USDA Vs. FHA Pro and Con comparison in Cheektowaga, Erie County, NY
In 2026, the USDA loan limit in Cheektowaga, located in Erie, NY, stands at $336,500. The FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, determining the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA side by side to select the program best suited for your financial situation in .
2026 Loan Limits and Down Payments in Cheektowaga, Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Cheektowaga, NY
Lendersa® aims to help you find an ideal USDA or FHA loan quickly and without hassle. Choose from three starting points that connect you with lenders and USDA programs.
A USDA home loan, also known as a USDA Rural Development Loan or USDA mortgage, is backed by the Department of Agriculture. It is intended for rural areas only and, unlike FHA loans requiring at least 3.5% down payment, USDA loans require none.
Buffalo Conrail Federal Credit Union has been open since 1935. The credit union has assets totaling $52.46 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
The St. John United Federal Credit Union is a Community Development Credit Union (CDCU) a financial cooperative, owned by it’s members who live, work, worship or attend school in the city of Buffalo, NY. This credit union exists for the financial benefit of the membership and the community at large
Founded in 1975, we are a not-for-profit organization owned by members your credit union, your moneyKaleida Health FCU is a member based credit union. For more information about how to join please visit our website, call or visit one of our branches. We are located inside of Buffalo General and Millard Fillmore Suburban Hospitals. Thank you
CNB Financial Corporation is a leader in providing integrated financial solutions, which create value for both consumers and businesses. These solutions encompass deposit accounts, private banking, real estate, commercial, industrial, residential and consumer loans and lines of credit
HUNT Mortgage, we pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.
Our customers save money and close their loans quickly because we employ the most advanced digital technology available."
In November of 1980 a small group of motivated employees met in the Town of Cheektowga Police Department’s pistol range room. These individuals laid the foundation for the soon to be chartered Town of Cheektowaga Employee’s Federal Credit Union. Among the members who attended and cooperated in the formation of the credit union were David J. Kulik,
CrossRoads Community Federal Credit Union is a not-for-profit financial cooperative whose purpose is to meet the financial needs of its members. We are member-owned. In other words, we answer to our members – not a small group of stockholders or an out-of-town corporation. Our profits are returned to our members in the form of low/no-fee products,
Cheektowaga Community Federal Credit Union has been open since 1959. The credit union has assets totaling $11.74 Million and provides banking services to more than 1, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
130 South Elmwood Avenue, Room 147, Buffalo, NY, 14202
Lends in New York
The IRS Buffalo Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and members of their families.
The IRS Buffalo Federal Credit Union received its charter on February 1, 1957, thanks to some determined IRS employees
