USDA Vs. FHA Pro and Con comparison in Amherst, Erie County, NY
For 2025, the USDA loan limit in Amherst, found in Erie within NY, stands at $336,500, while the FHA limit for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, helping you determine the necessary income, credit, reserves, and paperwork to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side to aid in selecting the best option for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Amherst, Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Lending Options in Amherst, NY
Lendersa®'s mission is to expedite finding the best USDA or FHA loan for you with ease. Begin with one of three approaches to link with lenders offering USDA loan programs.
A USDA home loan, also known as a USDA Rural Development Loan, is issued by the Department of Agriculture and is targeted solely at rural areas. In contrast to FHA loans that need a 3.5% down payment, USDA loans require no down payment at all.
Tatom Lending is a Mortgage Brokerage firm with an emphasis on educating, empowering, and protecting homeowners, home loan borrowers, and home buyers. We offer honest solutions to the lending process with the utmost respect for integrity and our client's financial goals. We work for you; and our existence depends on your success.
8350 North Central Expressway, Suite 1900, Dallas, TX, 75206
BobMortgage clients are entitled to a better experience than the industry provides and I'm committed to delivering it. I have been blessed to have provided financing to over 25, 000 families for over 5 billion in loan volume. Providing financing to all those families, give my new clients the benefit of working with one of the nation's.
6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
Hurst and Scott Bialek, Hurst Lending & Insurance is still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!
6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
Hurst Lending & Insurance is a mortgage lending and home & auto insurance provider based in Dallas, Texas. Hurst Lending was founded in 2006 as Moneysafe, a full-service mortgage lending company. After adding several specialty lending divisions and an insurance brokerage, the company changed its name in 2014 to Hurst Lending & Insurance to better c
4300 North Central Expressway Suite 400, Dallas, TX, 75206
DHLC Mortgage, LLC, we provide Texas Real Estate Investors Hard Money loans. We can fund quickly, typically 48 hours after we have a complete loan file. Hard Money is available for adequately collateralized loans on single-family residential houses and other Real Property including select multi-family projects
Life Credit Union (formerly known as Members Choice Federal Credit Union) has been open since 1973. and also LiFE Credit Union are interested in leaving the LEGACY of TRUST in out members through diligently finding our place in impacting your LiFE. For over 40 years, we have established relationship through that trust.
At Southern States Mortgage, we treat each client as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process. We're experienced, trustworthy, and always reachable. No matter the question, We are here to provide answers.
14510 South West 77 Court, Palmetto Bay, FL, 33158
Beacon Financial Resource Group, Inc. is a licensed Florida mortgage broker located in Miami-Dade County. We are family-owned and offer a hands-on approach to serving your residential and commercial mortgage financing needs. With over 28 years of lending experience, we have built a business
