In the year 2026, the USDA loan limit for Alfred, located in Allegany county, NY, is $336,500. In comparison, the FHA loan limit for single-family homes is set at $472,030.
Employ the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, and determine the required income, credit level, reserves, and documentation necessary for qualification. Our advanced mortgage calculator aligns USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in tailored to your financial situation.
2026 Loan Limits and Down Payment Requirements in Alfred, Allegany County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Alfred, NY
The mission of Lendersa® is to facilitate connecting you with the best USDA or FHA loans quickly and efficiently. Choose from three ways to access matching lenders and suitable USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires none.
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Qualify 4 mortgage common Types of Mortgage to help you determine which loan would be best for you. You should consult with Dave Anderson to determine which type of mortgage is best suited for your individual circumstance. We specialize in these loans FHA Mortgage, VA Mortgage, Conventional Loan and more.
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