In 2025, the USDA loan limit in Wales, found in county of Erie, NY, is $336,500, while the FHA limit for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates and to identify the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Wales, Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Wales, NY
The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and without complications. Choose one of three starting paths that connect you with matching lenders and USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural regions. Unlike FHA loans that require a minimum of 3.5% down payment, a USDA mortgage requires no down payment at all.
7842 Land O' Lakes Blvd, Suite 105, Land O Lakes, FL, 34638
Equifirst Lending is a Florida licensed mortgage brokerage company headquartered in Land O Lakes, Florida. Our company was founded on the principle that a better lending environment is possible. Our team is focused on helping our clients looking to either purchase a property or refinance their existing property with affordable.
19508 Shumard Oak Dr. Suite 103, Land O Lakes, FL, 34638
A full-service, brokerage with a focus on our clients based out of Tampa Bay. Our agents have 30 plus years experience in the Tampa Bay market. Creative solutions for any problems. Wide variety of conventional, jumbo, FHA, USDA and VA loans, ranging from low down payment to no mortgage insurance.
The Peoples Bank operates 18 branches along the Mississippi Gulf Coast in Hancock, Harrison, Jackson and Stone counties. In addition to a comprehensive range of retail and commercial banking services, the bank also operates a trust and investment services department that has provided customers with financial, estate
Southern Coastal FCU is a not-for-profit, financial institution that provides affordable financial services to its member-owners. Southern Coastal Federal Credit Union provides financial services to the employees of Biloxi Housing Authority, City of Biloxi, City of D'Iberville, Harrison County, Merit Health Biloxi & Swetman Security Services.
Our community first laid its foundation in Jamestown, North Dakota in 1939. As a credit union, FCCU is owned by its members. This is different than banks, which are owned by a select group of stockholders. The credit union’s profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.
28210 Paseo Dr. Ste. 125, Wesley Chapel, FL, 33543
Core Values Based Lending
I owe my successes to a service model based on the Benchmark Core Values. We pride ourselves on providing personal service, competitive rates, and efficient loan processing. Benchmark was founded on the principle of customer focus with service that exceeds expectations.
Fraternal Order of Police Federal Credit Union was incorporated May 26, 1941 with $15, 000 capital. The operations began in the back pocket of an officer. Things change! One thing that hasn’t is our commitment & dedication to you the member. You are an owner or partner in this not for profit, not for charity, but for service financial institution.
At First National Bank, we strive to provide our customers with the friendliest and most efficient banking services possible. We are confident we will be able to serve you and meet your banking needs. We offer convenience at your fingertips with our state-of-the-art mobile banking app and other 24-hour online services.
