USDA Vs. FHA Pro and Con comparison in Aurora, Erie County, NY
In 2025, USDA loan limit in Aurora, county of Erie, NY is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Aurora, county of Erie, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Aurora, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
1301 Hazeline Lake Drive, Colorado Springs, CO, 80921
We have over 22 years of experience originating mortgages in Colorado. We fund Conventional, VA, FHA, Jumbo and USDA loans. Here at A&A Mortgage we strive for the best customer service and fast closings. This is why we partner with the best lenders in America. Give us a call, you will see the difference.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
15455 Gleneagle Drive, Suite 230, Colorado Springs, CO, 80921
"We are a local based company here in Colorado Springs and work face to face with each one of our clients.
We specialize in Home Purchases and Refinances with Government backed loan such as FHA, VA, Fannie Mae and Freddie Mac.
Let us do the shopping for you, as we have over 10 different Nationwide"
3505 North Chestnut Street, Colorado Springs, CO, 80907
One Thirteen Credit Union was founded in 1958 by members of IBEW Local 113. In the beginning, the Credit Union was open to Union Electricians in the Colorado Springs area only. Later the membership was opened to members and their families of Colorado Building and Construction Trade Council and the Colorado Springs Labor Council.
1490 Garden of the Gods Road, Suite A, Colorado Springs, CO, 80907
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all
quality service.
121 S Tejon Street, Suite 900, Colorado Springs, CO, 80903
Equity Edge Realty is built on a foundation of teamwork & dependability in order to help you achieve your dream of owning Colorado real estate. I am focused on providing a personalized home buying experience as you search for homes for sale in Colorado Springs, Denver & the surrounding areas. To Equity Edge Realty, you will never just be a number.
525 North Cascade Avenue, Colorado Springs, CO, 80903
SpotOn Financial provides small business financing, working capital loans, business consulting, strategic resources, and access to strategic resources to help a business achieve its goals.
We offer cash flow loans, asset based loans, commercial real estate finacing, and investor fix and flip loans.
322 S. Cascade Avenue, Colorado Springs, CO, 80903
Pikes Peak Regional Development Corporation (PPRDC) was formed in January, 1976, under the name of the Old Colorado City Development Company. The organization originated through the cooperative efforts of the City of Colorado Springs and business persons from the “Westside” area of the city.