USDA and FHA Pro and Con in Alfred, Allegany County, NY
In the year 2025, the USDA loan limit for Alfred, located in Allegany county, NY, is $336,500. In comparison, the FHA loan limit for single-family homes is set at $472,030.
Employ the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, and determine the required income, credit level, reserves, and documentation necessary for qualification. Our advanced mortgage calculator aligns USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in tailored to your financial situation.
2025 Loan Limits and Down Payment Requirements in Alfred, Allegany County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Alfred, NY
The mission of Lendersa® is to facilitate connecting you with the best USDA or FHA loans quickly and efficiently. Choose from three ways to access matching lenders and suitable USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires none.
The American Pride Bank location of American Pride Bank was established Dec 12, 2007 (14 years and 5 months ago). They are one of 4 branch locations operated by American Pride Bank. For ATM locations, drive-thru hours, deposit info, and more information consider visiting their online banking site at: www.americanpridebank.com
APB is a communit
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On the surface we may look like any other full-service community credit union
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1690 Beltline Road SW, Suite A, Decatur, AL, 35601
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While banks return profits to stockholders
United Community Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong. Individuals living or working in the counties of Adams, Brown, Hancock, Pike, and Schuyler in Illinois and individuals living or working in Lewis, Marion, & Ralls counties in Missouri
