USDA Vs. FHA Pro and Con comparison in Thornwood, Westchester County, NY
In 2025, the USDA loan limit for Thornwood in Westchester county, NY, is set at $0, whereas the FHA limit for a single-family residence is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side-by-side, aiding you in choosing the optimal solution for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Thornwood, Westchester County, NY
Type of Loan
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Discover USDA and FHA Loan Options in Thornwood, NY
The mission of Lendersa® is to facilitate the swift securing of the most suitable USDA or FHA loans, with minimal hassle. Choose among three options, each leading to a network of lenders and suitable USDA loan programs.
A USDA home loan is a government-backed loan provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, a USDA loan requires no down payment at all.
ONB Bank is the sole member of Olmsted Holding Corporation, a bank holding company headquartered in Rochester, Minnesota. ONB Bank offers a full array of services while maintaining the integrity of a community bank where decisions are made locally. ONB Bank takes pride in having served our community since 1996.
Sterling State Bank has been providing consumer and commercial banking services to Austin, MN and the southeast MN area for over 50 years. Our experienced Personal Bankers and mortgage Lenders can help with any of your banking needs from home mortgages to business cash management services.
What sets Minnesota First apart from other financial institutions? That’s easy. Personalized service for over 50 years. At Minnesota First you are treated like an individual, not a number. We are never to busy to help you or assist you with any questions or financial needs that you have.
2295 South Hiawassee Road, Suite 207, Orlando, FL, 32835
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6735 Conroy Road, 2nd Floor, Suite 219, Orlando, FL, 32835
At Multi Home Loans, LLC we educate and empower people to make smart financial decisions with their mortgage in order to build wealth, having amazing rates and low costs! We are not your average mortgage broker, we provide our clients with an unmatched level of product, price and service will always remain our top priority.
Mortgage Solutions has created custom financing options for Commercial and Residential borrowers since 1995. We've worked with clients who have phenomenal credit scores and clients with credit challenges. Our past clients happily refer their friends, family, and co-workers to us because they know our staff delivers on our promises.
5323 Millenia Lakes Blvd., Suite 300, Orlando, FL, 32839
F&B Financial Group is a residential mortgage banking firm headquartered in St. Louis, MO with offices in Orlando, FL. F&B Financial Group was created in response to increased customer demand for a knowledgeable and trusted mortgage firm.our professionals are skilled in providing products and services tailored to your specific needs and desires.
At First Union Lending, we have a mission that revolves around more than just making money for our investors. Our investors know and are happy knowing that they come second to the small business owner.
We have an unwavering belief that small and medium-sized businesses deserve the right to access the capital they need to succeed.
