USDA Vs. FHA Pro and Con comparison in Wales, Erie County, NY
In 2025, the USDA loan limit in Wales, found in county of Erie, NY, is $336,500, while the FHA limit for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates and to identify the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Wales, Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Wales, NY
The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and without complications. Choose one of three starting paths that connect you with matching lenders and USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural regions. Unlike FHA loans that require a minimum of 3.5% down payment, a USDA mortgage requires no down payment at all.
CJFCU is a not-for-profit financial cooperative, which means all earnings at the end of the year are returned to our members in the form of better, low-cost financial services. We help our members meet their financial goals by providing exceptional member service, along with quality financial products.
Kingdom First has also supported individual families in the process of adopting children, and our company’s leaders have provided mentoring services to our community’s youth. Our world is only as good as the condition in which we leave it for our children. We feel it is our responsibility to shepherd and encourage children to become strong
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REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.
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TopOne Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to
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BMIC has a customized process that is simple and straightforward, allowing us to complete a loan application in a matter of minutes. We will have a loan decision for our clients within an hour. At that time, BMIC will issue a formal loan approval.BMIC recognizes that each circumstance is unique
