USDA Loan Vs. FHA loan pro & con for Lackawanna, Erie County, NY

In 2025, USDA loan limit in Lackawanna, county of Erie, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lackawanna, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(801) 944-4440 1701 miles Lender's profile and map Reviews Alta Mortgage Financial Inc. 6925 S Union Park Center, Midvale, UT, 84047 The Alta Mortgage Financial, Inc. Team is your premier mortgage team located in Cottonwood Heights, Utah. Alta Mortgage Financial, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Cottonwood Heights area. Whether you are first time home buyer
(435) 612-0879 1701 miles Lender's profile and map Reviews Mortgage Rate Utah 6900 900 E, Suite 150, Midvale, UT, 84047 We are mortgage experts with decades of experience and we work for YOU! We don’t work for lenders or banks or mortgage companies. We work with you to find the best loan and then find the right lender for your needs. Once we find the perfect loan, we represent you throughout the process. Put our experience to work so you find the loan
(801) 924-2300 1701 miles Lender's profile and map Reviews Direct Mortgage, Corp 6955 S. Union Park Center, Suite 540, Midvale, UT, 84047 Direct Mortgage, Corp. is a Mortgage Banking company that delivers loan programs and underwriting services at competitive rates to Community Banks, Credit Unions, Mortgage Bankers, and to Mortgage Brokers nationwide.DMC's competitive niche is being small and attentive. It also provides blazing turn times, utilizing.
(801) 639-0900 1701 miles Lender's profile and map Reviews Veritas Funding 7730 S. Union Park Avenue, Suite 200, Midvale, UT, 84047 Veritas founding iSince 2004 day one, we’ve strived toward a culture of transparency, support, and dependability. Our team of highly skilled professionals have committed to providing superior mortgage solutions, communicating openly and honestly, and continuously improving their knowledge and skillset to offer the best service they can
(801) 308-5626 1701 miles Lender's profile and map Reviews United First Mortgage 7351 Union Park Ave, Suite 225, Midvale, UT, 84047 United First Mortgage. We are a full-service mortgage company based in Salt Lake City, Utah. We specialize in FHA, Conventional, VA, and Rural Housing home loans in Salt Lake City as well as all counties in the state. We also serve the surrounding cities in Salt Lake County. Whether you are buying a home or refinancing.
(801) 539-1590 1702 miles Lender's profile and map Reviews NeighborWorks Salt Lake 622 West 500 North, Salt Lake City, UT, 84116 Salt Lake Neighborhood Housing Services (NHS), doing business as NeighborWorks® Salt Lake (NWSL), builds on the strengths of neighborhoods, creating opportunities through housing, resident leadership, and youth and economic development. We work in partnership with residents, government, and businesses to build and sustain neighborhoods of choice.
(800) 748-4302 1702 miles Lender's profile and map Reviews Mountain America Credit Union PO Box 2331, Sandy, UT, 84091 Mountain America Credit Union is a member-owned, full-service financial institution. Federally insured by NCUA. Equal Housing LenderCredit Union assists members on the right path to help them identify and more than 990, 000 members and $13 billion in assets, Mountain America Credit Union assists members on the right path to help them identify.
(801) 377-1036 1702 miles Lender's profile and map Reviews Green Dot Bank DBA Bonneville Bank 1675 North 200 West, Provo, UT, 84601 Bonneville Bank is located in Provo, UT, United States and is part of the Depository Credit Intermediation Industry. Bonneville Bank has 1 total employees across all of its locations and generates $6.86 million in sales (USD). Bonneville Bank was established on May 15, 1978 at its present location of 1675 North Freedom Boulevard in Provo, Utah.
(877) 227-4365 1702 miles Lender's profile and map Reviews 1st Choice Money Center 984 S. University Ave, Provo, UT, 84601 1st Choice Money Center was founded to provide fast, easy and responsible loans to help you and your family through those times when a little extra cash makes all the difference. We understand that life throws us curveballs when we least expect it, so at 1st Choice we offer a wide range of loan products to give you relief when you need it most.
(801) 221-9400 1702 miles Lender's profile and map Reviews Nationwide Reverse Mortgages 109 W 920 S, Suite 200, Provo, UT, 84601 We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Nationwide Reverse Mortgages, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!