USDA VS FHA in Pleasantville, Westchester County, NY

For 2025, the USDA loan limit in Pleasantville, located in Westchester, NY, is $0. The FHA limit for a single-family home stands at $1,089,300.

Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates, helping you determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding in the decision of which program in Alabama suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Pleasantville, Westchester County, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Discover USDA and FHA Loan Options in Pleasantville, NY

Lendersa® aims to secure the best USDA or FHA loan for you quickly and without hassle. Choose one of three starting points to connect with lenders and find suitable USDA loan programs.

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Understanding USDA Loans in NY

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 1st Phase Mortgage
  • 5841 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
  • 1st Phase Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the best financing available
  • Standard Mortgage Corporation
  • 11616 Southfork Ave, Suite 100, Baton Rouge, LA, 70816
  • At Standard Mortgage, we originate and service mortgage loans secured by single \-family properties. Our in-house staff includes mortgage bankers, accountants, attorneys, underwriters and loan servicing specialists. Our real estate experience, combined with our various capital sources
  • Highcrest Home Lending
  • 4021 WE Heck Court, Building M2, Baton Rouge, LA, 70816
  • Highcrest Home Lending we understand that buying a home can be an intimidating process. Our representatives are your guides into the home buying world. We do not judge we help you discover what mortgage will work best for you & your lifestyle. We pledge to provide top-notch customer service & the most competitive loan products to our clients"
  • Reliant Mortgage
  • 11741 Market Place Ave., Baton Rouge, LA, 70816
  • Reliant Mortgage, we want to create enduring relationships with our clients! This way you can feel assured that you have found your one-stop shop mortgage company for many years to come. The Reliant Mortgage team is here to assist you in your home buying needs, whether big or small. We help anyone
  • Mortgage Financial Services
  • 10922 Coursey Blvd, Suite B, Baton Rouge, LA, 70816
  • Our goal is to help homebuyers achieve the American Dream of homeownership. Whether you are a first time home buyer or purchasing a second home, Mortgage Financial Services is dedicated to providing quality service and products that help customers achieve their objectives throughout the home buying process.
  • Campus Federal Credit Union
  • 9555 Antioch Road, Suite A, Baton Rouge, LA, 70817
  • Formed in 1934 by seven employees of Louisiana State University, Campus Federal now serves over 59, 000 individuals and business members. The common bond between Campus Federal and LSU remains strong, along with the strong relationships we've developed with our additional select employee groups and business members.
  • Baton Rouge Telco Federal Credit Union
  • 13404 Airline Hwy, Baton Rouge, LA, 70817
  • Baton Rouge Telco Federal Credit Union knows life is full of opportunities to say yes. Wherever you are on your financial journey, we hope we can say yes to help you get there. We’re confident our competitive rates and friendly team members will make it easy.So get to know Telco. Because we’re always looking for more ways to say yes!
  • First State Bank
  • 102 E Broadway, Randolph, NE, 68771
  • First State Bank has been continuously serving the communities of Northeast Nebraska for nearly five generations. Founded in 1887 as The Randolph State Bank, the present-day building stands just one city block from the original site at Broadway and Douglas Street. Since our beginning we’ve remained a full service, independent community bank.
  • Harwood State Bank
  • 501 Dakota Avenue, Harwood, ND, 58042
  • Harwood State Bank was one of the banks to survive that era with a strong capital ratio. The bank sold $7,000 more in stock in 1951 to raise the capital stock to $25,000. There have been two stock splits since that time. The first in 1959 and the second in 1980, and our capital stock is now $100,000.
  • Kindred State Bank
  • 411 Elm Street, Kindred, ND, 58051
  • Kindred State Bank has grown and developed in new directions, just as Kindred has. The rise of electronic banking and the need to provide new services motivated a large expansion and remodeling project during 2001 and 2002.Now the bank has offices for the Kindred State Bank Agency, for each loan officer, for a securities sales agent.