USDA Vs. FHA Pro and Con comparison in East-Aurora, Erie County, NY
In the year 2025, the USDA loan limit in East-Aurora, located in the county of Erie, within the state of NY,
is set at $285,000. Meanwhile, for a single-family dwelling, the FHA limit stands at $356,362.
Utilize the Lendersa® USDA loan calculator to assess today’s optimal USDA versus FHA rates.
This will help you identify the income, credit, reserves, and documentation required to qualify.
Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side,
enabling informed decisions about the best program in Alabama for your unique financial circumstances.
Loan limits and down payment requirements for 2025 in East-Aurora, Erie County, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in East-Aurora, NY
The mission of Lendersa® is to efficiently secure the most favorable USDA or FHA loan
for you without unnecessary delays. Begin with one of three methods that connect you to matched
lenders and suitable USDA loan programs.
A USDA home loan, which is backed by the United States Department of Agriculture,
is also known as a USDA Rural Development Loan or USDA mortgage. It is available exclusively in rural
areas. In contrast to FHA loans that require a down payment of at least 3.5%,
the USDA mortgage typically necessitates no down payment.
Service First’s history began like most credit unions: with our members. Back in the early stages of America’s financial system, banks were only accessible to the upper class. People began joining forces to create their own financial institutions. Credit unions were started by people, for people.
CU Mortgage Direct LLC is a South Dakota Limited Liability Company, NMLS# 198895. We are a mortgage banker/direct lender for all types of home loans. Since we are owned by credit unions, we have a strong financial backing and we can pass that savings on to you. With over 150 years of combined experience, we can help you obtain the right loan.
Fishback Financial Corporation (FFC) is the parent company of First Bank & Trust. One of South Dakota's largest privately held financial holding companies, FFC has 22 First Bank & Trust locations in 17 towns in South Dakota and Minnesota We are proud to be a family- and employee-owned community bank.
First Dakota National Bank has eighteen locations throughout South Dakota and five Loan Production Offices in South Dakota and Nebraska, all designed to make banking easy for you. Our Mission: To anticipate, meet and exceed our customers' expectations. We will strengthen our communities by providing time, talent and resources.
4930 S Western Ave, Suite, Suite 100, Sioux Falls, SD, 57108
"First International Bank & Trust started as a single branch in Arnegard, North Dakota, and over 109 years has evolved into a bank with 28 locations in North Dakota, Minnesota, and Arizona.
We offer more than just banking. Our suite of expanded services is what makes us a full-service bank that our customers."
We are a family-owned comprehensive financial institution serving Our competitive advantage centers around two principles: profitability in a competitive market and our community bank mantra of "making things better" for our customers. Our competitive advantage is that we offer "big bank products with hometown service
5024 S Bur Oak Pl, Suite 113B, Sioux Falls, SD, 57108
Tailored Mortgage Group is one of only a few independent mortgage brokerages in all of South Dakota. Mortgage brokers differ from normal lenders in that we have the ability to work with dozens of lenders to shop for the best rates and fees for our customers. We do the shopping for you. Mortgage loans.
First Century Federal Credit Union was chartered April 11, 1935. Our Charter is a closed Transportation Charter. If you are employed by one of our business members or an immediate family member of a current member you are eligible to become a member owner at First Century. First century is a member owned, not for profit Co-op.
At The First National Bank in Sioux Falls, we do things differently. With an infectious culture, a 135-year commitment to our communities, and a foundation built on our FIRST Values, we pride ourselves on being more than just a bank.
Whether you’re looking to purchase your first home, starting a new business venture, or ready to invest,
