USDA Vs. FHA your options comparison in Cheektowaga, Erie County, NY
In 2025, the USDA loan limit in Cheektowaga, located in Erie, NY, stands at $336,500. The FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, determining the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA side by side to select the program best suited for your financial situation in .
2025 Loan Limits and Down Payments in Cheektowaga, Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Cheektowaga, NY
Lendersa® aims to help you find an ideal USDA or FHA loan quickly and without hassle. Choose from three starting points that connect you with lenders and USDA programs.
A USDA home loan, also known as a USDA Rural Development Loan or USDA mortgage, is backed by the Department of Agriculture. It is intended for rural areas only and, unlike FHA loans requiring at least 3.5% down payment, USDA loans require none.
Denver Fire Department Federal Credit Union is a not-for-profit, locally owned financial cooperative here to help you achieve your financial goals. The credit union was started by Denver Firefighters for professional firefighters in 1938. Today we still only serve professional firefighters and their immediate family members.
Blueprint Mortgage Group LLC is a Colorado Limited-Liability Company filed On March 27, 2019. The company's filing status is listed as Good Standing and its File Number is 20191271164.
The Registered Agent on file for this company is Blueprint Mortgage Group LLC and is located at 2491 Perry Street, Denver, CO 80212
3700 Tennyson Street, Suite 12070, Denver, CO, 80212
Salt Funding is a Denver based Private Money lending company. We pride ourselves on fee transparency and speed in lending. Focus is on single family and multi-family residential non-owner occupied loans. Our typical loan is a 6-12 month term at 10% and 2 points for the first 6 months.
Lone Star Reverse Mortgage 20 years as a licensed real estate broker in the Dallas/Ft.Worth area. Debbie and I are both Seniors and we currently reside in central Texas and provide reverse mortgage services to fellow Texas homeowners. We have been part of the reverse mortgage business almost since its inception in the state of Texas.
1ST QM Michael O’Brien has experience with all forms of Mortgage Financing. He has over two decades of experience with all facets of mortgage financing. Michael is very comfortable and effective working with “FIRST TIME” Home Buyers as well as the seasoned investors. Michael specializes in properties that are located in Texas and California
The IHS Mortgage Team is your premier mortgage team located in Austin, Texas. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Austin area.Established in 2004.
1st Quest Mortgage provides financial solutions for professionals, their clients, individuals and families to assist in accomplishing their goals. Many of our clients are referrals from legal, taxation, family planning, insurance and investment professionals assisting in achieving their client's goals.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
3545 South Platte River Drive, Suite A, Englewood, CO, 80110
Premier Family Mortgage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
selecting a mortgage company there are two options; a bank/retail lender or a broker. Big national retail lenders typically have really good marketing and fancy office buildings but someone has to pay for all that, that someone is you via higher rates and costs. Most of these companies are good companies but simply have higher overhead resulting.
