USDA Loan Vs. FHA loan pro & con Hornellsville, Steuben County, NY

In 2025, USDA loan limit in Hornellsville, county of Steuben, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hornellsville, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(608) 787-1283 690 miles Lender's profile and map Reviews Dairyland Power Credit Union 3200 East Avenue South, La Crosse, WI, 54601 Membership eligibility is open to any employee of the DPC system, DPC member Class A & B Cooperatives, WECA & RESCO employees and any person on the BOD of the above organizations, and the end users of electricity provided by Jump River Electrical Coop. The field of membership includes the employee’s immediate family including spouse, children.
(608) 784-9480 690 miles Lender's profile and map Reviews Firefighters Credit Union 525 5th Ave S, La Crosse, WI, 54601 Firefighters Credit Union has been open since 1931. The credit union has assets totaling $103.66 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(931) 433-1708 690 miles Lender's profile and map Reviews Bank of Lincoln County Fayetteville 307 College St E, Fayetteville, TN, 37334 Bank of Lincoln County is known for being the only “Home-Owned” and “Home-Operated” bank in Lincoln County. We want to know you so we can provide you with the products and services that fit your lifestyle. We understand that businesses are the backbone of our community, so we deliver sophisticated business products
(563) 856-2525 690 miles Lender's profile and map Reviews Farmers Savings Bank 205 Main Street, Colesburg, IA, 52035 The Farmers Savings Bank story began on January 26, 1907 in Colesburg, Iowa. Fifty seven years later, the Juergens Family acquired the bank in November of 1964, & since then we have expanded to Elkport, Strawberry Point & Arlington. Although our foot print has changed, our commitment to serving the communities we are a part of has never wavere
(404) 418-7542 690 miles Lender's profile and map Reviews AFFINITY HOME LENDING LLC 84 Church Street, Suite A, Marietta, GA, 30060 Affinity Home Lending continues to be the go to Mortgage Lending company in the Marietta, GA area. Whether you are a first time home buyer, experience home buyer, or are looking to refinance your home, we have the expertise to assist you. Our strong communication to all parties and with our average mortgage approval process of 14 days.
(608) 457-2100 690 miles Lender's profile and map Reviews River Bank 145 North Main Street, Stoddard, WI, 54658 River Bank was formed on June 30, 1991 when three banks located along the Mississippi River in Stoddard, Ferryville and DeSoto were merged together. In September 1993, in an effort to better serve our La Crosse customers, a branch office was opened on Mormon Coulee Road. In November 1996, River Bank expanded its service to the Holmen/Onalaska area.
(706) 295-9027 690 miles Lender's profile and map Reviews Rome Kraft Employees Credit Union 4620 Alabama Hwy NW, Rome, GA, 30165 The Rome Kraft Employees Credit Union was chartered March 19, 1955. The sponsors of the credit union at that time were known as Rome Kraft Company and North Georgia Timberlands Company. Although the sponsor named has changed the Credit Union Charter has remained the same. Presently the sponsors are International Paper and Georgia Pacific.
(706) 236-2123 690 miles Lender's profile and map Reviews River City Bank 228 North 2nd Avenue SW, Rome, GA, 30165 At River City Bank, we work diligently to create an elevated experience for our clients. We don’t settle for service that’s simply good. When you bank with us, you can count on us to exceed your expectations not only when it comes to your finances, but in our customer service as well.
(706) 235-8551 690 miles Lender's profile and map Reviews Coosa Valley Credit Union 2010 Redmond Cir NW, Rome, GA, 30165 "We Care" and "We Treat You Like Family" are two core values that differentiate us from banks and other financial institutions. Here we still do business like neighbors helping neighbors, an old fashioned approach that combines modern technologies and the warm professional service you deserve.
(404) 601-1250 690 miles Lender's profile and map Reviews CornerstoneBank 2060 Mount Paran Road NW, Suite 100, Atlanta, GA, 30327 CSB, we are passionate about community banking. We’re committed to the relationships we build and the communities we serve. Local. And Proud Of It. is more than our tagline: it’s what drives every interaction with our clients and communities. We offer a full range of banking services designed for businesses
(678) 742-9990 691 miles Lender's profile and map Reviews Affinity Bank 400 Galleria Parkway SE, Suite 900, Atlanta, GA, 30339 Affinity Bank was established in 2010, but we began in 2002 under a different name --as Atlanta Business Bank. Over the years, we successfully served small businesses in the Atlanta and Southeast with a full slate of financial services. As we expanded our services to individual clients.