In 2025, the USDA loan limit for New-Castle in Westchester county, NY, is $0. Comparatively, the FHA limit for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates and find out the needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the ideal program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® aims to connect you with the best USDA or FHA loans quickly and without hassle. Choose one of three initial paths to match with suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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