USDA Vs. FHA your options comparison in Thornwood, Westchester County, NY
In 2025, the USDA loan limit for Thornwood in Westchester county, NY, is set at $0, whereas the FHA limit for a single-family residence is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side-by-side, aiding you in choosing the optimal solution for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Thornwood, Westchester County, NY
Type of Loan
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Discover USDA and FHA Loan Options in Thornwood, NY
The mission of Lendersa® is to facilitate the swift securing of the most suitable USDA or FHA loans, with minimal hassle. Choose among three options, each leading to a network of lenders and suitable USDA loan programs.
A USDA home loan is a government-backed loan provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, a USDA loan requires no down payment at all.
Our Company, Mortgage Professionals Corp. was started in 1991 and over the years, we have helped thousands of clients to obtain a mortgage both on purchases as well as refinances. Since we are Mortgage Brokers we have a database of several lenders, Bankers, Investors and private lenders and we cater in helping all types of clients.
McKesson Federal Credit Union is a Federally insured, member owned, full service financial institution. For over a half century, we have been committed to providing employees of our employee groups and their families with diversified, high quality, competitively priced financial products and services.
NFFCU was chartered in 1940 to service the financial needs of the members & their families, of the Fire Department of the City of Newark. Over the past 79 years the credit union has grown to a $18 million financial organization with 5 employees serving over 3, 000 members. NFFCU is headquartered at Newark in a credit union-built-and-owned building.
At American Fidelity Mortgage, we provide lending services and approve our clients into their next home. - Family owned and operated - Direct FHA Lender - Products available include but are not limited to - FHA, Conventional, 203k, Reverse Mortgages, Jumbo’s, USDA, Streamline Refi’s, Full Harp -program.
AMS Mortgage Services, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
We are a full service residential and commercial Mortgage Broker with more than 14 years in the business. Since our inception in 2000 Sunrise Mortgage Company, Inc. has set itself apart from the competition by adjusting to today’s market. We offer a wide array of mortgage products for New Home Purchases
SoFi’s mission is to help people reach financial
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Public Service Plaza Federal Credit Union has been open since 1953. The credit union has assets totaling $18.7 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves communications.
