FHA Vs. USDA loan program for Cheektowaga, Erie County, New York

In 2026, the USDA loan limit in Cheektowaga, located in Erie, NY, stands at $336,500. The FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, determining the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA side by side to select the program best suited for your financial situation in .

USDA and FHA Loan Options in Cheektowaga, NY

Lendersa® aims to help you find an ideal USDA or FHA loan quickly and without hassle. Choose from three starting points that connect you with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, also known as a USDA Rural Development Loan or USDA mortgage, is backed by the Department of Agriculture. It is intended for rural areas only and, unlike FHA loans requiring at least 3.5% down payment, USDA loans require none.

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(303) 778-5702 Lender's profile and map Reviews Porter Federal Credit Union 850 E Harvard Ave, Suite G-45, Denver, CO, 80210 Porter Federal Credit Union serves the employees of Centura Health – we are located on the campus of Porter Adventist Hospital in Denver. Our office is located in the Harvard Park West medical building behind Porter Adventist Hospital at: 850 E Harvard Ave G-45, Denver, CO 80210.
(303) 547-5991 Lender's profile and map Reviews Move Up Mortgage, LLC 1221 S Clarkson, Suite 430, Denver, CO, 80210 We are committed to providing customized mortgage products and services that are tailored to meet your individual needs. Our loan experts are committed to guiding you to the right loan to help you reach your financial goals with integrity and professionalism. Move Up Mortgage NMLS #2016625. All Rights Reserved
(720) 897-1525 Lender's profile and map Reviews Aslan Home Lending Corporation 1777 South Harrison Street, Suite 903, Denver, CO, 80210 Our goal is simple To help every family we serve get to “Yes.” Yes to the loan that unlocks the joy of home ownership. Yes to the lending solutions that meet every client’s unique needs and wants. That’s why we dedicate our every resource to serve as your personal guide through the lending process, solving problems, building confidence.
(303) 888-7455 Lender's profile and map Reviews NexHome Lending 1174 South York Street, Denver, CO, 80210 NEXHome Lending Offers a wide array of programs and options to meet your Home Financing needs. With over 30 years of experience in all facets of Residential Home Lending you can be assured of great advice and service Jim Van Buskirk is President of the NEXHome Lending A Mortgage Company
(303) 370-7300 Lender's profile and map Reviews Downs Financial Inc 1159 South Clayton Street, Denver, CO, 80210 We are a Colorado mortgage company approved in multiple states to originate home loan programs like mortgage refinancing, home purchase and home equity mortgages. We recognize the importance of a long term relationship and to help foster such a relationship, we provide our customers with a “Low Rate Guarantee.
(970) 468-9402 Lender's profile and map Reviews Lake Dillon Mortgage Services Inc 3801 East Florida Avenue, Suite 630, Denver, CO, 80210 We are a full service residential first mortgage lender offering solutions custom tailored to the individual needs of a borrower. We pride ourselves on personal service and we are ready to create your custom mortgage solution today. We are experienced in dealing with the borrower and realtor through every step of the process to ensure
(720) 616-4000 Lender's profile and map Reviews Fortis Private Bank 1550 17th Street, Suite 203, Denver, CO, 80202 Our people at Fortis enjoy being empowered with the ability to make a tangible impact in a progressive and less bureaucratic work culture. We strongly believe in hiring people greater than ourselves. We recognize, reward, and develop those individuals who make an outsized impact to the business.
(303) 291-3700 Lender's profile and map Reviews Bankers’ Bank of the West 1099 18th Street, Suite 2700, Denver, CO, 80202 Bankers’ Bank of the West provides high-quality products and services as well as deep industry expertise to more than 300 community bank clients in the western states and Great Plains region. Our primary service area includes Arizona, Colorado, Idaho, Iowa, Montana, Nebraska, New Mexico, Nevada, South Dakota, Utah, and Wyoming.
(303) 534-4448 Lender's profile and map Reviews White Crown Federal Credit Union 2001 Lincoln St, Suite 100, Denver, CO, 80202 White Crown is committed to providing our members with the variety of financial products and services they need, accompanied by the highest level of service they want. The White Crown team goes above and beyond to understand each members’ situation and works alongside them to become their trusted financial partner for life.
(720) 999-9839 Lender's profile and map Reviews Strive Mortgage Team 1800 Wazee St, Floor 3, Denver, CO, 80202 Finding your next home is an exciting time in your life. We believe that the financial side of that process should be very predictable and without any surprises. We've been helping families finance their homes for more than 30 years combined and every single client we have ever told they could purchase a home has had a successful outcome.