USDA Vs. FHA Pro and Con comparison in Sloan, Erie County, NY
In 2026, the USDA loan limit for Sloan, Erie County, NY is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates, and to determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, observe side-by-side comparisons of USDA, FHA, Conforming, and VA loans to help decide which program in best suits your financial needs.
2026 Loan Limits & Down Payment Requirements in Sloan, Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Sloan, NY
Lendersa® aims to quickly secure the best USDA or FHA loan without any hassle. Start with one of three paths to find matching lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Cityscape we are milestone oriented rather than closing date oriented. Other lenders just work toward a closing date which can lead to problems, delays and a lot of rushing! We set the stage upfront, ask for all the items needed in advance, and keep your file moving at record speed
Liberty Realty Capital is a private money lender offering funding across these areas: Tulsa, Oklahoma City, Fayetteville, Edmond, Broken Arrow, Bentonville, Fort Smith, Sand Springs, Norman, Little Rock, Stillwater, Dallas, Claremore, Enid, Austin, Waco, Joplin, Wichita, Wichita Falls. They provide lending solutions for many different scenarios
Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.
Our bank was chartered in the state of Oklahoma in 1971 by W.K. Warren Sr. as American Bank of Tulsa. In 1983 we were granted Trust Powers and changed our name to American Bank and Trust Company. The principles of our bank were built with you, our customer, in mind. It has been our goal year after year to provide our customers
1600 W Eau Gallie Blvd, Suite 205J, Melbourne, FL, 32935
Kendall Mortgage Corporation is a preferred Florida home mortgage lender specializing in new home loans and mortgage refinance. Serving Brevard County and all of Florida, for 25 years, Kendall Mortgage has the experience necessary to help our clients navigate the often complex process involved with obtaining a home loan.
474 N Harbor City Blvd, Suite 2, Melbourne, FL, 32935
We are a multi-state broker, & is the area’s largest independent mortgage broker. Honesty, integrity & financial reliability is the foundation of all our relationships. With a dedicated team of best-in-class mortgage professionals, our goal is to be accessible, attentive & deliver exceptional service to the culturally diverse communities we serve.
401 North Wickham Road Suite L, Melbourne, FL, 32935
Oceans Lending a full-service mortgage company, specialize in every form of Real Estate financing.From your new home or vacation home to investments properties to commercial financing.Whether you are buying a home,refinancing,taking advantage of your homes existing equity or investing in real estate,Oceans Lending can help you realize your dream.
Our team believes in a tailored approach, ensuring each client gets a solution that fits just right. We're not just lenders; we're problem solvers, specializing in navigating credit challenges and always finding a path to 'yes'. Our unwavering commitment guarantees timely closings with highly competitive rates. With us, you're not merely securing a
Scissortail Financial and Greg Freeman provided one of the best home buying experiences a family could have. We were pretty specific with what we were looking for with little knowledge of how to find it. We set up a meeting with Greg as our first step to buying our home with every intention.
