For 2025, the USDA loan limit in Hornellsville, located in Steuben county of NY, stands at $336,500, while the FHA limit is $472,030 for a single-family home.
Take advantage of the Lendersa® USDA loan calculator to compare top USDA vs FHA rates available today. Our tool helps determine the income, credit, reserves, and documents needed to qualify. Utilizing our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding you to select the best program in
Compare loan offers from a range of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to secure the best possible USDA or FHA loan that caters to your needs quickly and effortlessly. Select from three starting points that align you with suitable lenders and USDA loan programs.
A USDA home loan—also referred to as a USDA rural development loan or USDA mortgage—is backed by the government Department of Agriculture and is available exclusively in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
