USDA Vs. FHA Pro and Con comparison in Armonk, Westchester County, NY
In 2025, for a single-family home in Armonk, situated in Westchester county, NY, the USDA loan limit is $0. In contrast, the FHA loan cap for the same property type is $1,089,300.
Utilize Lendersa®'s USDA loan calculator to explore today’s best USDA versus FHA rates and assess the income, credit score, reserves, and necessary documentation to qualify. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA loan options, assisting you in identifying the program most suited to your financial needs in .
2025 Loan Limits and Down Payment Requirements in Armonk, Westchester, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Armonk, NY
Lendersa® is dedicated to securing the most suitable USDA or FHA loan for you quickly and efficiently. You can choose from three initial steps which will lead you to matching lenders and USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture, also known as the USDA Rural Development loan or USDA mortgage, is eligible only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirements.
GreenBridge Loans provides capital to business owners, startups, and real estate investors by using residential and commercial real estate as collateral. Unlike many business funders, GreenBridge provides a streamlined funding process with minimal requirements. We currently offer three types of Secured Business Loans geared to accommodate
Pinnacle Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
Here at FundingPilot we make sure to go above and beyond the traditional lending criteria. We have unique business lending programs for each business type, regardless of industry, which gives you immediate access to the business capital you need to succeed. We provide a fast, easy, and efficient funding process so that business owners
At Sikorsky Credit Union, we believe that the financial choices you make today, like where you bank, can help you live a better life tomorrow. We are very proud to be named the #1 Credit Union in Connecticut by Forbes in both 2020 and 2021. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Our mission is to empower homebuyers to confidently secure and finance their home purchase online. Morty is enabling a tech-first mortgage that offers homebuyers the efficient, self-service experience needed in today’s fast-moving housing market, all at a lower cost than the traditional offline mortgage experience.
Main Street Mortgage was founded by David Bigley in 1996. David has been helping Connecticut residents finance their homes for over 34 years.David is an active member in the Stratford community as a volunteer for Merton House Soup Kitchen, Fairfield Prep Fathers Club and coach for Sterling House Youth Sports Basketball and Soccer.
We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, we know how to get the job done.
Heritage Financial Corp. has helped hundreds of families achieve their dreams of homeownership. Our team lives in the same communities we serve, understanding the in-depth challenges faced by families and individuals. From residential to commercial financing our team has the experience and expertise to be true partners to our clients.
65 Bleecker Street, Fifth Floor, New York, NY, 10012
Andrew Davidson & Co, Inc. is the leading provider of risk analytics and consulting for the mortgage (MBS) and asset-backed securities (ABS) industry. We develop & license prepayment & credit models as well as risk measurement tools that are the benchmark analytics used by top mortgage & commercial banks, insurers, credit unions, broker-dealers.
At MGN Funding Corp, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use ""common sense"" and will help you obtain the best loan possible.
We represent a wide range of ""A"" rated lenders with first quality rates to private ""hardship"" lenders
