In 2026, the USDA loan limit for Aurora in Erie county, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Leverage the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates available today, and determine the income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you select the best program for your financial needs in .
2026 loan limits and down payment requirements in Aurora, Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Aurora, NY
Lendersa® aims to swiftly connect you with the best USDA or FHA loan options without hassle. Choose from three starting points that lead to matched lenders and USDA loan programs.
A USDA home loan is a government-backed loan through the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is solely available in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans require no down payment.
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