USDA and FHA Pro and Con in Aurora, Erie County, NY
In 2025, the USDA loan limit for Aurora in Erie county, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Leverage the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates available today, and determine the income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you select the best program for your financial needs in .
2025 loan limits and down payment requirements in Aurora, Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Aurora, NY
Lendersa® aims to swiftly connect you with the best USDA or FHA loan options without hassle. Choose from three starting points that lead to matched lenders and USDA loan programs.
A USDA home loan is a government-backed loan through the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is solely available in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans require no down payment.
Our mission is to provide quality, value and service to the citizens of Audrain, Boone, Callaway, Chariton, Cole, Cooper, Howard, Lafayette, Montgomery, Monroe, Saline, Carroll, Osage, Pettis and Randolph Counties and the surrounding area. Exchange Bank of Missouri is home owned.
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We answer the phone when you call and return that call within one business day. Our lenders live and work in our communities
Journey Mortgage was created to bridge the gap between high end technology and “keeping it local”. We think everyone deserves the opportunity to use the technology that is available at the large lenders and still provide the local presence. We want you to be a friend and customer for life! Let us help you and your family along your journey!
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