USDA Vs. FHA Pro and Con comparison in Canisteo, Steuben County, NY
For 2025, the USDA loan cap in Canisteo, within the counties of Steuben, NY, is set at $336,500, whereas the FHA limit for a single-family home is established at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates today between USDA and FHA loans, and determine the necessary income, credit score, reserves, and paperwork required for eligibility. With our advanced calculator, compare the USDA, FHA, Conforming, and VA loans side by side to identify the best program for your specific financial situation in .
2025 loan limits and downpayment requirements in Canisteo, Steuben county, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Canisteo, NY
Lendersa® is committed to providing the optimal USDA or FHA loan quickly and with ease. Select one of the three starting options available, which will connect you with lenders and USDA loan programs that match your needs.
The USDA home loan is a government-guaranteed loan offered by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, limited to areas in rural neighborhoods. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no down payment at all.
1761 W. Hillsboro Blvd, Suite 205, Deerfield Beach, FL, 33442
Expert TitleSM utilizes state of the art equipment and methods to provide you the most efficient and high quality service. We have operated since early 2002 in centrally located Broward County. After more than 20 years of operation in Fort Lauderdale, the office was relocated in 2007 to Deerfield Beach, helping us better serve Miami-Dade
1807 South Powerline Road, Suite 105, Deerfield Beach, FL, 33442
Our mission is to provide to provide our clients with the highest quality of Lending services available. We bring a highly qualified team of Lending professionals to the table for all of our clients. We act in the best interest of our clients at all times, bringing unquestionable ethics to each transaction
1130 S Powerline Rd #104, Deerfield Beach, FL, 33442
Royal Mortgage USA has assisted countless clients in realizing their dream home through tailored financing options. As our client’s partner and advocate, our team of experienced, professional, and dedicated financial officers find satisfaction in crafting the perfect mortgage solution.
The Credit Union was chartered in 1951 under the provisions of the Federal Credit Union Act, Public Law 467, 73d Congress 1st Session, entitled, “ An Act to establish a Federal Credit Union System, to establish further market for securities of the United States and to make available to people of small means credit for provident purposes.
Citizens National Bank is committed to being a better place to bank. Not only in the way we do business, but also in our involvement in the community. Citizens National Bank, NA serves individuals, businesses and public and private sector institutions. Our branches provide a complete range of innovative financial products and services.
We are VA Homeloan Specialists and we serve the lending needs of homebuyers, homeowners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. Kara Lowrie has over 30 years experience in mortgage lending.
2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1000 Chinaberry Dr, Suite 604, Bossier City, LA, 71111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At J & L Processing/Mortgages, we specialize in assisting first-time home-buyers navigate through this journey as quick and easy as possible. We offer conventional, FHA, USDA, VA Programs and more. Purchasing a home is a significant financial decision in your life, so finding the right mortgage partner is key to making the dream of homeownership
