
  • At Morehead Community Federal Credit Union our members are owners, joined by the belief that we are investing in each other. We offer full-service banking with the goal to help members build a better financial future & we’ve been doing that since 1978 Morehead Community Federal Credit Union is the premier credit union of the Rowan County commu
  • Frontier Housing, Inc.
  • 5445 Flemingsburg Rd, Morehead, KY, 40351
  • Frontier Housing was founded in 1974 by four churches, a holy cross brother, and a small group of volunteers led by our founder, Tom Carew. We were created to be a resource for eastern Kentuckians in need of housing opportunities. What began with a mission to repair or rebuild dilapidated, aged, and/or unsafe living conditions.
  • Atlantic Federal Credit Union
  • 75 Boulder Way, Biddeford, ME, 04005
  • Atlantic Federal Credit Union serves Southern Maine in Biddeford, Brunswick, Cumberland, Freeport, Sanford, Saco, Topsham, and York. With Atlantic Kasasa Free Checking, along with great Auto Loan and Mortgage rates Atlantic believes that better rates can lead to a better future and a better life.
  • The First National Bank of Brooksville
  • 105 Locust St, Brooksville, KY, 41004
  • The First National Bank of Brooksville is located in Brooksville, KY, United States and is part of the Depository Credit Intermediation Industry We offer Real Estate Loans- Fixed and Variable Auto Loans Farming Expense Loans Business Loans Personal Loans Home Equity Loans Farm Operating Loans Farm Purchase Loans.