USDA and FHA Pro and Con in Wales, Erie County, NY
In 2026, the USDA loan limit in Wales, found in county of Erie, NY, is $336,500, while the FHA limit for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates and to identify the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best program for your financial scenario in .
2026 Loan Limits and Down Payment Requirements in Wales, Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Wales, NY
The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and without complications. Choose one of three starting paths that connect you with matching lenders and USDA loan options.
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