In 2026, the USDA loan limit in Cheektowaga, located in Erie, NY, stands at $336,500. The FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, determining the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA side by side to select the program best suited for your financial situation in .
2026 Loan Limits and Down Payments in Cheektowaga, Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Cheektowaga, NY
Lendersa® aims to help you find an ideal USDA or FHA loan quickly and without hassle. Choose from three starting points that connect you with lenders and USDA programs.
A USDA home loan, also known as a USDA Rural Development Loan or USDA mortgage, is backed by the Department of Agriculture. It is intended for rural areas only and, unlike FHA loans requiring at least 3.5% down payment, USDA loans require none.
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101 Hudson Street, Suite 2100, Jersey City, NJ, 07302
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